Loan Market - TK Kottege & Luke Olman

Loan Market - TK Kottege & Luke Olman Reach out today for your free, no-obligation chat.

We are mortgage and finance brokers specialising in First Home Buyers, Home loans, Refinancing, Investment loans, Construction loans, Asset Finance and Commercial loans. Home loans, Personal loans, FHB, Refinancing, Investment loans, Construction loans, Car loans, Asset finance, Commercial/business loans

Get started:
TK Kottege https://my.loanmarket.com.au/83a85b75-7c10-43b6-abf8-9d4868af1d85 #/get-started
Luke Olman https://my.loanmarket.com.au/4c5dda0e-8b02-4de5-9d22-7e3a6062af74 #/get-started

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔The h...
26/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

The honest answer: construction costs are rising again and this time, it's being driven by fuel price increases linked to global conflict, supply chain pressure, and rising material costs across steel, concrete and more.

What does that mean for you?
✔️ Shorter quote validity periods
✔️ Bigger contingency buffers needed
✔️ Finance structure matters more than ever

The good news? With the right planning, you can still move forward with real strategies to protect your project.

We've broken it all down on the blog, what's driving costs, what to expect, and how to plan smarter. 👉https://broker.loanmarket.com.au/loan-market-lms//blog/what-to-expect-with-renovation-and-construction-costs-in-2026/

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks asse...
23/05/2026

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks assess their risk and determine your interest rate. If your LVR is over 80%, you might need to factor in Lenders Mortgage Insurance. Understanding this ratio early can help you plan your deposit strategy more effectively.
Reach out if you want to run the numbers 👇

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart. Whateve...
20/05/2026

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart.

Whatever your ambition, we're here to help you make it happen.

It might feel like just another chore, but staying on top of your due dates is actually one of the easiest ways to keep ...
14/05/2026

It might feel like just another chore, but staying on top of your due dates is actually one of the easiest ways to keep more money in your pocket. Here’s why your future self will thank you:

🚫 Zero late fees. Those $30–$50 penalties add up fast.

📉 Avoiding those compounding interest charges means you aren't paying extra for things you already bought.

Improve your credit score. Consistent payments are a major factor in your credit score. A better score can mean lower interest rates on future big wins like a car or a home. 🏠

🤸‍♀️ No "did I pay that?" anxiety. Just peace of mind and a clear headspace.

Remember, auto-pay is your best friend. Set it, forget it, and watch your savings grow instead of your debt.

How are you hitting your financial goals this month? 👇

Motherhood doesn't fit in a job description. It's a thousand invisible roles, filled every day, without fanfare. Today w...
10/05/2026

Motherhood doesn't fit in a job description. It's a thousand invisible roles, filled every day, without fanfare.

Today we're taking a moment to name some of them and to say thank you to every woman who has shown up in this way, whether she carried you, chose you, or simply loved you like her own.

Happy Mother's Day.

08/05/2026

First Home Owners Grant QLD (FHOG)

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower inter...
07/05/2026

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower interest, simpler repayments, and more room in your monthly budget.
We've put together a quick, no-jargon guide covering:
✅ What debt consolidation actually means
✅ When it might be worth considering
✅ The traps to watch out for
✅ Why structure matters

And if you're thinking about consolidating your debts or just want to simplify your finances, reach out, we're here to help.

Read our quick guide for more 👇 https://broker.loanmarket.com.au/loan-market-lms//blog/a-quick-guide-to-debt-consolidation/

May the 4th be with you!Brokers, we are and powerful allies in your refinancing journey, we make. Shop the galaxy of len...
04/05/2026

May the 4th be with you!

Brokers, we are and powerful allies in your refinancing journey, we make. Shop the galaxy of lenders for you, we will. Fight for the right loan terms on your behalf, we do.

Ready to see if refinancing serves you well, are you? Call us, you must. Waiting, we are. 🧘‍♂️✨

01/05/2026

Fixed vs Variable Interest Rate

Address

Chapel Hill, QLD
4069

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61488689389

Website

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