Four Wall Investments

Four Wall Investments Four Wall Investments - Phil Wall. Residential Loans | Commercial Loans | Business Loans | Investm Why use us as a mortgage broker when looking for finance?

We're finance brokers with over 35 years of experience in the banking and finance industry. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find

loan features to suit your personal circumstances. A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders. We do the hard work for you. We make sure you get the right home loan for your circumstances and will manage the process from start to finish. When should you see us and what can you expect? You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

Perth's market is finding its balance. REIWA says homes are taking a little longer to sell as more listings hit the mark...
07/09/2026

Perth's market is finding its balance. REIWA says homes are taking a little longer to sell as more listings hit the market, which means buyers finally have breathing room to make a considered decision instead of a rushed one. If you sat out the frenzy, this is the window you were waiting for. Let us run the numbers.

🔗

According to the latest data from REIWA, active listings* for sale remained above 6,000 in July and the time to sell a home increased further.

31/08/2026

First home buyers, don't let the headlines put you off. Yes, the median is climbing. But the support available right now is the strongest it's been in years: zero stamp duty up to $600,000, concessions to $800,000, a 5% deposit option with no LMI, and the $10,000 FHOG on top.

Stack those together and the gap between renting and owning gets a lot smaller than it looks from the outside. Book a free chat with us and let's map out exactly what you're eligible for.

27/08/2026

Going straight to your bank means you get one lender's answer. Going through a broker means you get the market's answer.

Different lenders assess income, debt and serviceability in completely different ways. A self-employed applicant knocked back by one bank can be comfortably approved by another. Same person, same numbers, different policy. We know which lenders suit which situations, and we do the legwork so you don't have to.

Best part? Our service costs you nothing. Get in touch.

Perth values grew just 0.1% in July after a 20.5% run over the year. New listings are back at longer-term averages and d...
25/08/2026

Perth values grew just 0.1% in July after a 20.5% run over the year. New listings are back at longer-term averages and demand has eased slightly. For buyers, that's not bad news, it's breathing room. Less FOMO, more stock, more time to make a considered decision.

The strongest growth was in the outer suburbs, with Serpentine-Jarrahdale up 30.8% and Armadale up 29.4%. Full breakdown here.

Perth property values rose 0.1% in July and remain 20.5% higher over the year, despite softer momentum. Explore the latest outlook.

20/08/2026

The deposit feels like the impossible bit. Here's how to make it less so.

Automate it. Set up a separate high-interest account and have the money moved on payday, before you see it. Then cut the three biggest leaks (usually subscriptions, food delivery and impulse spending) rather than trying to overhaul everything at once. And critically, know your actual target: with the 5% deposit scheme and the stamp duty exemption up to $600,000, the number is often far lower than people assume.

Want to know your real number? Give us a call and we'll work it out together.

18/08/2026

Perth's median weekly house rent is now $750. Over a year, that's $39,000 going straight into someone else's pocket, with nothing to show for it at the end.

We're not saying buying is right for everyone, and there are genuine costs to ownership that renting doesn't have. But if you're paying that much anyway, it's worth knowing what those same repayments could buy you. Most people are surprised. Let us run the comparison for you, no cost and no pressure.

A staggering stat: 167 Perth suburbs now have a median house price of $1 million or more. That's 41.4% of all metro subu...
14/08/2026

A staggering stat: 167 Perth suburbs now have a median house price of $1 million or more. That's 41.4% of all metro suburbs, up from just 42 suburbs five years ago. REIWA has even had to split its Million Dollar Club into two lists.

A great snapshot of how much this city has changed. Worth a read.

Number of Perth property millionaires has surged dramatically Perth's remarkable property boom has pushed a record number of suburbs beyond the $1 million and $2 million price benchmarks, highlighting how dramatically the city's housing market has transformed over the past five years.

11/08/2026

Right now a lot of buyers are sitting on their hands waiting to see what the RBA does in August and September. Here's the thing: while everyone waits for certainty, the people who bought 12 months ago are sitting on 20% growth.

Certainty never actually arrives. There's always a decision coming, a forecast changing, a reason to wait one more quarter. The question isn't whether the timing is perfect, it's whether the numbers work for you today. Let's find out. Call us.

Perth's median house sale price hit $938,000 at the end of June and REIWA is tipping it to crack $1 million by year's en...
07/08/2026

Perth's median house sale price hit $938,000 at the end of June and REIWA is tipping it to crack $1 million by year's end. Units are sitting at $675,000 after another strong quarter.

If you've been waiting for a sign, that's a fairly loud one. Have a read.

🔗

Perth’s median house sale price* could reach $1 million by the end of the year, despite the softening in the market, according to REIWA’s 2026 property market quarterly update. 

30/07/2026

"We'll never get approved." We hear it all the time, and it's wrong more often than it's right.
Three of the big four banks are now forecasting rate cuts ahead. Every cut that lands increases your borrowing power. Combine that with smart moves like reducing credit card limits, consolidating debts, and choosing a lender that treats your income type favourably, and your capacity might surprise you.

Don't rule yourself out based on a guess. Let us run the actual numbers. The conversation is free, and it might just change your year.

Address

3/45 Boranup Avenue
Clarkson, WA
6030

Alerts

Be the first to know and let us send you an email when Four Wall Investments posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Four Wall Investments:

Shortcuts

Share