David Goode Finance

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Australia
Canning Vale, WA
David Goode Finance

With 26 years’ experience, I’m here to help you with your finance needs. (govt, lender fees/costs may apply). Distance is no longer a barrier.

My name is David Goode and I provide financial services at no cost to you with access to hundreds of products from a range of different lenders. I am a licensed finance broker located in Perth, Western Australia however I have contacts all over the place and therefore am not restricted by suburb location. In fact I can probably help you with your loan requirements regardless of where you are situa

ted. It’s quite amazing really that in this day so much business can be completed via email, Zoom etc. My background includes 26 years of experience working for a bank in Western Australia. I have been assisting people with their financial needs, including personal loans, home loans, business loans and business asset finance (i.e. HP, leasing and chattel mortgages) since 1983.

03/10/2024

Refinancing is when you replace your current home loan with a new one, usually to get a better deal. It can help you lower your interest rate, reduce your repayments, or access features like flexible payments or an offset account. You can also use refinancing to tap into your home’s equity for other financial needs.

Interested? Contact us to learn more about your refinance options!

01/10/2024

Aussie home values went up 0.4% (on average) in September… so let’s take a dive into what’s happening in each capital city:

• Sydney: 0.2%
• Melbourne: -0.1%
• Brisbane: 0.9%
• Adelaide: 1.3%
• Perth: 1.6%
• Hobart: -0.4%
• Darwin: 0.1%
• Canberra: -0.3%

If you’re planning to buy, call us and we’ll talk you through what it means for you! 📞

28/09/2024

🏆 It’s time to kick goals, on and off the field!

Whether you're backing your team in today's game or aiming to score big with your finances, your local mortgage broker is here to help you win.

Get in touch today – securing your dream home is the ultimate game changer! 🏡

24/09/2024

🚨 The Reserve Bank of Australia has just announced their latest update for 2024. 🚨

The cash rate remains on hold once again this month at 4.35%.

It looks like we won’t see a reduction in the cash rate (or interest rates) for some time yet. If you’re feeling concerned about the current interest rates, you can always reach out to us to discuss your options! 📞

19/09/2024

📉 Regional Property Market Update 📉

CoreLogic’s latest update highlights a deceleration in regional property values, showing a modest 1.3% increase last quarter, compared to 1.8% in metropolitan areas.

If you're looking to buy, sell, or invest in regional properties, we can help you navigate the complexities of a shifting market.

Let’s discuss your next move! Reach out to us today! 🏡📞

17/09/2024

Thinking about transitioning from renting to owning your business premises? The advantages are worth considering:

1 - Location Security: Owning your property ensures stability and eliminates the risk of eviction, allowing you to establish a permanent base for your operations.

2 - Wealth Building: Investing in your own premises contributes to your long-term financial growth by building equity and creating a valuable asset for your future.

3 - Tax Benefits: Property ownership may offer significant tax advantages, including deductions on mortgage interest and depreciation.

While buying your business premises is a major financial commitment, it can be a strategic move for your business’s future. Reach out to us today if you’d like to chat with a professional broker to help you make it happen!

13/09/2024

Don't let confusing finance lingo hold you back! 🏠💼

Understanding key finance concepts such as serviceability buffers will help you better understand how lenders assess your ability to handle future financial changes when applying for a home loan.

Ready to empower yourself with financial knowledge? Hit follow today!

10/09/2024

🌸 Spring Buying Checklist 🌸

With more properties hitting the market as the days get brighter, it's crucial to be prepared. Here’s your checklist to ensure you're ready for the selling season:

1. Budget Check: Is your budget in order? Know what you can comfortably afford before you start house hunting.

2. Savings Schedule: Are you regularly saving to show lenders you can handle mortgage repayments?

3. Deposit Ready: Do you have a deposit saved?

4. Pre-Approval in Writing: Have you secured your pre-approval? It’s essential in today’s market.

5. Understand Conditions: Are you familiar with the conditions of home loans and the difference between fixed and variable rates?

6. Rate Preparedness: Will you be ready if rates continue to rise?

Let’s make this spring your season to secure that dream home! 🏡

06/09/2024

Aussie home values went up 0.5% (on average) in August… so let’s take a dive into what’s happening in each capital city:

• Sydney: 0.3%
• Melbourne: -0.2%
• Brisbane: 1.1%
• Adelaide: 1.4%
• Perth: 2.0%
• Hobart: -0.1%
• Darwin: -0.2%
• Canberra: -0.4%

If you’re planning to buy, call us and we’ll talk you through what it means for you! 📞

03/09/2024

Ready to discover the keys to increasing your borrowing capacity? We’re sharing our best tips to help you improve your borrowing power! 🔑📈

Tip 9: Expert Guidance Matters!

Our final tip in this series is to engage a mortgage broker, like us!

An experienced broker who can compare loan products across multiple lenders can provide invaluable assistance. As finance experts, we’ll assess your unique situation, offer recommendations, and navigate the loan application process with you.

If you want to chat to an experienced broker who can help you identify ways to increase your borrowing capacity, get in touch today!

31/08/2024

Happy Father's Day to all the great dads out there. Thanks for all you do!

30/08/2024

Whether it's school runs or weekend getaways, your family deserves the comfort and space they need!

If you're considering an upgrade, get in touch with us. We'll help you explore the best loan options to make your new car a reality.

Address

Canning Vale, WA
6155

Opening Hours

9am - 5pm

Telephone

+61421415558

Website

http://www.davidgoode.com.au/

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