13/10/2026
$100 a month doesn’t sound like much. Over 20 years, it can change the picture completely.
An initial $10,000 investment earning an assumed average return of 8% per year could grow to around $46,610 over 20 years.
Add $100 a month over that same period and the estimated value grows to more than $105,000.
That’s the part of compound interest that is easy to underestimate. Small, consistent contributions have more time to build on themselves, and over the long term, that can make a meaningful difference.
If you’ve ever wondered why starting earlier matters so much when it comes to investing, this is a useful one to read.
Read Compound Interest: The Real Wealth Builder on the Money Mindset blog:
https://www.amplifywealth.com.au/post/compound-interest-the-real-wealth-builder