FWD Financial

FWD Financial We help our client to know, grow and protect your wealth so they can financially secure life. We work with individuals, businesses and not for profits.

03/06/2026

Day 1 of The Push-Up Challenge: 100 push-ups πŸ’ͺ

Today’s mental health focus is a good reminder: as little as 10 minutes in green space can help boost wellbeing.

My financial wellbeing thought: take the same approach with your money. Spend 10 minutes checking your cashflow, your loan rate, your savings buffer, or one bill that has been sitting in the too-hard basket.

Small actions matter. With fitness, mental health, and money, momentum builds one step at a time.

If you are struggling, please speak to someone. Lifeline is available 24/7 on 13 11 14.

Support the challenge here: https://www.thepushupchallenge.com.au/fundraisers/anthonysloan/the-push-up-challenge

10/03/2025

What are Overheads, you ask? They're the essential expenses your business incurs just by operating – think rent, utilities, salaries, and more. Understanding them is like wielding a magic wand for your financial success! πŸͺ„πŸ’°

But here's the kicker – managing Overheads isn't just about cutting costs. It's about optimizing resources, maximizing efficiency, and ultimately, boosting profitability! πŸ“ˆπŸ’₯

At FWD Financial, we're your guides through the maze of Business Finance. From deciphering your Overheads to crafting strategies for financial growth, we've got your back every step of the way. πŸŒŸπŸ“š

Ready to take charge of your finances and propel your business to new heights? Let's chat!

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling.

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09/03/2025

✨Happy Canberra Day! ✨

Today, we celebrate the foundation of our vibrant capital city, a gem brimming with culinary delights, cultural treasures, and natural beauty. Canberra is not just about iconic landmarks; it's a haven for foodies with its truffle farms and the renowned Canberra wine region. For the adventure seekers, there are amazing bushwalks and mountain bike trails, all within a stone's throw of the city. And the best part? You can be anywhere in Canberra within 20 minutesβ€”so, who really wants to commute? πŸŽ‰

Let's take a moment to appreciate Canberra's unique charm and the community that makes it so special. Here's to enjoying all the bush capital has to offer without the hassle of long commutes! πŸ’ΌπŸ’°

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling. 🌟

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07/03/2025

πŸ’ Happy International Women's Day! πŸ’ͺ

Today, we celebrate the incredible women who've shaped our lives and the world around us. From mothers and grandmothers to daughters and friends, we honour the strength, resilience, and unwavering support they provide every single day.

To my own mum and all the mothers, you have inspired us with your love and sacrifice; thank you for your endless devotion. To the grandmothers, whose wisdom and warmth light up our lives, we cherish your presence and guidance. And to my own daughter, sisters, and friends, you are the embodiment of courage and grace, leading by example and lifting us up when we need it most.

Let's take a moment today to recognise and appreciate the remarkable women who have touched our hearts and shaped our paths. Together, let's continue to uplift and empower each other, creating a world where every woman is celebrated, respected, and valued. πŸ’–

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling.

02/03/2025

πŸ’° What Does It Mean to Liquidate? πŸ“‰

Liquidation is the process of converting assets into cash, often in a business wind-down scenario. Whether due to restructuring, retirement, or financial challenges, liquidation helps settle debts, distribute funds, and close operations efficiently.

Why It Matters:

βœ… Clears outstanding debts & obligations
βœ… Helps businesses recover value from assets
βœ… Ensures compliance with legal and financial obligations
βœ… Provides a structured exit strategy

If you’re considering liquidation, it’s crucial to have a clear plan to protect your financial interests and maximise the returns from your assets while staying compliant.

Need guidance? We’re here to help. 🀝

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling

πŸš€

🌟 How Interest Rates Impact Your Borrowing Power! 🌟  πŸ“‰ Did you know? A 0.50% increase in interest rates can reduce your ...
27/02/2025

🌟 How Interest Rates Impact Your Borrowing Power! 🌟

πŸ“‰ Did you know? A 0.50% increase in interest rates can reduce your borrowing capacity by about 5%! With rates rising by 4.25% since 2022, many Australians have seen their borrowing power drop by nearly 40%.

πŸ’‘ But here’s the good newsβ€”you have other levers you can pull to boost your borrowing capacity and secure the home you want! Whether you're buying your first home 🏑, upgrading, or investing in property, knowing your options is key.

Levers to Improve Your Borrowing Capacity:

βœ… Reduce Your Debt – Lowering credit card limits and personal loans improves your serviceability.

βœ… Optimise Your Expenses – The way you manage your living costs impacts your borrowing assessment.

βœ… Increase Your Deposit – A larger deposit reduces loan-to-value ratio (LVR), improving lender confidence and secure potentially lower rates.

βœ… Consider a Guarantor Loan – Family support can help secure a better loan deal to avoid paying costly Lenders Mortgage Insurance.

