Desire Home and Financial Services

22/05/2026

22/05/2026

Dreaming of your first home?
You may be closer than you think with just 5% genuine savings.

At Desire Loans, we help first home buyers understand their options and take the next step with confidence.

Located in Wentworthville
Call 0415 135 139
Contact us for an appointment today.

12/05/2026

Interesting times ahead for the Australian property market.

Australia’s proposed Negative Gearing and Capital Gains Tax (CGT) changes in brief:

1. Existing investment properties are likely to keep current negative gearing benefits.
2. From 2027, investors buying existing homes may not be able to claim rental losses against salary income.
3. Tax benefits may continue for newly built properties to encourage more housing supply.
4. The current 50% CGT discount may change to an inflation-based system.
5. Existing investors may still keep tax benefits on gains made before the changes.
6. First-home buyers may benefit because there could be less competition from investors.
7. The government believes more Australians could afford to buy homes over time.
8. Builders and developers may benefit from continued support for new housing projects.
9. Property investors who depend on tax deductions may be affected the most.
10. Some experts believe rents could increase if fewer investors buy properties.
11. Critics say the changes may reduce investment in the property market.
12. Supporters say the current system mainly benefits wealthy investors.
13. The goal is to make housing more affordable and reduce speculation.
14. These reforms could significantly change Australia’s property market in the coming years.

At the moment:

The reforms are government policy proposals announced in the budget.
The implementation date is planned for 1 July 2027.
Existing properties purchased before budget night are expected to be “grandfathered” under current rules.
Parliament still needs to debate and approve the legislation.
The Coalition has already signalled opposition to some of the changes, so there could still be amendments or delays.

25/04/2026

Lest We Forget !

26/03/2026

Jai Shree Ram!

20/03/2026

Warm wishes on Eid to all our friends and well-wishers. 🌙

18/03/2026

Just like the Gudi symbolises victory and positivity, may your dreams rise high and your financial goals turn into reality this year!

13/03/2026

Your Trusted Partner in SMSF Property Finance

02/03/2026

May this festival bring financial growth, new beginnings, and continued success to your home!

19/02/2026

Jai Bhavani, Jai Shivaji!