East Coast Finance

04/11/2026

🏡 3 in 4 first home buyers rethink their 'must-haves' 🏡⁣
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First homebuyers are adapting their strategies, according to Westpac research. ⁣
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Three-quarters are flexible about the suburb they buy in. 📍⁣
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Only one in five would rule out deal breakers like a nearby motorway. 🚗⁣
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And a growing number now see an apartment as more achievable than a house. 🏢⁣
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How is your first home wish-list shaping up? Call us to find out if it'll fit in your buying budget.👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

03/11/2026

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we can help you rein in your interest rate. 🐎

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

02/11/2026

🏡 Younger buyers go big on deposits 🏡⁣
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Fun fact, today’s first homebuyers are saving bigger deposits than previous generations. 🏡⁣
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New research by Great Southern Bank shows Gen Z are most likely to put down an 11-15% deposit. ⁣
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By comparison, Baby Boomers typically started out with 5-10% deposit. ⁣
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It goes to show today’s first homebuyers are still nailing a solid deposit. 👏⁣
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Talk to us for hints and tips on buying your first home. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

30/10/2026

💳 How BNPL can impact your home loan application 💳⁣⁣
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Every time you apply for Buy Now Pay Later, it may trigger a credit check.⁣⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. ⁣⁣
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Late or missed BNPL payments can also be reported, which could reduce your score further. ⁣⁣
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Got a BNPL account active? DM us to find out more. 👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

29/10/2026

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals. 🏡

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

28/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block.
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

26/10/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

23/10/2026

🌳 Looking for relaxed living and better affordability? 🌳⁣⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.⁣⁣
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And that's driving a trend towards regional living for more home buyers - either out bush or by the sea. ⁣⁣
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DM us to find out if a tree or sea change could help you buy sooner. 👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]
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* Cotality research

22/10/2026

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. 💪

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

21/10/2026

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]