Irwin Financial Solutions

16/10/2026

📈 Home loan rate rising? Here are your options 📈

Four rate hikes in 2026 have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate.

Competition is heating up for your business among lenders - so it might be time to shop around?

Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇

To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages.

14/10/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

13/10/2026

The common assumption that sticking with one bank pays off is often a costly mistake. Paul breaks down why staying put without reviewing your rates frequently results in paying a loyalty tax, effectively penalizing long-term customers rather than rewarding them.

To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

12/10/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

09/10/2026

🌸 Spring home buying season is here! 🌸

The days are warmer, longer, and gardens are in bloom.

We’re in the busy Spring selling season!

This can put home buyers in the hot seat as fresh listings hit the market.

DM us today to explore first home buyer concessions and loan pre-approval! 👇

To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

09/10/2026

Getting to know the person behind the decisions—Paul takes on the quick-fire challenge! From professional preferences to lifestyle choices, here’s a glimpse into what makes him tick. Mountains or ocean? WFH or the office? The answers reveal exactly where he stands.

To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

08/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s

07/10/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM us or contact Irwin Financial Solutions on:

☎️ – 0402 022 447
💻 – [email protected]

With 170+ 5-star Google Reviews

06/10/2026

A big part of our business comes from a happy client recommending us to their family and friends! So thanks for the recommendation and review, Shiva ! 😊