Ignite Finance - Michaela McDonald - Your Local Mortgage Specialist

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Australia
Campbelltown, NSW
Ignite Finance - Michaela McDonald - Your Local Mortgage Specialist

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Specialist Mortgage Broker - Call 0414 297 323 or email [email protected]

With over 25 years of experience as a dedicated mortgage broker and a lifelong career in finance, I am passionate about helping clients navigate the lending landscape. Ignite Finance can look after all your personal financial needs with commercial finance, home loans, personal loans, leasing & equipment finance.

27/10/2026

A home loan doesn't have to be forever.

If you're keen for an early release, speak to us about how to pay down your loan sooner.

By reviewing your loan, and then negotiating on your behalf, we may be able to help you secure a more competitive deal.

Get in touch to find out more.

24/10/2026

There are hundreds of finance options available, and what suited you a few years ago, may not be your best bet today.

Get in touch for a home loan health check and we'll analyse your loans to make sure they're supporting your overall property investment strategy.

What are you waiting for?

21/10/2026

When the lender assesses your application, they'll often want to make a judgment about how you handle your money.

Genuine savings means that the funds you're using for your deposit is money that you've been saving up over time – and not a gift, or sudden windfall.

Get in touch for tailored strategies on how to secure a competitive home loan.

18/10/2026

It's a maze out there in home loan land. There are dozens of lenders, each with multiple finance products.

If you'd like to spare yourself hours of research, get in touch with us to understand your options.

15/10/2026

Like they say, why pay someone else's mortgage, when you can pay off your own? As a first home buyer there's a lot of support available to help you stop renting, and start owning:⠀
⠀⠀
✔️First Home Owners' Grant
✔️Home Loan Guarantee Scheme ⠀⠀⠀
✔️Transfer Duty Concessions⠀
✔️Lenders Mortgage Insurance (LMI) waivers for some applicants⠀
⠀⠀⠀⠀⠀
Get in touch if you want to get the ball rolling👍⠀

12/10/2026

The average home loan term in Australia is 30 years, but did you know there are ways to pay it off sooner?

Here are some strategies people sometimes use to get ahead on their home loan:
1. Switch to fortnightly repayments
2. Pay extra on top of minimum repayments
3. Use an offset account
4. Consider a redraw facility
5. Refinance to a mortgage with a lower interest rate

Of course, what suits your unique situation depends on a lot of variables - so it's worth speaking with us for tailored guidance.

Get in touch today to understand your options.

10/10/2026

We work hard to get you a home loan, so that you don't have to!

One of the reasons we love helping people with home loans is that once you're on the property ladder, you've got so much more opportunity to keep climbing up it!

Get in touch to start the conversation.⠀

07/10/2026

When deciding on a home loan, the interest rate is understandably what most of our clients first consider.

The thing is, sometimes when you go with a product that has the lowest interest rate, you forgo other features that could benefit you in the longer term.

We'll definitely advocate for the lowest interest rate possible, but always in a way that balances all your needs, today and into the future.

Let us know if you want us to crunch the numbers with you.

05/10/2026

Pre-approval is where the bank agrees to lend you a certain amount before you've actually confirmed which property you're buying. It's conditional on you proving your income and spending, and on a valuation of the property.

Pre-approval gives you:⠀
🔑Certainty - so you know how much you can bid up to
🔑An edge - having finance ready-to-go may be seen as more attractive to the vendor (when it comes to negotiations)

Get in touch and we'll get you auction-ready👍

Address

200 Gilchrist Drive, Macarthur Square Shopping Centre
Campbelltown, NSW
2560

Telephone

+61414297323

Website

http://www.ignitefinance.com.au/

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