Jarod Gilmartin - Mortgage Broker

Jarod Gilmartin - Mortgage Broker Canberra Mortgage Broker with Loan Market Canberra

01/06/2026

Thinking about the best time to buy now or wait? 🤔 Prices and interest rates all matter. What would you do: buy today or hold off? 👇

28/05/2026

Over 248,000 Australians got into the market with a 5% deposit. 🏠 Repayment stress is rising, rates potentially hiking again and property values falling in some cities. If that's you, now is the time to review your loan. Don't wait for the squeeze to get tighter.

25/05/2026

Fixed rate ending soon? Don't just let it roll.

When your fixed term expires your loan moves to the lender's standard variable rate and it's almost never their sharpest rate. This is the moment to review, compare and make sure you're not paying more than necessary.

Talk to Loan Market before it happens and we'll make sure you're in the best possible position.

23/05/2026

A rate rise doesn't just affect your repayments, it affects how much you can borrow in the first place. 🏠 When the RBA lifts rates by 0.25%, lenders recalculate what you can afford. That dream home? It might just got a little further out of reach for some buyers.

21/05/2026

It's been a week since the Federal Budget dropped so what does it actually mean for your home loan, your borrowing power, and the property market? The dust has settled and we've had time to digest it.

19/05/2026

Another RBA rate rise. 😮‍💨 We know no one wants to hear it. But a 0.25% increase on your mortgage is real money out of your pocket every single month. Here's what it means for homeowners right now.

17/05/2026

Pre-approval before engaging a buyers agent - is it necessary?
Ideally, yes.

Knowing your borrowing capacity before you start searching means your buyers agent can work with a clear budget, target the right properties and move fast when something ticks the boxes.

Without it, you risk falling in love with a property you can't actually buy.

At Deal Buyers Agency we always recommend getting your finance sorted first. Talk to Loan Market, get your pre-approval in place, then let us go to work finding you the right property.

14/05/2026

Buying or remortgaging after having a baby? Lenders look at current AND upcoming expenses, plus how parental leave affects documented income. 🧾✅

12/05/2026

Your home could be sitting on more than just a roof over your head.

Cash out refinancing lets you access the equity in your property when you refinance, meaning you could unlock real cash for renovations, investments or consolidating debt, without selling your home.

It's not the right move for everyone, but for the right situation it can be a game changer. Talk to Loan Market and we'll help you figure out if it makes sense for you.

12/05/2026

Noticed repayments creeping up? You’re not alone. Variable rates are increasing — comment "RATE" and we’ll send a quick checklist to review your loan 💬📋

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Level 1, 32 Lonsdale Street Braddon
Canberra, ACT
2612

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