Mortgage Compare Plus - Independent Mortgage Broker Melbourne

14/10/2026

Buying your first home in Victoria? Our step-by-step guide walks you through deposits, the 5% Deposit Scheme, pre-assessment, making an offer, finance approval and settlement. Get confident about each stage and make your dream home a reality. Read more: https://wix.to/Iokozn9

Buying your first home in Victoria? Follow our step-by-step guide covering deposits, the 5% Deposit Scheme, pre-assessment, making an offer, finance approval and settlement.

30/09/2026

📈 RBA increases cash rate to 4.60%

The Reserve Bank of Australia has increased the cash rate by 0.25% to 4.60%, following its September meeting.

With another rate increase, many homeowners may see their home loan repayments rise, depending on their lender and loan.

If you’re concerned about what this latest increase could mean for your repayments, now is a good time to review your current home loan and understand what options may be available.

🏠 Could your current home loan be better positioned?

If you’d like to discuss your situation or simply want to understand your options, we’re here to help.

📞 0412 110 118
🌐 Mortgage Compare Plus

17/09/2026

🏠 Why is your home loan interest rate higher than your friend's?
Have you ever compared mortgage rates with a friend or family member and thought:
“How are they getting a lower rate than me?”
Even if you're with the same bank your interest rate can be different.
Your LVR, loan purpose, repayment type, loan product and lender can all make a difference.
I've put together a new article explaining 7 different borrower scenarios and why their interest rates may differ.
And remember, comparing your rate with your friend's isn't necessarily comparing apples with apples! 🍎🍏

Why can two borrowers have different home loan interest rates? See how LVR, owner-occupier vs investment lending, repayment type, loan features and lender pricing can affect the rate you're offered.

18/08/2026

Is it time to revisit your mortgage? Discover 7 clear signs that refinancing could save you money or better suit your life — from dropping interest rates to big life changes. Read the quick guide and decide if reviewing your home loan makes sense for you: https://wix.to/pjjRblJ

Wondering if it's worth refinancing your home loan? Discover 7 signs it may be time to review your mortgage, refinancing costs and when switching lenders may not be worth it.

11/08/2026

RBA continues to hold the interest rate at 4.35%
The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at 4.35% following its August meeting.
There are some early signs that inflation is moving in the right direction, but the RBA is still taking a cautious approach. While inflation appears to be stabilising, the Bank wants to see more progress before considering its next move.
For now, the RBA is allowing time for the impact of previous rate increases to flow through to households and the broader economy.
What could this mean for you?
Even when the cash rate stays the same, your home loan options and circumstances can change.
If you’re wondering what the current rate environment could mean for your repayments, borrowing power or refinancing options, it could be a good time for a quick home loan check-in.
Get in touch today and let’s see how your loan is tracking.

16/06/2026

RBA Rate Announcement June 2026
Today, the Reserve Bank of Australia has left the cash rate unchanged at 4.35%, following three increases earlier in the year.

This decision comes as inflation remains above target, driven by ongoing cost pressures and elevated energy prices. The RBA acknowledged that there is still considerable uncertainty, particularly given the ongoing global implications of the Middle East conflict and its impact on energy prices and inflation, which are expected to keep inflation higher for longer than previously expected.

The Board determined that keeping the cash rate steady would allow time to assess the impact of earlier rate rises, while still maintaining a restrictive policy setting to help bring inflation back towards its target. The RBA remain focused on ensuring inflation does not become deep-rooted and has indicated that further increases may be needed if the current inflation persists.

With the current environment, its important to ensure your loan structure is still working for you. Reach out today if you have any questions about how this decision may affect your home loan or borrowing capacity.

12/06/2026

We are incredibly proud to announce that Mortgage Compare Plus has been recognised as the Best Mortgage Broker in the City of Monash for 2026 by Quality Business Awards Australia! 🏆🎉

This award recognises businesses that achieve an overall quality score of 95% or higher, and we are honoured to receive this recognition.

A huge thank you to all of our clients who have trusted us to help them achieve their property goals. Your support, referrals, and kind reviews mean the world to us. We are grateful for the opportunity to guide you through one of life's biggest financial decisions.

Whether you're buying your first home, refinancing, investing, or simply looking for expert mortgage advice, we're here to help every step of the way.

Here's to continuing to provide outstanding service in 2026 and beyond!

🏆 Best Mortgage Broker – City of Monash 2026
📞 Mortgage Compare Plus
📍 Melbourne, VIC

https://qualitybusinessawards.com.au/2026/the-best-Mortgage-Broker-in-City-of-Monash-VIC/Mortgage-Compare-Plus---Mortgage-Broker-Melbourne

05/05/2026

The Reserve Bank of Australia has increased the cash rate by 25 basis points to 4.35% at its May meeting.
The decision reflects renewed inflation pressures, driven by higher fuel and commodity prices linked to ongoing Middle East conflict, alongside persistent domestic capacity constraints. The RBA noted that inflation is now expected to remain above target for longer, with risks still skewed to the upside.
While financial conditions have tightened, credit remains available. The Board emphasised it will continue to closely monitor global developments, inflation trends, and economic activity, and stands ready to act further if required to bring inflation back to target.
Lenders' pricing and policies will continue to shift in this changing environment, so please reach out to us in order to help you compare options across the market. Now may be a good time to discuss offset accounts, redraw facilities or contingency planning to help you stay resilient during these times.
If you have any questions on how the rate cut might affect your home loan, please do not hesitate to get in contact.