Envision Financial

12/10/2026

How can we help our kids with money? We see parents and grandparents playing a more direct role in helping their kids and adult kids get a start in life. The bank of Mum and Dad has never been more popular, and grandparents often want to help too. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a practical look about how to help your kids and grandkids. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/help-our-kids-with-money/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money - Financial Planner Luke Smith talks about helping kids with money.

05/10/2026

Who should you choose to be the executor in your Will? Of course, it may be your spouse but there’s no rule that says it needs to be. It’s an important role at a very challenging time in a family. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into the role of an executor and the issues they will face. Understanding these issues can help you make the right choice for your own situation. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/the-role-of-an-executor/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

28/09/2026

What would you do if you received an unexpected windfall or an inheritance. Your first decision might not actually be your best long-term financial one. You should consider what strategies and options you have available to you. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into managing an unexpected windfall. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-what-to-do-with-an-inheritance/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money - Financial Planner Luke Smith talks about what to do with an inheritance? This podcast is a great place to start!

21/09/2026

Most people are disappointed to learn that if they pass, their adult children will incur a 17% tax on their superannuation or retirement pension. But what most people don’t know is that there is a way to avoid this tax if you are aged between 60 and 75. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into the recontribution strategy. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-recontribution-strategy/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Luke on 2CC - Financial Planner Luke Smith talks about the recontribution strategy.

14/09/2026

What should you consider when buying a property asset? With the changing rules around negative gearing and family trust changes most existing investors paid close attention to the changes. But what if you’re a new investor, looking to buy a property to live in or buy a property to rent? There are some essential things you should consider before you purchase. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into buying property. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-what-should-you-consider-when-buying-a-property/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Luke on 2CC - Financial Planner Luke Smith talks about what to consider when buying a property asset.

07/09/2026

What happens to your super when you pass? You’d think it would be a straightforward process, but sadly it’s not and tax can apply too, if you haven’t used a recontribution strategy for adult kids. And to complicate matters further, not all superfunds operate in the same way, some are better than others in terms of the options and service they offer. Don’t leave your super to chance. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into super, end of life and death benefit pension matters. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-what-happens-to-super-when-you-pass/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Luke on 2CC - Financial Planner Luke Smith talks about what happens to super when you pass.

31/08/2026

Superannuation Mythbusters! There’s lots of talk about super and retirement planning and as a result, there’s a lot of misinformation about what you can and cannot do. Mistakes can be costly. So it pays to listen to an expert on the subject. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes on the role of Chief Mythbuster to set the record straight around some of the errors he hears within his own financial planning business. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-superannuation-mythbusters-super-retirement-planning-mistakes-that-can-cost-you

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Luke on 2CC - Financial Planner Luke Smith talks about common retirement myths!

24/08/2026

Fixed interest assets aren’t just term deposits, risk still applies. Many people think of fixed interest and presume that they’re all safe. That’s not true. Because these types of investments are less volatile and provide typically lower returns than shares, people pay less attention to them. That doesn’t mean that they should be ignored, they play an important role within your investments, superannuation or retirement portfolio. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith takes a deep dive into fixed interest. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-fixed-interest-and-risk/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Luke on 2CC - Financial Planner Luke Smith talks about fixed interest and risk.

17/08/2026

What would you do if something happened to one of your adult children and they came to you asking for financial help? Most parents would help their child, even if it was to their own financial detriment. But is there a better way? Yes there is, and it pays to have conversations with your adult children to make sure they’re doing things properly and not putting your own retirement at risk. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith talks about what to do. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-protect-your-children

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores & online.

10/08/2026

How does an Exchange Traded Fund work? Are they really a viable alternative to managed funds? For people thinking about investing, either inside or outside of super, or for retirement, ETFs might provide the investment option you’ve been looking for. In the latest episode of The Strategy Stacker – Luke Talks Money, financial planner Luke Smith talks about Exchange Traded Funds for beginners. If you missed the show live last Friday on 2CC, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-investing-in-etfs-australia/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores & online.