MO'R Mortgage Options

11/08/2026

The RBA announced there will be no change to the cash rate today.

But that doesn't mean you can't take steps to change your own interest rate....

Lenders are keen to attract new business at the moment and some are offering pretty good rates to secure new borrowers...

Reach out our team today.

The mortgage market is competitive. Lenders regularly release better deals to attract new borrowers that they don't extend to their existing borrowers. A regular loan review can save you thousands of dollars. Sometimes tens of thousands, if your loan is sizeable and you’ve had it with the same len...

31/07/2026

If you missed the news this week, ASIC reported that a number of homeowners have been charged higher interest costs due to:
- offset accounts not being linked correctly to home loans
- offset accounts not being opened on settlement (despite being requested)
- offset accounts being linked outside of timeframes communicated to borrowers

To ensure *your* own offset account is working as expected, we recommend you check this for yourself right now....

Login to your online banking and check that your offset account is linked to the correct loan.

If you can't be sure that you're saving interest (or there's no 'interest saved' amount showing on your most recent statement), we suggest you check this with your lender. If you're an existing client of ours, email us directly and we can help you with this.

You can find ASIC's detailed report here:

Fair, strong and efficient financial system for all Australians.

21/07/2026

Are you expecting to get some money back from your tax return, but not sure whether you should pay it into your home loan, or park it in your offset account?

Here's a few things to consider as you weigh up your decision:

Should I pay extra into my loan, or build up my savings? The answer is not as straight forward as you may think....

10/07/2026

New financial year, new home for you?

Your lease is up for expiry soon and you’re thinking it’s time to get a place of your own...
But you’re unsure of how much you can borrow.
Or whether you have enough of a deposit saved.
And you're confused by all the incentives that might be available to you as a first home buyer.

Perfect – you’re in the right place! We can help you sort through all the details.

Get started here: https://mmo.com.au/new-client-enquiry

03/07/2026

If you're feeling a little stressed by your mortgage right now, here's a few things you can do to help provide some breathing room.

Over 1.3m Australian homeowners are considered at risk of mortgage stress. Find out what that means, & what you can do about it.

26/06/2026

Big changes are on the way for ACT first home buyers from 1 July 2026.

Find out if the changes apply to you, and how you use them to buy your first home now:

Big changes coming for ACT first home buyers on 1 July 2026. Here's what the changes mean & how you can use them to buy your first home now.

16/06/2026

The RBA left the cash rate on hold today, a welcome relief for many of us 🙌

The real question is... What will you do about it?

Will you do nothing?

Or will you use this as a prompt to take a proper look at your loan, to see if there are ways you can reduce your interest rate and/or repayment amount?

If it's the latter, we can help! Just reach out to our team here: https://mmo.com.au/contact-us/

05/06/2026

Do you know how much *you* can borrow?
Or are you relying on an online calculator to tell you?

There’s a fair bit that goes into calculating your borrowing capacity.
Especially because we need to factor in recent rate increases, changes to servicing metrics and nuances between lending policies which could see you being able to borrow more from one lender than another.

We can help you work out you borrowing capacity, taking into account your personal situation.

Reach out to our team here:

MO’R Mortgage Options Pty Ltd is a Corporate Credit Representative (Corporate Credit Number 487437) of BLSSA Pty LtdACN 117 651 760 (Australian Credit Licence Number 391237)

29/05/2026

Think you're paying too much interest on your home loan?

(You probably are....)

Book in for a home loan review here: https://mmo.com.au/new-client-enquiry/

22/05/2026

Your property manager just called to let you know your landlord is selling.
You don't want to have to move again.
You're sick of renting.
And you're keen to understand whether you could buy a place of your own.
Do you qualify for a loan?
How much of a deposit do you actually need?
What kind of property could you afford to buy anyway?

As a first home buyer, we can help answer all of your questions and more!

For more information, go here: https://mmo.com.au/first-home-buyer/