The Bank Whisperer

08/11/2025

Check out the first three chapters of The Adventures of Barry the Banker here https://www.bankwhisperer.com.au/barrythebanker

New chapters will be posted as completed

INTRODUCTION Fatherless since he was 10, Barry was devoid of paternal advice and guidance, hence he was free to travel down his own path. Well, his mother tried to steer him towards further education, but Barry, despite his above average intelligence, would have none of it. He just wanted to leave s...

16/10/2025

Have given the website a new look. Check it out.

The site is just a platform to share  anecdotes about my time in the banking game and how the nature of the industry has changed from days of yore to now.

05/09/2025

http://bankwhisperer.com.au/2025/09/05/big-mistake-in-a-small-town/

27/08/2025

When the day is done and you’re winding down with a nice glass of red wine, you ponder life’s mysteries, like why do banks pass losses on to borrowers, but not profits when a fixed rate loan is repaid early? Let's delve into this a little more. In cases where borrowers elected to fixed the interest rate on their mortgage loan, let's say for five years, but today, two years later, they want to repay the loan (maybe they sold the house or won lotto), what happens....

When the day is done and you’re winding down with a nice glass of red wine, you ponder life’s mysteries, like why do banks pass losses on to borrowers, but not profits when a fixed rate loan is rep…

27/08/2025

Each afternoon at the branch, ledgers, work awaiting to be “ledgered” and tellers cash were locked in the strongroom, to be opened again the next morning in order for the branch to function. This strongroom had two locks and required two people to secure it and open it. Laurie was one of the keyholders, and obviously his presence was required each morning so that the day’s work could begin....

Each afternoon at the branch, ledgers, work awaiting to be “ledgered” and tellers cash were locked in the strongroom, to be opened again the next morning in order for the branch to function. This s…

22/08/2025

It was the mid-1970s. The bank counter stretched long and straight, with a Teller’s box stationed at each end—Garry in one, me in the other. The alarm system was anything but sophisticated. Each box had a chunky button on the floor, reminiscent of the old headlight dipper switches in vintage cars. One press and the siren would slowly wind up to a deafening crescendo....

It was the mid-1970s. The bank counter stretched long and straight, with a Teller’s box stationed at each end—Garry in one, me in the other.   The alarm system was anything but sophisticated. …

20/08/2025

Read "Cheque Shenanigans", new blog post at bankwhisperer.com.au

04/08/2025

Tinkering with a blog site. See how it goes, maybe do an upgrade later.

If you're interested, check m the first article at

Banking Folklore from days of yore

15/09/2021