Option Insurance Brokers

Option Insurance Brokers Your trusted partners for Business & Personal Insurance solutions. Let us help you find the right insurance option because peace of mind starts here.

We are customer-centric, providing professional, tailored advice to protect what matters most to you.

Today marks 12 months since we took the leap and launched Option Insurance Brokers… and what a year it’s been.From day o...
06/04/2026

Today marks 12 months since we took the leap and launched Option Insurance Brokers… and what a year it’s been.

From day one, our goal was simple — to do insurance differently.
To be approachable, to explain things clearly, and to genuinely look after the people we work with.

Fast forward to today, and we’re incredibly grateful to be supporting almost 80 amazing clients across around 160 policies.

That’s 80 people, families, and businesses who have trusted us to protect what matters most to them — and that’s something we never take lightly.

To our clients — thank you.
Your trust, your referrals, your conversations… they’ve meant everything to us.

To those who have supported us behind the scenes — whether through advice, encouragement, or simply backing us — we appreciate you more than you know.

And to each other — a quiet nod to the long days, the learning curves, and the commitment we’ve both put into building something we truly believe in.

We’re proud of what we’ve built… but even more excited about where we’re going.

Here’s to continuing to grow, support our community, and keep doing insurance a little differently.

Doug & Jen
Option Insurance Brokers

🐣🌸 Happy Easter from our family to yours! 🌸🐣We hope your long weekend is filled with good food, great company, and maybe...
04/04/2026

🐣🌸 Happy Easter from our family to yours! 🌸🐣

We hope your long weekend is filled with good food, great company, and maybe a little bit of chocolate too!

Whether you’re relaxing, travelling, or spending time with loved ones — stay safe and enjoy every moment.

– Doug & Jen

Jess said it best… "Working with the team at Option Insurance Brokers was easy, efficient and genuinely stress-free. The...
02/04/2026

Jess said it best… "Working with the team at Option Insurance Brokers was easy, efficient and genuinely stress-free. They took the time to understand what we needed and made sure we had the right cover in place without overcomplicating things.”

We love being able to support local clients with simple, honest advice and a smooth process from start to finish.

If your insurance feels confusing or hasn’t been reviewed in a while, it might be time for a quick check-in.

📞 07 4800 2380
🌐 optioninsurancebrokers.com.au

Whitsunday Small Businesses – Quick ReminderRunning a business in the Whitsundays often means things change and grow ove...
30/03/2026

Whitsunday Small Businesses – Quick Reminder

Running a business in the Whitsundays often means things change and grow over time.

Maybe you’ve:
• Bought new equipment or vehicles
• Hired more staff
• Increased your turnover
• Added new services or products
• Started working in different locations

All great signs your business is moving forward!

But it’s easy to forget that insurance policies are based on the information provided when the policy was arranged.

If your business has changed since then, it’s a good idea to make sure your insurance has kept up with those changes too.

Keeping your policy updated helps ensure everything is properly protected if something unexpected happens.

If you’ve made changes to your business recently and would like to understand how this might affect your cover, feel free to contact the team at Option Insurance Brokers – we’re always happy to have a chat.

📞 0448 198 380
🌐 optioninsurancebrokers.com.au

⭐ Client Feedback ⭐“Fantastic experience with Option Insurance Brokers. Doug took the time to understand our business an...
12/03/2026

⭐ Client Feedback ⭐

“Fantastic experience with Option Insurance Brokers. Doug took the time to understand our business and found cover that suited our needs. Friendly, knowledgeable and very easy to work with.”

Helping local businesses protect what they’ve worked hard to build is why we do what we do.

Whether you're starting out or reviewing your current policies, we can help make sure your cover actually suits your business.

📞 0448 198
🌐 optioninsurancebrokers.com.au

Sole Traders: What happens if you can’t work?If you couldn’t work for 4–6 weeks due to injury or illness, what would hap...
10/03/2026

Sole Traders: What happens if you can’t work?

If you couldn’t work for 4–6 weeks due to injury or illness, what would happen to your income?

It’s something many sole traders don’t think about until it happens.

Unlike employees, sole traders usually don’t have:
• Sick leave
• Workers compensation (for themselves)
• Paid time off

Which means if you’re unable to work, the income can stop pretty quickly.

That’s why many sole traders consider Personal Accident & Illness insurance, which can provide a weekly benefit if you’re temporarily unable to work due to injury or sickness.

When you run your own business, you are often the most important asset in it.

If you’d like to learn more about how this type of cover works, feel free to contact the team at Option Insurance Brokers – we’re always happy to have a chat.

💬 Are you a sole trader? What industry are you in?

