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ZT Finance

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Specialist Mortgage broker Whether you are an experienced investor or a first home buyer, I am positioned to get you the best deal every time.

With all the information out there about home loans, the property market and finance in general, it can be time consuming and confusing to stay on top of it all. A combination of 10 years of industry experience and strong relationships with lenders enables us to find the best deal for my clients in every scenario. If your bank has ever said no to you, talk to us for real insight into why and what you can do to avoid this in the future and more importantly, which other lender will be willing to accomodate.

04/11/2026

🏡 Project Update | Armstrong Creek, VIC

Exciting things are taking shape in Armstrong Creek!

Every property journey starts with a vision, and we're pleased to share a glimpse of this project's progress.

At ZT Finance, we understand that property finance can come with plenty of moving parts. Our goal is to help make the process clearer and easier to navigate.

Stay tuned for more updates!

02/11/2026

Planning to buy a home? 🏡

Before applying for a home loan, it's worth understanding more than just how much you might be able to borrow.

Your budget, deposit, financial commitments, loan features, and lender requirements can all influence your next steps.

We've put together 5 things to consider before starting your home loan journey.

Swipe through and save this checklist for later.

Have questions about your home loan options?

📩 Contact the ZT Finance team today.

30/10/2026

Your finance needs can change as life and business move forward.

🏡 Buying a home?
🏢 Investing in commercial property?
🚗 Financing a vehicle?
Growing your business?

Whatever your plans, understanding your options is an important first step.

At ZT Finance, we provide guidance across residential, investment, commercial, automotive, and equipment finance.

Different goals. Practical solutions. We make the hard stuff easy.

Explore our services or get in touch with our team.

🌐 www.ztfinance.com.au

29/10/2026

Ever wondered what a finance broker actually does? 🤔

It's more than finding a loan.

A finance broker helps you understand your options, navigate lender requirements, and make more informed decisions.

From home loans to commercial and equipment finance, having someone guide you through the process can make a real difference.

Swipe through to learn how a finance broker can help.

Have questions? Talk to our team.

28/10/2026

Finance can feel complicated. Finding the right support shouldn't be.

Since 2015, ZT Finance has helped Australians navigate their finance options, from home loans and property investments to business finance and car loans.

We believe in clear conversations, practical guidance, and solutions that make sense for your circumstances.

Because at ZT Finance, we make the hard stuff easy.

Ready to explore your next move? Let's talk.
🌐 www.ztfinance.com.au

08/10/2026

🏡 Moving house doesn’t always mean starting again with a new home loan.

Some lenders offer a feature called loan portability, which may allow you to transfer your existing home loan to a new property when you sell and buy.

Depending on your lender and circumstances, this could mean keeping your current loan arrangement rather than applying for a completely new loan.

There are conditions to consider, including the value of the new property, timing of settlement and your lender’s requirements.

📲 Planning your next move? Speak to the ZT Finance team about your options before making any decisions.

29/09/2026

📢 RBA Update: Cash Rate Rises to 4.60%

The Reserve Bank of Australia has today increased the cash rate by 0.25%, taking it to 4.60%.

This marks the fourth rate rise this year and will put further pressure on many households already managing higher mortgage repayments and living costs.

If you have a home loan, now could be a good time to review your current rate and loan structure and make sure they’re still right for you.

📲 If you’d like to understand your options, get in touch with the ZT Finance team.

25/09/2026

🏡 Rental yields are back in focus for property investors.

With the property market changing, many investors are looking beyond potential capital growth and paying closer attention to the income a property could generate.

Rental demand, ongoing costs, cash flow and potential yield can all play a part when weighing up an investment property.

And while the property itself matters, so does having the right finance structure behind it.

📲 If you’re considering your next investment property or reviewing your existing portfolio, speak to the ZT Finance team about your finance options.

24/09/2026

🏡 What is equity — and how could you use it?

Put simply, equity is the difference between what your home is currently worth and how much you still owe on your home loan.

Over time, as you pay down your loan or your property increases in value, you may build equity that could potentially be used towards things like:

• Renovating your home
• Purchasing an investment property
• Funding another major purchase
• Consolidating existing debts

How much equity you can actually access will depend on your property value, current loan balance, borrowing capacity and the lender’s requirements.

📲 Curious about where you stand? The ZT Finance team can help you understand your current position and talk through the options available to you.

18/09/2026

First home, first set of keys and a pretty exciting milestone. 🏡🔑

Congratulations to our clients on becoming homeowners!

Address

4/60 Carlton Parade
Carlton, NSW
2218

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Telephone

+611300677167

Website

http://www.ztfinance.com.au/

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