Horizon Financial Solutions

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Horizon Financial Solutions Your local mortgage broker for Cedar Grove -
Servicing customers in Jimboomba, Beaudesert, Greenbank, Flagstone and surrounding suburbs.

Home loans, personal loans, commercial loans, asset finance, car loans, business loans, construction loans. About Us:
With over 30 years of combined finance experience, Horizon Financial Solutions has been delivering tailored property finance in South Brisbane, greater Southeast Queensland and Australia-wide since 2005. Specialising in Jimboomba, Cedar Grove and Beaudesert your local brokers pride themselves in delivering exceptional customer service. With a no-nonsense, straight-talking and honest approach, we streamline and simplify your finance application process and help you learn how you can achieve better loan outcomes. Whether you are a first homeowner in Bahrs Scrub seeking to enter the property market in anywhere Woodhill to Spring Mountain and understand property finance foundations, are looking to refinance for a better rate or to release equity, or are a seasoned investor seeking complex finance solutions, Horizon can help. Having written thousands of loans during our 17 years of operation, we have extensive lender contacts, loan product knowledge, and know how to structure your application for success. Andrew Leak of Horizon Financial Solutions is an authorised Credit Representative Licence Number 399033 of LM Broker Services Pty Ltd ACN 118407837 Australian Credit Licence 517192

15/10/2026

💰Still trying to save that magical 20% deposit before you even think about buying a home❓

As Andrew explains, 2️⃣0️⃣% isn’t always the magic number people think it is.

Depending on your circumstances, there may be options that allow you to purchase with a smaller deposit ... and waiting until you’ve saved the full 20% may not necessarily be the best path for everyone.

👉 The important part is knowing what options are actually available to YOU before deciding you’re not ready.

That’s where Horizon Financial Solutions can help.

We can look at your deposit, income and circumstances, explain the different pathways available and help you work out what buying could realistically look like.

Don’t rule yourself out before you’ve checked your options.

📞 1300 884 779
Horizon Financial Solutions - your local mortgage broker
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

*Eligibility, lending criteria, fees and conditions apply. Lenders Mortgage Insurance or other costs may apply with a smaller deposit.*

Another rate rise doesn’t mean you have to sit back and accept whatever your current lender gives you ❌While the Reserve...
13/10/2026

Another rate rise doesn’t mean you have to sit back and accept whatever your current lender gives you ❌

While the Reserve Bank of Australia sets the cash rate, each lender decides how they price their own home loans ... and that means the rate you’re paying may not be the BEST rate available to you.

Different lenders. Different pricing. Different loan options.

Horizon Financial Solutions has access to 60➕ lenders and can compare what’s available against your current home loan to see whether there may be a better option.

AND ... you don’t necessarily have to change lenders either.
Sometimes simply knowing what else is available puts you in a much better position to have a conversation with your existing lender.

❌ DON’T JUST ACCEPT THE RATE RISE.
Your lender’s rate isn’t your only option.

Horizon Financial Solutions - Your Local Mortgage Broker
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

*Terms, conditions and lending criteria apply. Refinancing may involve costs, and the lowest rate isn’t always the most suitable loan.*

Interest rates have gone up again ... but that doesn’t mean you simply have to accept whatever rate your current lender ...
11/10/2026

Interest rates have gone up again ... but that doesn’t mean you simply have to accept whatever rate your current lender gives you ❌

The Reserve Bank of Australia sets the cash rate, but LENDERS decide how they price their home loans ... and those rates can vary from lender to lender.

So when rates move, it’s a good time to check what you’re actually paying and see how it stacks up against what else is available.

With access to 60➕ lenders, we can do the shopping around for you and see whether your current home loan is still competitive.

A small difference in your interest rate can make a very real difference to your repayments over time.

Rates have changed.
Maybe it’s time to check yours.
📞 1300 884 779

📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

*Terms, conditions and lending criteria apply. Consider whether refinancing costs and features make a change suitable for your circumstances.*

10/10/2026

💳 That credit card sitting in your wallet could be costing you more than you think ...

Even if you pay it off every month ... or don't even use it at all ... your credit card limit can still be taken into account when a lender assesses your borrowing capacity.

