Mortgage Choice - Kyle Thompson

28/03/2025

Wish us luck 🤞🤞

18/02/2025

🚨Drop Everything!🚨

The Reserve Bank of Australia has just announced a cash rate cut of 4.10% - a reduction of 0.25 basis points.

**All four major banks have passed on in full **😀

I can help you understand what this change means for you.!

Talk to me today.

30/11/2024

This time of year can often mean an increase in expenses. Here are some tips that could help you save money and make the most of the season.

• Take advantage of free activities in your local area like outdoor movie nights, community festivals, public art exhibitions and live music events – visit your local council’s website to find out more.

• Instead of going out, host events at home or in a park where guests bring food and drinks.
Consider low-cost holiday accommodation options like campsites.

• Stick to a budget for Christmas gift giving – you could consider doing a Kris Kringle or Secret Santa instead of buying for everyone, or you could make homemade gifts to save extra.

• Make the most of Black Friday & Boxing Day sales for major purchases.

Another great way to save more money this summer is to review your home loan and consider refinancing.

Talk to us today and we’ll guide you through the process.

01/06/2024

31/05/2024

Super grateful to be a finalist for the second year running!! Thankyou to my amazing clients and great support network, you're the real stars 🌟 🏆

09/01/2024

You’ve done your research on how much you can afford to borrow and what you want to buy, but now you want to know how long it could take to become mortgage-free.

Get an idea of how long it might take you to pay off your home loan with our mortgage repayments calculator:

🔗 https://www.mortgagechoice.com.au/home-loan-calculators/how-long-to-repay/

04/01/2024

Many lenders will allow a related third party to provide additional security to help a borrower buy their own home. That person is known as a guarantor.

Having a guarantor can assist homebuyers who have been unable to save a sufficient deposit, but have enough income to make the required loan repayments.

The guarantor allows the equity in their own property to be used as additional security for the borrower’s loan.

We can tell you more about how having a guarantor works.

https://www.mortgagechoice.com.au/kyle.thompson/

04/01/2024

💡 There are many costs to be aware of in addition to the purchase price of your next home.

1. State and federal government costs: These costs can include stamp (transfer) duty, which is a state/territory government tax applicable to new property purchases.

2. Loan application costs: You may have to pay a loan establishment fee or LMI (lenders mortgage insurance) if your deposit is lower than 20%.

3. Purchase costs: There will be fees associated with carrying out legal work during the purchase process and may be fees for pest/building inspections.

4. Construction/renovation costs: If the property has not been built or needs work, there may be construction or renovation costs you need to cover.

Looking to know more? Reach out to us for a copy of our Property Purchase Costs fact sheet.

https://www.mortgagechoice.com.au/kyle.thompson/

03/01/2024

New Year, New Loan?

There can be some great benefits in refinancing your home loan, such as getting a better interest rate or more home loan features. Just make sure you also weigh up the different expenses involved in refinancing.

The key is to take the time to review and compare your home loan. Which is where we can help.

Talk to us today.

https://www.mortgagechoice.com.au/kyle.thompson/

02/01/2024

Myth busted! You can absolutely secure a mortgage if you’re self-employed.

There are a number of great home loan choices designed specifically for self-employed people. We can help find you the right loan for your needs.

Getting a self-employed home loan can be a complicated process, so having the right support can give you peace of mind.

Talk to us today.

https://www.mortgagechoice.com.au/kyle.thompson/