JT Home Loans

04/09/2026

Housing Market Downturn! Worse than expected.

Building approvals have risen modestly over the past six months, but are expected to slow due to feasibility challenges and restrictive interest rates.

• Building Approvals Trend: Modest upward trend over the last six months.
• Future Outlook: Expectation of moderation due to feasibility challenges and restrictive interest rates.
• Demand Impact: Anticipated slowdown in demand.

Great time to buy property in the next 6-12mths especially in struggling Melbourne and Sydney markets.

https://www.theadviser.com.au/borrower/48887-housing-downturn-set-to-worsen-as-approvals-collapse?utm_source=newsletter&utm_campaign=Daily&utm_medium=email&utm_content=2026-09-02&utm_emailID=4919c044fe9a70fe9e52ec8220ad8d4cfb1e9b9034e119fbf0a5052dd6bd8b6e&token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJicmFuZCI6IlRoZSBBZHZpc2VyIiwiZW1haWwiOiJkYW5pZWxAdGJobC5jb20uYXUiLCJmaXJzdG5hbWUiOiJEYW5pZWwiLCJsYXN0bmFtZSI6IkpvbmVzIn0.yz1POtQ_Fz042A8a2LDmopPecEyN4KZtNh5NLVirrno

16/08/2026

Face behind our only referral partner in conveyancing. Funny I saw another friend share this post of the lovely (Seanne Roe owner of Sea Change Conveyancing) mentioning no complaints from anyone in 6years he’s worked with her.

I’d have to say the same and when she’s helped me with advice or managed our personal settlements it’s just A1 service and the reason their office is the only one we work with.

Agents and many other people take referral fees to recommend questionable and sub-standard conveyancers and proud to say we receive no kick backs of any kind to recommend Sea Change - we simply can’t find fault in their work and the safe pair of hands means we don’t have to assist clients manage anxiety and stress of settlements collapsing.

We have seen more than a dozen deals this year where the clients have gone through someone else and the gap in standards we see impartially is light years apart.

🏡

Hi, I’m Seanne, Director of Sea Change Conveyancing.

Ten years ago, I made my own sea change to the beautiful Sunshine Coast. It was a big life change that gave me a genuine understanding of the excitement, emotion and uncertainty that can come with buying, selling and moving somewhere new.

I’m a family person at heart, and one of the things I value most is having my daughters working alongside me in the business. I’m incredibly proud of them, and their support makes running Sea Change Conveyancing even more meaningful. Together, we’ve created a family-focused business built on trust, care and personal service.

Although I live on the Sunshine Coast, I continue to assist clients with their Victorian conveyancing needs remotely. I’m passionate about making the process feel clear and manageable, and I take pride in being approachable, down-to-earth and genuinely invested in every client’s property journey.

When I’m not working, I love spending time with my family and enjoying the relaxed Sunshine Coast lifestyle. Having made a sea change myself, I know that property is never just about paperwork—it’s about people, families and the beginning of a new chapter.

12/08/2026

There are coaches… and then there are people who lead by example.

At JT Home Loans, we’re incredibly proud to be sponsoring Nathan Awad, the man behind Boxers Blueprint.

On top of being an outstanding coach who is passionate about developing athletes and helping people build confidence, discipline and resilience, Nathan is also chasing his own dream inside the ring. As an accomplished amateur boxer with aspirations of one day turning professional, he lives the values he teaches every day.

It’s inspiring to support someone who doesn’t just talk about hard work and commitment—but demonstrates it through his own journey.

The values Nathan stands for align perfectly with ours at JT Home Loans:
🥊 Discipline
🥊 Integrity
🥊 Commitment
🥊 Resilience
🥊 Continuous improvement

We’re excited to be backing Nathan as he continues to grow Boxers Blueprint while pursuing his ambitions in the sport. We have no doubt his dedication and work ethic will continue to open doors both inside and outside the ring.

We’re proud to be part of your journey, Nathan. We can’t wait to see what the future holds. 👊🏡

05/08/2026

**problems with Offset or concerned? **

Watch this and see links in comments

02/08/2026

As many of you know we lost our daughter in 2020 and ever since then we are staunch advocates for red nose for what they do for grieving parents is an absolute gift in God send. Without the counselling and support services that they provided my wife and I I’m not sure our lives would be in as good position as they are today . The grief and trauma of losing a child is horrendous and I don’t wish it on anybody but I would like to make good of a bad situation and ask you to support this wonderful cause.

I'm joining the Red, Set, Go! challenge to support Red Nose.
Every day in Australia, 9 families experience the sudden and unexpected death of a precious baby or child.
Red Nose provides vital support to any families affected by this devastating loss through their 24/7 Support Line, Hospital to Home program and counselling services.
In the last 12 months, Red Nose provided over 16,000 instances of support for grieving families during their darkest days.
This August, my steps will help ensure no family has to face their grief alone.
Please sponsor me to help support parents and families that rely on Red Nose.

Every day, nine babies and children are lost suddenly or unexpectedly in Australia. I want to support parents that have experienced this unimaginable heartbreak, that's why I'm taking on the Red, Set, Go Challenge this August! I'm challenging myself to do 3km a day and raise funds to save little lives! Donate to my fundraiser now and you'll help fund vital research that will save little lives and provide counselling and support to families that have lost a precious baby or child.

Please support me! ❤️

Every day, nine babies and children are lost suddenly or unexpectedly in Australia. I want to support parents that have experienced this unimaginable heartbreak, that's why I'm taking on the Red, Set, Go Challenge this August! I'm challenging myself to do 3km a day and raise funds to save little liv...

01/08/2026

📈 Growth Opportunities in Melbourne’s Property Market — August 2026
Even with Melbourne prices easing this year, smart investors know this kind of market often creates the best conditions for long‑term growth strategies.

Values have slipped 1% in June and 2.6% across the quarter, clearance rates are in the low‑40s, and listings are rising — all signs of a market where quality assets can be secured at sharper pricing.

At the same time, rents continue to climb, vacancy remains critically tight, and demand for well‑located homes hasn’t gone anywhere. That combination — softening prices + strengthening rents — is exactly what fuels strategic, growth‑focused plays.

Where the opportunities are emerging
Owner‑occupier‑led suburbs with strong schools, transport, and lifestyle appeal

Employment corridors where demand stays resilient even in softer markets

Tight‑supply pockets where new construction is limited

Townhouses and family homes in middle‑ring suburbs with rising rental demand

Select regional VIC markets offering strong yields and stable growth drivers

This isn’t a market for speculation — it’s a market for strategic acquisition. Investors with strong borrowing capacity and a long‑term view can position themselves ahead of the next growth cycle while competition is low and negotiation power is high.

If you want to explore Melbourne‑specific growth strategies tailored to your goals, I’m here to help you map the path forward.

30/07/2026

Sad but true

19/07/2026

**Want to ease the Loan Term for your Home Loan?**

Here is a great tool to model what your offset and/or extra payments will do to help save you thousands in interest and reduce the time you have home loan debt.

Work out your monthly home loan repayments based on your loan amount, interest rate and term with NAB’s loan repayment calculator.

25/06/2026

Stay tuned for a podcast we did with the legends at Abodey with their No BS podcast

https://www.abodey.com.au/