That $10,000 card with a $0 balance❓ It may still make a difference.

In this video, Andrew explains why those cards and limits are worth looking at when you’re getting ready to apply for a home loan.

Sometimes improving your borrowing position isn’t about earning more ... it’s about understanding what lenders are actually looking at.

🔴 Horizon Financial Solutions
Helping you understand the numbers before you apply.
Your local financial broker.
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Home Loans | Car Loans | Personal Loans | Investment Property Finance | Construction Loans | Refinancing and Debt Consolidation

*General information only. Lending criteria and individual circumstances vary*

Hindsight is a wonderful thing ... especially when it comes to money💰😅If you could sit down with your 21-year-old self a...
06/10/2026

Hindsight is a wonderful thing ... especially when it comes to money💰😅

If you could sit down with your 21-year-old self and give them just ONE piece of money advice, what would it be❓

Start saving earlier.
Stay away from credit cards.
Buy property sooner.
Stop wasting money on things you don’t need.
Learn how interest actually works.

Or maybe ... enjoy yourself a little more and stop stressing about every dollar!

Andrew’s heard plenty of financial lessons over the years 👉 and quite a few that started with “I wish I’d known this when I was younger...”
So we’d love to hear yours.

Horizon Financial Solutions - your local financial broker.
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Home Loans | Car Loans | Personal Loans | Investment Property Finance | Construction Loans | Refinancing and Debt Consolidation

05/10/2026

It's always worth shopping around and getting your rate checked ...

Horizon Financial Solutions - your local mortgage broker.
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Apparently Andrew’s taking this whole King’s Birthday thing a little too seriously 😂🤣Our office will be closed Monday 5t...
01/10/2026

Apparently Andrew’s taking this whole King’s Birthday thing a little too seriously 😂🤣

Our office will be closed Monday 5th October for the King’s Birthday Public Holiday.

👑 Andrew will be using the day to attend to his royal duties ... or possibly just enjoying the day off like everyone else 😂

We’ll be back on deck Tuesday, ready to help with all things home loans and finance.
Enjoy the long weekend, everyone!

29/09/2026

🏆 Well ... it's official ... We are ELITE now!

We are pretty excited to share that Horizon Financial Solutions has achieved Elite status with Loan Market, placing us among the top 6% of brokers across Australia.

It’s a pretty special recognition for Andrew, April and the team ... and one that reflects a whole lot of hard work behind the scenes and, most importantly, the trust our clients continue to place in us 🙏

And yes ... that's April celebrating behind Andrew lol 🙌

❤️A huge thank you to every client who has chosen Horizon to help with their finance journey. This one means a lot.

Horizon Financial Solutions - your local financial broker.
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Home Loans | Car Loans | Personal Loans | Investment Property Finance | Construction Loans | Refinancing and Debt Consolidation

You see families buying their first home, locals looking for a little more space, people refinancing, investing, buildin...
27/09/2026

You see families buying their first home, locals looking for a little more space, people refinancing, investing, building or simply trying to make their finances work a little better.

We aren't just a mortgage broker who works in the area - we live here too.

Based locally at Cedar Grove, Horizon Financial Solutions offers good old-fashioned personal service, backed by access to a wide range of lenders and loan options.

Because sometimes it’s nice to know the person helping with one of life’s biggest financial decisions is also your neighbour.

☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192



📍 Locally based at Cedar Grove
☎️ 1300 884 779

Horizon Financial Solutions — local people helping local people.

More Australians are choosing to use a mortgage broker than ever before 🏡In fact, brokers facilitated a record 81.6% of ...
24/09/2026

More Australians are choosing to use a mortgage broker than ever before 🏡

In fact, brokers facilitated a record 81.6% of new home loans in the June quarter, according to Cotality data commissioned by the Mortgage & Finance Association of Australia.

For borrowers, working with a broker can mean having someone in your corner to compare lenders, explore different loan options and help find finance that suits your individual circumstances.

And with more than 8 in 10 new home loans now going through brokers, Australians are clearly seeing the value.

Horizon Financial Solutions - your local financial broker.
☎️1300 884 779
📍Locally based at Cedar Grove
LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Address

42A Whitaker Road
Cedar Grove, QLD
4285

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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