XPM Finance

XPM Finance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from XPM Finance, Finance, Level 2 UL/40, 1341 Dandenong Road, Chadstone.

🌸 Hello Spring buying season! 🌸⁣⁣The days are warmer, gardens are in bloom. 🌿⁣⁣We’re in the busy Spring selling season! ...
02/09/2026

🌸 Hello Spring buying season! 🌸⁣
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The days are warmer, gardens are in bloom. 🌿⁣
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We’re in the busy Spring selling season! 🏡⁣
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This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
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Talk to us about your property goals.⁣
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From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣⁣One-in-three Gen Xs expect that they'll still be paying ...
31/08/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

28/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
26/08/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
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That's the latest survey data from Compare the Market.⁣
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But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
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Otherwise it may reduce your borrowing capacity. 📉⁣
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And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
24/08/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

21/08/2026

⏳ What usually happens after a property downturn?⏳

Property prices rose 32% on average after each of the eight past downturns*.

With the market currently in a lull, buyers could potentially snag a house at a good price.

But wait too long, and buyer competition could be fierce.

Being prepared is key. DM us about pre-approval and get organised today.👇

To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

* Domain data

🏡 Property listings climb higher, FOMO dials down 🏡⁣⁣Things are looking up for homebuyers, reports Domain. 📈⁣⁣Not so lon...
19/08/2026

🏡 Property listings climb higher, FOMO dials down 🏡⁣
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Things are looking up for homebuyers, reports Domain. 📈⁣
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Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
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Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
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That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
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It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
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Contact us to see how you could benefit. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
17/08/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

14/08/2026

🩺 What happens in a home loan health check? 🩺

First, we check the pulse of your loan: does it still meet your needs?

Next, we look at vitals like the interest rate and loan features.

Then we scope the market to see if you could secure a lower interest rate or save money on fees.

DM us to arrange a home loan health check. 👇

To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
12/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact Pierre on:

☎️ – 0402 755 361
💻 – [email protected]

Address

Level 2 UL/40, 1341 Dandenong Road
Chadstone, VIC
3148

Telephone

+61402755361

Website

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