MO'R Mortgage Options

05/06/2026

Do you know how much *you* can borrow?
Or are you relying on an online calculator to tell you?

There’s a fair bit that goes into calculating your borrowing capacity.
Especially because we need to factor in recent rate increases, changes to servicing metrics and nuances between lending policies which could see you being able to borrow more from one lender than another.

We can help you work out you borrowing capacity, taking into account your personal situation.

Reach out to our team here:

MO’R Mortgage Options Pty Ltd is a Corporate Credit Representative (Corporate Credit Number 487437) of BLSSA Pty LtdACN 117 651 760 (Australian Credit Licence Number 391237)

29/05/2026

Think you're paying too much interest on your home loan?

(You probably are....)

Book in for a home loan review here: https://mmo.com.au/new-client-enquiry/

22/05/2026

Your property manager just called to let you know your landlord is selling.
You don't want to have to move again.
You're sick of renting.
And you're keen to understand whether you could buy a place of your own.
Do you qualify for a loan?
How much of a deposit do you actually need?
What kind of property could you afford to buy anyway?

As a first home buyer, we can help answer all of your questions and more!

For more information, go here: https://mmo.com.au/first-home-buyer/

15/05/2026

You say you're "not seriously looking," but your saved property searches would suggest otherwise.
A property has *just* hit the market and you think you're in love.
It ticks the boxes, and is coming up for auction soon.

The problem is, you’re not pre-approved, you haven’t spoken to anyone about finance and you have no idea how long it will take to arrange a home loan.

So how long does it actually take to get your finance sorted?
Are you in a position to do anything now?
Is it time to talk to us? 😉

Yes, yes it is!

Find out here:

You want to bid at the upcoming auction for a property you've just seen. But is there enough time to get pre-approval in place? Let's see...

06/05/2026

This is one of the top questions we’re fielding from clients at the moment. The ‘right time’ to buy enormously depends on who you are, what you’re trying to achieve, and where your finances sit right now.

If you’ve been asking yourself the same question, this blog post is for you....

https://mmo.com.au/is-now-the-right-time-to-buy-property/

01/05/2026

When you take out a home loan or review an existing one, you’ll need to make a decision to go with a variable rate, a fixed interest rate or a combination of both. It’s a choice that can affect your monthly repayments, flexibility and ultimately your peace of mind around your household budgeting.

There’s not one correct answer for everyone. The right choice depends on your personal circumstances, your financial goals, and how you feel if rates moved sharply in either direction.

Here’s what you need to know to make the right decision for you: https://mmo.com.au/fixed-vs-variable-rate-home-loans/

17/04/2026

You're invited....
.. to a home loan review.

Here's why you need to book in yours now:

The mortgage market is competitive. Lenders regularly release better deals to attract new borrowers that they don't extend to their existing borrowers. A regular loan review can save you thousands of dollars. Sometimes tens of thousands, if your loan is sizeable and you’ve had it with the same len...

10/04/2026

You’ve done some research about the different types of loans you can get.
And you think you have an idea of how much you can borrow.

So why would you talk to a mortgage broker?

Find out why more borrowers are asking brokers to help them navigate their property purchase: https://mmo.com.au/what-does-a-mortgage-broker-do-why.../

02/04/2026

There are a lot of things happening in the world right now, beyond our control.

And sometimes that can leave us all feeling a bit 'flat', because we're not sure how things will play out.

In times like this, *we* tend to go all-in on the things that we *can* do...

We're doubling-down on providing support to clients who are purchasing property right now.

We're aggressively looking for ways to help homeowners save money on their existing loans.

And we're doing everything we can to help clients navigate the variable vs fixed rate loan decision.

Because, whilst we can't do anything to ease uncertainty around petrol prices, we want to help ease any anxieties you might have around your home loan.

If there's anything we can do to help, please reach out to our team here:

MO’R Mortgage Options Pty Ltd is a Corporate Credit Representative (Corporate Credit Number 487437) of BLSSA Pty LtdACN 117 651 760 (Australian Credit Licence Number 391237)

27/03/2026

Have you been wondering:
- Should I fix in my loan?
- Can I fix in my loan, given the type of loan I have?
- How do I fix my loan if I wanted to?
- What are some of the things I need to be aware of when fixing my loan?

Stop wondering and just ask us - we can help!

Send your broker an email, or new clients can get started here: https://mmo.com.au/contact-us/