βœ… Choose the Right Loan Structure – Principal & Interest or fixed rates loans can improve affordability.

βœ… Boost Your Income – Overtime, rental income, or side hustles can enhance your financial position.

βœ… Refinance & Consolidate Debt – Restructuring loans may free up your cashflow and improve your borrowing capacity.

At FWD Financial, we understand the big picture and can help you:

βœ”οΈ Secure a better home or investment loan
βœ”οΈ Refinance to save money πŸ’°
βœ”οΈ Build wealth in tax-smart ways

Ready to take control?

Contact us today - let’s turn financial challenges into opportunities!
πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling.

πŸš€

🌊 Dreaming of a Sea Change? Here's What to Consider Before Making the Move 🏑  Thinking about swapping city life for coas...
26/02/2025

🌊 Dreaming of a Sea Change? Here's What to Consider Before Making the Move 🏑


Thinking about swapping city life for coastal bliss? Before you make the leap, consider these key factors:

Affordability: Beyond property prices, evaluate the overall cost of living and access to essential services in your desired coastal area.

Career Implications: Assess your employer's remote work policies and ensure your new home supports your professional needs.

Environmental Factors: Research potential environmental risks like erosion or storm surges that could impact your property.

Long-Term Planning: Ensure this move aligns with your long-term financial and lifestyle goals.


At FWD Financial, we have the expertise to see the whole financial picture. Whether you're looking to grow and protect your wealth, buy your first home, upgrade, invest in property, or consolidate debt, we can help. Refinancing can also save you money and provide peace of mind.



Ready to start your sea change journey? Contact us today!
πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling.

As your broker, how can we help you?  The Australian property market is set for growth this year, with house prices expe...
25/02/2025

As your broker, how can we help you?

The Australian property market is set for growth this year, with house prices expected to rise by 3.3% and unit prices by 4.6%.

Plus, potential interest rate cuts could make financing more accessible. This presents both opportunities and challenges as you look to enter the market, upgrade your home, or purchase investment properties for your portfolio.


At FWD Financial, we’re here to help you navigate these changes and achieve your financial goals. Here’s how we can assist you:


1️⃣ Market Guidance – We’ll help you understand the evolving property landscape and how it impacts your plans.

2️⃣ Access to Diverse Lenders – Our strong lender connections ensure you get the best loan options tailored to your needs.

3️⃣ Putting Your Best Interests First – We provide advice that prioritises your financial well-being.

4️⃣ Hassle-Free Process – Let us handle the paperwork and coordination so you can focus on your next move.

5️⃣ Continuous Support – Our assistance doesn’t stop at settlement; we’re here for your ongoing financial journey.


Ready to take the next step? Whether you’re buying your first home, upgrading, or refinancing, we’re here to guide you every step of the way.
πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: fwdfinancial.com.au
πŸ’¬ DM us anytime!

πŸš€ FWD Financial – Build momentum and keep rolling.



Witty in-context joke:

Why did the mortgage go to therapy? Because it couldn't handle the interest rates! πŸ˜„

Record Numbers of Aussies Turning to Mortgage Brokers! πŸ“ˆ  Did you know that in the September 2024 quarter, 74.6% of new ...
24/02/2025

Record Numbers of Aussies Turning to Mortgage Brokers! πŸ“ˆ

Did you know that in the September 2024 quarter, 74.6% of new home loans were arranged through mortgage brokers? That's a record high!

Why are so many choosing brokers?

More Choices: Access to a wide range of lenders.

Expert Advice: Guidance tailored to your financial situation.

Time Savings: Brokers handle the legwork for you.

Potential Savings: Secure competitive rates and terms.


At FWD Financial, we specialise in helping professionals and public servants achieve their financial goals. Whether you're buying your first home, upgrading, investing, or looking to consolidate debt, we've got you covered.


Ready to build momentum and keep rolling? Contact us today!

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime


FWD Financial – Build momentum and keep rolling.

23/02/2025

πŸ“Š What is a Benchmark? πŸ’Ό

A benchmark is a performance standard used to measure your business success against industry peers and best practices. πŸ“ˆ

It helps you answer key questions:

βœ… How does my business compare to others in my industry?
βœ… Where can I improve to stay competitive?
βœ… What strategies are top performers using?

By tracking benchmarksβ€”like revenue growth, profit margins, and customer retentionβ€”you can make data-driven decisions and set clear goals for long-term success. πŸš€

πŸ“Š Know where you stand. Improve where it matters.

πŸ“ž Call us: 02 5112 2393 | 0410 FWD FWD
πŸ“§ Email: [email protected]
🌐 Visit our website: https://fwdfinancial.com.au/
πŸ’¬ DM us anytime

FWD Financial – Build momentum and keep rolling.

πŸš€

Address

Suite G. 06, Ground Floor, 243 Northbourne Avenue
Canberra, ACT
2602

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61251122393

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