Ready Finance

Ready Finance Local, independent mortgage broker based in Karalee, Ipswich. We help with home loans, refinancing, investment loans, car & personal loans.

Free service with expert advice. Visit us at Karalee Shopping Village or online at www.readyfg.com.au

🏑 Strategies that can help clear your mortgage by retirement 🏑⁣⁣One-in-three Gen Xs expect that they'll still be paying ...
27/08/2026

🏑 Strategies that can help clear your mortgage by retirement 🏑⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. πŸ’‘β£
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. πŸ“‰β£
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Call us for more tips to potentially be mortgage-free by the time you retire. πŸ‘‡β£
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To find out more, DM us or contact Ben Moore from Ready Finance:

☎️ – 0466 430 430
πŸ’» – [email protected]

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at sta...
27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. πŸ”Ž 🏑

A little overcast outside, but plenty of warm welcomes, great laughs and good energy inside at BNI Accelerate - Ipswich ...
26/08/2026

A little overcast outside, but plenty of warm welcomes, great laughs and good energy inside at BNI Accelerate - Ipswich this morning! β˜οΈπŸ˜Šβ˜•οΈ

25/08/2026

First-time buyers are constantly bombarded with negative headlines about the housing market, but the reality is often very different. The advice here is simple: stop listening to the noise, look at the actual data, and be willing to recalibrate your expectations.

To find out more, DM us or contact Ben Moore from Ready Finance:

☎️ – 0466 430 430
πŸ’» – [email protected]

🏑 1-in-3 home buyers rely on the bank of mum and dad 🏑⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
25/08/2026

🏑 1-in-3 home buyers rely on the bank of mum and dad 🏑⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. πŸ“‰β£
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And banks still want to be sure you can comfortably manage loan repayments. 🏑⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. πŸ‘‡β£
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To find out more, DM us or contact Ben Moore from Ready Finance:

☎️ – 0466 430 430
πŸ’» – [email protected]

Thinking about buying your first place in Ipswich?Getting into your first home can feel like there's a lot to figure out...
23/08/2026

Thinking about buying your first place in Ipswich?

Getting into your first home can feel like there's a lot to figure out, from how much you can borrow to what a deposit actually needs to look like. A good starting point is understanding your borrowing power (roughly how much a lender might lend you based on your income and expenses) and what government grants or schemes might be available to first home buyers right now.

Every situation is different, so there's no one-size-fits-all answer, but having a clear picture early makes the whole process a lot less daunting.

If you're weighing up your first home purchase, flick me a message or give me a call on 0474 511 234. Happy to have a chat, no pressure.

For a bit more detail, there's a first home loan calculator on our Academy page here: https://readyfg.com.au/blog/first-home-loan-calculator/

What are you up to this weekend? It’s kids sports for Mel our Business Development Manager ⚽️ πŸ₯…
22/08/2026

What are you up to this weekend?

It’s kids sports for Mel our Business Development Manager ⚽️ πŸ₯…

21/08/2026

πŸ’³ How BNPL can impact your home loan application πŸ’³

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. πŸ‘‡

To find out more, DM us or contact Ben Moore from Ready Finance:

☎️ – 0466 430 430
πŸ’» – [email protected]

Road trip out west to Dalby today with our referral partners, Leonie and Meno from The Buyer Assist Group. We’re catchin...
20/08/2026

Road trip out west to Dalby today with our referral partners, Leonie and Meno from The Buyer Assist Group.

We’re catching up with some fantastic agricultural businesses to learn more about what they do, how we can work together and explore ways we can support their future growth and goals.

Always great to get out on the road, meet people face to face and see the amazing businesses driving our regional communities!

πŸ’³ The BNPL trap: how it could impact your home loan application πŸ’³β£β£Buy Now Pay Later (BNPL) may be quick and convenient,...
20/08/2026

πŸ’³ The BNPL trap: how it could impact your home loan application πŸ’³β£
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏑⁣
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That's because every time you apply for BNPL, it may trigger a credit check. πŸ”β£
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. πŸ‘‡β£
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To find out more, DM us or contact Ben Moore from Ready Finance:

☎️ – 0466 430 430
πŸ’» – [email protected]

Address

Shop 8 Karalee Shopping Village
Chuwar, QLD
4306

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 12pm

Telephone

+61466430430

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