12/08/2025
The RBA just dropped the cash rate to 3.60% 📉 — Here’s 5 ways you can take advantage of lower interest rates:
1. Consider refinancing- Now could be the right time to switch lenders and lock in a better deal.
2. Go fortnightly – Switching to fortnightly repayments means extra payments each year = less interest overall.
3. Invest sooner – If you’re planning to grow a property portfolio, cheaper rates can mean greater borrowing power
4. Consolidate debts – Roll high-interest debts (credit cards, personal loans) into your home loan at a lower rate
5. Set up an offset account – Save interest while keeping access to your cash
💬 Thinking of buying, refinancing or just want to check your options? Now’s the time to chat!
