MacGregor Stoodley - Mortgage Broker - Bernie Lewis Home Loans

MacGregor Stoodley - Mortgage Broker - Bernie Lewis Home Loans Providing lifetime advice to achieve home ownership and financial independence.

19/05/2026

While i don't want anyone to experience the shock of being told no when you think it's a done deal, I do enjoy when I get to take an easy approval from one of the big bank because it's a bit too hard for them.

Self employed?
Not sure how much or if you can borrow any?

Let me take a look 😎

12/05/2026

The 20% deposit rule is real. It's just not the only way in — and it's costing people years of waiting that they don't need to do. 🏡

Here's what actually exists:
→ 5% deposit home loans
→ Government First Home Guarantee — buy with 5% and skip LMI entirely
→ Family guarantee options if a parent wants to help
→ Lenders Mortgage Insurance — not always the villain people think

I've had clients who were genuinely convinced they were 3 years away from buying.

After one conversation — pre-approved within the week.

If you're sitting on the sideline waiting until you hit some magic number — DM me first. You might already be there.

Ten minutes. Free. No obligation. Just an honest answer. 👇

Saving for a home can feel overwhelming, but with the right plan, you can get there sooner than you think.A few smart mo...
31/03/2026

Saving for a home can feel overwhelming, but with the right plan, you can get there sooner than you think.

A few smart moves could help you make a difference:
- Track your income and expenses.
- Set a clear, realistic savings goal.
- Pay down existing debts.
- Check whether you qualify for a First Home Owner Grant.

Thinking about buying your first home? Contact us today and let’s map out your next steps!

Many people default to their bank for a loan because it feels easier to keep everything under one roof.Most banks won’t ...
27/03/2026

Many people default to their bank for a loan because it feels easier to keep everything under one roof.

Most banks won’t tell you that convenience doesn’t always equal the right deal.

Here’s the reality:
- Other lenders may offer products more suited to your goals.
- Banks often reward new customers with sharper deals, while loyal clients miss out.

The good news? Your lending can be structured around you, not the bank.

Contact us today to explore options your bank won’t show you.

Many business owners concentrate on the equipment itself without giving enough thought to how the finance is structured....
24/03/2026

Many business owners concentrate on the equipment itself without giving enough thought to how the finance is structured.

An incorrect setup can be expensive over time and put pressure on cash flow.

Some common equipment finance mistakes include:
1. Focusing on the lowest interest rate instead of the most suitable structure.
2. Setting loan terms that don’t align with the asset’s useful life.
3. Overlooking tax considerations and cash-flow timing.

Reach out to us today to ensure your finance is set up the right way.

If you’ve built up enough equity in your current home, it may be used as additional security when purchasing another pro...
19/03/2026

If you’ve built up enough equity in your current home, it may be used as additional security when purchasing another property.

Equity can grow over time as you pay down your mortgage and as your property increases in value.

In some cases, this equity can be used in place of a cash deposit when buying a second property.

Get in touch with us today to explore your options and see how your property could work harder for you.

Here’s what car dealerships don’t want you to know…While many dealerships promote their in-house finance options, you’re...
13/03/2026

Here’s what car dealerships don’t want you to know…

While many dealerships promote their in-house finance options, you’re not limited to those choices.

You can explore alternative lenders and secure a car loan independently often with more flexibility and competitive options.

Get in touch with us today, and we’ll help you compare available products and find the solution that suits your needs.

Boosting your credit score before applying for a loan can help you improve your chances of approval. Here are some steps...
10/03/2026

Boosting your credit score before applying for a loan can help you improve your chances of approval.

Here are some steps you can take:
1. Check your credit report for errors.
2. Hold off on opening new credit accounts.
3. Pay down any existing debts.
4. Keep up with all bill payments.
5. Maintain a mix of credit types.

Whether you’re buying a new property or refinancing your home, a healthier credit score could give you more financial opportunities to achieve your goals.

Reach out today and take the first step toward your financial goals!

Happy International Women’s Day!To all the women taking charge of their financial future, we see you and we’re here to h...
08/03/2026

Happy International Women’s Day!

To all the women taking charge of their financial future, we see you and we’re here to help you every step of the way.

Two months into 2026, the property market is showing different patterns.Sydney and Melbourne prices have stayed flat, wh...
05/03/2026

Two months into 2026, the property market is showing different patterns.

Sydney and Melbourne prices have stayed flat, while mid-sized capitals are still climbing, with monthly growth over 1%.

More affordable homes are continuing to see solid demand.

Looking to buy, sell, or refinance? Let’s connect and explore your options.

Address

88 BEACH Road
Christies Beach, SA

Opening Hours

Monday 9am - 5pm
Friday 9am - 5pm

Telephone

+61428801145

Website

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