📞 0448 198 380
🌐 optioninsurancebrokers.com.au

Happy Feedback Friday 🤍Running a family business means trust is everything to us — so messages like this truly make our ...
05/03/2026

Happy Feedback Friday 🤍

Running a family business means trust is everything to us — so messages like this truly make our week.

“Doug is amazing! He found a great value product for us and the process was so easy and stress free. I can highly recommend Doug and Option Insurance Brokers.”

Insurance can feel overwhelming, so knowing we’ve made the process simple and stress-free for someone is exactly why we do what we do.

We’re so grateful to work with incredible local people across the Whitsundays and Mackay region. Thank you for trusting us with something so important.

Here’s to protecting more local families and businesses!

Every business carries risk. The real question is — is yours properly protected?Across the Whitsundays and Mackay region...
01/03/2026

Every business carries risk. The real question is — is yours properly protected?

Across the Whitsundays and Mackay region, local businesses face real exposure to:

• Severe weather events
• Public Liability claims
• Contractual obligations
• Property damage
• Business interruption
• Supply chain disruption

A simple trip and fall.
Storm damage.
An unexpected shutdown.

Any one of these can impact revenue quickly.

Insurance should never be a last-minute renewal or quick price comparison.

It should be structured around how your business actually operates — your contracts, your clients, your real risks.

At Option Insurance Brokers, we work alongside local SME owners to:

✔ Review genuine exposures — including Public Liability
✔ Structure cover strategically
✔ Explain policy wording clearly
✔ Ensure limits and indemnities suit your contracts
✔ Advocate when claims arise

We’re a local, family-run brokerage invested in this region and the businesses within it.

If you haven’t reviewed your insurance program in the past 12 months, now is a smart time.

📍 Whitsundays based
📄 Clear advice
🤝 Ongoing support

Looking for an Insurance Broker who actually gets your business?Meet Jen & Doug — the real people behind Option Insuranc...
28/02/2026

Looking for an Insurance Broker who actually gets your business?

Meet Jen & Doug — the real people behind Option Insurance Brokers 👋

We help Aussie businesses like yours get the right cover — without the runaround.

✅ Public Liability
✅ Commercial Vehicles
✅ Tools, Tradie & Contract Works Cover
✅ Free policy reviews – no pressure, just clarity

💬 If you’re a small business owner, tradie, or just overdue for an insurance check-up — we’d love to chat!

📍 Based in Whitsundays, QLD — helping clients across Australia

👉 Message us, comment below, or give us a call:
📞 Jen: 0461 553 783
📞 Doug: 0448 198 380

Let’s make sure your cover actually covers you.

When it comes to insurance, support shouldn’t stop once the policy is in place.This kind of feedback reminds us why bein...
30/01/2026

When it comes to insurance, support shouldn’t stop once the policy is in place.

This kind of feedback reminds us why being there during the claims process matters just as much as getting the cover right in the first place.

Thank you for trusting Option Insurance Brokers — we really appreciate the kind words.


Business Interruption Insurance: 3 things every business owner should checkAfter recent weather across the Whitsundays a...
19/01/2026

Business Interruption Insurance: 3 things every business owner should check

After recent weather across the Whitsundays and Mackay region, many business owners have asked similar questions about Business Interruption (BI) cover.

Here are three key areas worth reviewing:

1️⃣ What actually triggers your BI cover?
Property damage, storm, cyclone, flood, or power outage — cover can vary significantly between insurers. Policy wording and definitions in the PDS matter more than most people realise.

2️⃣ Waiting periods & indemnity periods
Some policies don’t respond immediately. Waiting periods may apply, and indemnity periods determine how long lost income can be covered.

3️⃣ Are your figures up to date?
Turnover, seasonal income, and operating costs should reflect how your business operates today — not last year.

At Option Insurance Brokers, our role is to help clients understand their cover before a claim is needed and to support them through the process when weather events disrupt business.

If recent conditions raised questions about your cover, we’re always happy to have a conversation.

📍 Local advice | 🤝 Practical support | 📄 Clear explanations


🌧️ Checking in with our local business communityAfter the recent weather across the Whitsundays and Mackay region, we wa...
18/01/2026

🌧️ Checking in with our local business community

After the recent weather across the Whitsundays and Mackay region, we want local business owners to know they’re not alone.

Events like this are a timely reminder to review business insurance — particularly Business Interruption cover. Understanding the details before a claim arises can make a real difference during recovery.

At Option Insurance Brokers, our role is to support our clients with clear advice, practical guidance, and help navigating the claims process when conditions turn challenging. We’re here to answer questions, review cover, and ensure policies continue to reflect how each business operates.

If the recent weather raised questions about your cover, we’re always happy to talk.

📍 Local advice | 🤝 Ongoing support | 📄 Informed decisions


LocalSupport InsuranceBroker

Address

Cannonvale, QLD
4802

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4pm

Telephone

+61461553783

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