Mortgage Choice - Scott Wills

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Central Macdonald, NSW
Mortgage Choice - Scott Wills

Financing needs including home loans, personal loans, leasing and commercial and business financing.

Scott Wills is a Smartline Personal Mortgage Adviser in Hawkesbury District. He can look after all your financing needs including home loans, personal loans, leasing and commercial and business financing.

05/08/2026

Spring is just a few weeks away, and while you're planning to dust off the shelves and clean out the garage, don't forget about your finances. 🧹💵
With the RBA meeting this month, now is the perfect time to review your current interest rate. If you haven't looked at your mortgage setup in the last year, you could be paying more than you need to. We can compare options from over 35 lenders to see if we can find a better fit for your goals, or get you a better deal.

Give Scott or Emma a call anytime on 0401 990 913 or 0428 076 132 to chat about your options

03/08/2026

Did you know we can help propery developers and builders with tailored commercial lending solutions?

We can provide development finance solutions for residential and commercial developments, construction, renovations and land subdivisions.

Reach out today to get started. Give Scott a call on 0401 990 913 anytime to chat about your options

31/07/2026

Winter is well and truly here! ❄️ While you’re busy turning up the heater and staying cozy indoors, when was the last time you checked on your home loan?

Whether you are looking to secure a lower interest rate to offset those winter heating bills, or you're dreaming of buying a warmer place to call your own, We're here to help.

We have access to more than 35 lenders so we can find the right solution for you while you stay warm on the couch. Let's connect today.

Give Emma or Scott a call anytime on 0428 076 132 or 0401 990 913

30/07/2026

Buying your first home doesn’t have to be intimidating. There are several steps involved and plenty of decisions to make, but with the right guidance it can be a rewarding experience.

Having an idea of how much you can borrow is an important start and will help you refine your property search. Government grants and incentives are another thing to consider, as there are several programs designed to support first home buyers.

If you’re ready to take the first step, contact us today!

Call Scott or Emma on 0401 990 913 or 0428 076 132 anytime

01/07/2026

✨ Happy New Financial Year! ✨

A new financial year is the perfect opportunity to take stock of your finances and make plans for what's next.

Whether you're buying your first home, refinancing, investing, or simply checking your current loan is still competitive, we're here to help.

At Scott Wills Mortgage Choice, you get the best of both worlds -

35 Years' Experience. Fresh New Thinking

By combining Scott's 35 years of mortgage broking experience with Emma's fresh perspective and modern approach, we're committed to helping you find the right loan solution for your goals.

If your financial goals include purchasing a home, growing your investment portfolio, refinancing, or reviewing your current loan, we'd love to have a chat

📞 Scott Wills – 0401 990 913
📞 Emma Wills – 0428 076 132

Here's to new opportunities, smart financial decisions, and achieving your property goals in the year ahead! 🏡✨

Scott & Emma Wills
Your local Mortgage Choice team

19/06/2026

The new financial year is right around the corner. 🗓️

It’s the perfect time to set your property and finance goals for the next 12 months.
We can help you with a range of lending services, including:
-Reviewing your current home loan
-Upgrading your car
-Purchasing a new vehicle.
Book an appointment today to start the new year on the right financial foot.

17/06/2026

😰 Saved your 5% deposit but feeling overwhelmed by what comes next?

Understanding these steps before you start searching for your first home could save you time and stress.

11/06/2026

🏡 Did you know? 81% of all home loans are written by mortgage brokers.*

If you're not using a broker, your missing out on access to multiple lenders, competitive rates, and expert guidance throughout the entire process.

Whether you're buying your first home, refinancing, or investing, we're here to help.

📞 Scott: 0401 990 913
📞 Emma: 0428 076 132
📧 [email protected]
📧 [email protected]

Let's find the right loan for your goals.

*Source: MFAA Mortgage Broking Industry Intelligence Service Report.

10/06/2026

📈 A Simple EOFY Strategy to Improve Cash Flow

Running a business means keeping a close eye on cash flow. If you have an existing commercial loan, there may be an opportunity to reduce your monthly repayments and create some extra breathing room before EOFY.

A repayment reset could help eligible businesses:

🔹 Lower monthly loan repayments
🔹 Improve cash flow without changing the asset
🔹 Free up funds for wages, stock, growth, or unexpected expenses
🔹 Access a straightforward refinance process

Eligible assets may include:
🚚 Trucks
🚐 Vehicles
🚜 Yellow Goods
🏗️ Plant & Equipment

Many business owners are surprised by how much a repayment review can improve their monthly position.

📞 Emma Wills | 0428 076 132
📞 Scott Wills | 0401 990 913

Get in touch today to find out whether a repayment reset could work for your business.

08/06/2026

💰 Is Your Equipment Finance Still Working for Your Business?

As EOFY approaches, many business owners are reviewing expenses and looking for ways to improve cash flow.

If you have an existing commercial loan on a truck, vehicle, plant or equipment, you may be able to reduce your monthly repayments by resetting the loan term.

✔ Lower monthly repayments
✔ Keep the same asset and loan purpose
✔ Free up cash flow for business growth and day-to-day operations
✔ Quick approval process for eligible applicants

Whether you're managing a fleet, operating machinery, or running a growing business, a repayment review could help put more money back into your business each month.

📅 Refinancing must be completed by 30 June 2026.

Contact us today to see if you qualify -

📞 Emma Wills – 0428 076 132
📞 Scott Wills – 0401 990 913

Send us a message or call to book your EOFY repayment review.

Address

1066 Settlers Road
Central Macdonald, NSW
2775

Website

https://www.mortgagechoice.com.au/scott.wills/

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