Anna Nicolazzo - Liberty

13/10/2026

Feeling overwhelmed by multiple debts?

Managing multiple repayments across credit cards, personal loans, car loans, and Buy Now Pay Later accounts can be stressful.

Debt consolidation may help by:
✅ Combining multiple debts into one repayment
✅ Potentially reducing your overall monthly commitments
✅ Simplifying your finances
✅ Helping you regain control of your cash flow

Everyone's situation is different, and debt consolidation isn't the right solution for everyone. However, it can be worth exploring if you're looking to simplify your finances and work towards your financial goals.

📞 If you'd like to understand your options, feel free to get in touch for an obligation-free chat.

Learn about common debt consolidation options, how they work, and the factors to consider when comparing them.

06/10/2026

When rates change, you might be wondering what it means for your budget. This example shows how a 0.25% p.a. rise can affect monthly repayments. If you'd like to understand what it could mean for your situation and how I may be able to help, get in touch:
https://bit.ly//4gsJ3sx

01/10/2026

🏠 Ever wondered what an Interest Only Loan actually is?

You may have heard the term interest only when talking about home loans or property investing, but what does it really mean?

In simple terms, during an interest only period, your repayments cover the interest on your loan, rather than paying down the amount you originally borrowed.

It can be a useful option in certain situations, particularly for property investors, but it’s important to understand how it works and what happens when the interest only period ends.

👉 The link below explains more about how interest only loans work and some of the things to consider.

Considering interest-only payments? Here are a few things you need to know.

18/09/2026

🏡 Why Choose a Mortgage Broker for Your Home Loan?
Getting a home loan shouldn’t feel overwhelming — that’s where a mortgage broker becomes your biggest advantage 💪✨

More lender options 🏦
Access a wide panel of banks and lenders — not just one.

Competitive rates 💸
Brokers negotiate sharper interest rates and better loan features.

Expert support 🤝
Clear explanations, smart strategies, and guidance from start to finish.

Less stress 📑
They handle the paperwork, follow‑ups, and legwork for you.

Personalised advice 🎯
Your goals, your budget, your future — matched with the right loan.

Usually no cost 🙌
In most cases, brokers are paid by the lender, not you.

✨ A broker works for YOU — making your home‑buying journey smoother, clearer, and more confident.

14/09/2026

From 1 October 2026, businesses will no longer be allowed to charge a surcharge on payments made by EFTPOS, Visa, & Mastercard (credit, debit & prepaid cards).
Although American Express is not covered by the RBA rule, Amex has separately announced it will also ban surcharges from the same date.
More information from the earlier April announcement in the link below:

Credit and debit card surcharges are set to be abolished nationwide from 1 October 2026.

10/09/2026

Another happy customer! 🎉 Congratulations Nicole Tsionis-LiRosi on your new wheels! 🙌🚘

27/08/2026

MFAA Women in Finance Broking Event 🙂

20/08/2026

A great few days catching up with my Liberty adviser colleagues at our work conference! 🤝

Always valuable to step away from the day-to-day, share ideas, learn from each other and connect with such a great group of people.

Feeling inspired and grateful to be part of such a supportive team. 💙

20/08/2026

Do you have a financial safety net?
Whether you're buying your first home or looking to invest, it's important to consider your what-ifs.
Would you be able to keep up with your loan repayments and everyday expenses if you became seriously ill or injured? Contact me to learn more.

30/06/2026

Borrowing to purchase residential property through your self managed superfund may be a thing of the past.
SBS news report the new deal will see the government close a super fund loophole.
Under the agreement, the government will close a loophole that allows people to buy property through self-managed super funds (SMSFs) to avoid the CGT increase.
SMSFs will be banned from using limited recourse borrowing arrangements, which allow trustees to borrow against a property while protecting the rest of the fund's investments from lenders if the property defaults.
Commercial property purchases remain unaffected at this time.
For more information, reach out on 0412355182 or click on the link below:

Labor agreed to close a super fund loophole and extend an inquiry into NDIS cuts following negotiations with the Greens.