Jewels Major - Major Financial

18/11/2022

Come and visit us at the Australia Property & Education Expo for 2022! We would love to see you there!!! :)

18/06/2021

Thanks Mario ans Fiona for the opportunity to showcase Major Financial 😁

13/08/2020

Pop in and see us 🙋‍♀️

18/07/2020

18/07/2020

Website up‼️

Check out: http://majorfinancial.com.au

Photo shoot done‼️

16/01/2019

5 things first-home buyers need to know.

Before you decide to purchase your first property there are 5 things to consider, including your current personal circumstances and financial status.

1. Think about why you want to buy a home
2. Research potential properties
3. Factor in other costs involved
4. Think about your future
5. Get me involved

14/01/2019

Ever wondered how home loan pre-approvals work?

For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time.
When is it necessary?
How long does it last?
And what does it involve, exactly?

Call me for the answers!
#0475 852 077

09/01/2019

Can I still get a loan without genuine savings?

For those who don’t have any genuine savings but still want to obtain finance, there are options.

These include:
● Guarantor loans
● Other significant assets such as shares, managed funds and/or equity in residential
● A strong rental record

Call me to get started, and for more information.
#0475 852 077

07/01/2019

What counts as genuine savings in a loan application?

If you apply for a home loan, particularly if the loan is for more than 80 per cent of a property’s value, you’ll more than likely must prove to lenders that you have a satisfactory amount of savings.
This is to demonstrate your ability to funnel a portion of your income into repayments.

Although it can differ, in most cases lenders generally look for consistent additions to savings over a period of at least three months and preferably a year or more.
This means that the following are not considered genuine savings:
● a cash gift
● an inheritance
● casino/other gambling winnings
● proceeds of the sale of a non-investment asset
● government grants and other finance offered as incentives