Four Wall Investments

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Four Wall Investments

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Four Wall Investments - Phil Wall. Residential Loans | Commercial Loans | Business Loans | Investm Why use us as a mortgage broker when looking for finance?

We're finance brokers with over 35 years of experience in the banking and finance industry. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances. A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders. We do the hard work for you. We make sure you get the right home loan for your circumstances and will manage the process from start to finish. When should you see us and what can you expect? You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

03/11/2026

The RBA lifted the cash rate by 0.25 percentage points to 4.85% today, the fifth rise this year. Lenders are expected to pass it on over the coming weeks, so now is a good time to check what rate you’re actually on. Let us run the numbers.

The Reserve Bank board has delivered a Melbourne Cup day rate hike, the fifth increase this year, as inflation remains above its target.

30/10/2026

Simple savings hack most borrowers overlook. Every dollar sitting in your offset account works at your home loan rate, tax free. Park your salary there, pay bills from it, and let your spare cash chip away at the interest every single day instead of earning next to nothing in a savings account. Small habit, big difference over 30 years. Book a free chat.

26/10/2026

A reminder that the WA stamp duty threshold for first home buyers jumped to $600,000 earlier this year, with concessions stretching to $800,000. On a $600,000 home that's over $20,000 staying in your pocket. Call us.

23/10/2026

Everyone wants to buy at the bottom and sell at the top.

Nobody actually does. What you can control is being ready. With more homes on the market and sellers more open to offers, a buyer with pre-approval in hand is in the strongest position Perth has seen in years.

Get your finance sorted first, then shop with confidence. Get in touch.

20/10/2026

REIWA says Perth's median house price is still on track to hit $1 million by the end of the year, even with the market cooling.

Growth is slowing, not reversing. Time in the market still beats timing the market. Let us run the numbers.

Perth’s median house sale price* could reach $1 million by the end of the year, despite the softening in the market, according to REIWA’s 2026 property market quarterly update. 

15/10/2026

First home buyers in WA have never had more help on the table.
No stamp duty on homes up to $600,000 and concessions up to $800,000.
A $10,000 First Home Owner Grant on eligible new builds.
The Federal 5% Deposit Scheme with no lenders mortgage insurance.

Stack them together and the gap between renting and owning closes a lot faster than most people expect.

We'll check which ones you qualify for. Book a free chat.

13/10/2026

Perth now has more than 7,000 homes for sale, the most in over three years, and nearly half sold below asking price in July.

After two years of bidding wars, buyers finally have choice and negotiating power. Get in touch.

REIWA President Suzanne Brown said the rise in active listings was a result of an easing of demand and the increase in the time taken to sell a property.

08/10/2026

Four rate rises in one year adds up fast, but the lender you signed with in 2023 isn't necessarily the one that suits you in 2026. Banks still compete hardest for new customers, which means loyal borrowers often end up on the worst rates. A quick loan health check could shave a meaningful chunk off your monthly repayments, and the conversation is free. Call us.

05/10/2026

The RBA lifted the cash rate to 4.60% last week, the fourth rise this year. If your loan hasn't been reviewed since the hikes started, there's a good chance you're paying more than you need to. Let us run the numbers.

The RBA delivers its fourth rate hike for 2026, bringing interest rates to the highest level since November 2011.

29/09/2026

Savings hack for future home owners: pay your deposit account first, the day your wage lands, before anything else moves. Then split your spending into fixed, flexible and fun, and only the fun bucket gets trimmed when things get tight. Boring, but it works. And if you're not sure how much deposit you actually need in today's market, that's a conversation we have every day. Call us.

Address

21 Deviation Way
Clarkson, WA
6031

Telephone

+61423374452

Website

http://fourwallsinvestment.smartonline.com.au/

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