05/09/2026
Nobody can tell you where rates are headed, and anyone who claims they can is guessing. What you can know is your own situation, and that's actually the better guide.
If a rising repayment would genuinely stress your household, certainty is worth paying for. If you've got buffer and ambition to pay the loan down fast, flexibility is your friend.
We'll talk it through in plain terms, no crystal ball required. Call 0412 491 044.