Deals4Loans - Mortgage Broker

Deals4Loans - Mortgage Broker Your ultimate mortgage solution in Australia - securing your dream property effortlessly🏠

📞0412491044
📍7 Desert Lane Campbellfield VIC 3061

Kiran Sood is a credit representative (CRN 486923) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

08/09/2026

Moving offices is a lot. New keys, new layout, nobody knows where anything is yet.

The one thing we got right on day one was the coffee machine. Because most good conversations here start with someone being handed a cup and asked what they're actually trying to do.

That part doesn't change with the address.

New space, same open door. 0412 491 044.

Vivek Bashyal has earned Elite Broker status with CommBank for the first time, a reflection of the care and consistency ...
08/09/2026

Vivek Bashyal has earned Elite Broker status with CommBank for the first time, a reflection of the care and consistency he brings to every customer he works with. Some news we're pretty proud of. It means enhanced support behind the scenes, more resources to keep doing right by the people he helps.

Well deserved, Vivek Bashyal

Big news for someone on our team.Nidhi Sharma has continued her Elite Broker status with CommBank. It's recognition of t...
07/09/2026

Big news for someone on our team.
Nidhi Sharma has continued her Elite Broker status with CommBank.

It's recognition of the way she shows up for her customers, day in and day out, and how she works to get the right outcome, every time.

With Elite status comes enhanced benefits and a dedicated Relationship Manager, meaning even more support behind the scenes as she keeps helping people navigate their finance.

Well earned, Nidhi Sharma

Most first home buyer myths survive because nobody ever fact-checks them out loud. So let's do that.A less-than-perfect ...
07/09/2026

Most first home buyer myths survive because nobody ever fact-checks them out loud. So let's do that.

A less-than-perfect credit history isn't a life sentence, because lenders weigh your current patterns more than old stumbles. A knockback from one bank isn't a knockback from all of them, since every lender assesses differently. HECS debt trims borrowing power but rarely closes the door. Your first home doesn't need to be your forever home, and treating it as a stepping stone is how most owners actually started. And saving while renting is genuinely hard, but with the right schemes and structure it's very far from impossible.

The most expensive myth of all is the quiet one: "people like me can't buy." Plenty of people who believed that are holding keys today.

www.deals4loans.com.au | 0412 491 044

"Ask your parents for help" usually conjures images of a cash handout. A guarantor loan is a different thing entirely, a...
05/09/2026

"Ask your parents for help" usually conjures images of a cash handout. A guarantor loan is a different thing entirely, and it's worth understanding properly before any family dinner conversation.

With a guarantor loan, a family member, usually a parent, offers part of their own property's equity as additional security for your loan. No money changes hands. It can help you buy sooner with a smaller deposit, avoid lenders mortgage insurance, and the guarantee can often be released once you've built enough equity of your own.

The serious part deserves saying plainly. Your guarantor takes on real financial responsibility if things go wrong, which is why lenders require them to get independent advice. Done thoughtfully, with clear limits and an exit plan, it's helped thousands of families. Done casually, it strains more than budgets.

Structure matters more than goodwill here. Get both right.

www.deals4loans.com.au | 0412 491 044

This one's for the followers who already own. After three rate rises this year, plenty of households are feeling repayme...
03/09/2026

This one's for the followers who already own. After three rate rises this year, plenty of households are feeling repayments bite harder, and quietly assuming there's nothing to be done about it.

Often there is. Lenders compete hardest for new customers, which means the rate rewarding your loyalty is frequently worse than the rate they'd offer a stranger. Refinancing means moving your existing loan to a sharper deal, either with a new lender or renegotiated with your current one. In a high-rate environment, even a small rate difference can mean thousands a year.

It's not automatic. Exit fees, loan terms and your current equity all factor in, and switching isn't right for everyone. But not checking is a decision too, and it's usually the expensive one.

A loan review takes less time than most people spend choosing a streaming service.

www.deals4loans.com.au | 0412 491 044

02/09/2026

Everyone says they give 100%. Nobody says how it's distributed.

31/08/2026

Nobody in this office is fluent in Monday until the second cup.

Here's the mistake that costs first home buyers the most, and it happens before they ever attend an inspection. They sta...
29/08/2026

Here's the mistake that costs first home buyers the most, and it happens before they ever attend an inspection. They start looking at homes first and checking their finances second.

It feels harmless. It's just browsing. But your brain quietly sets your standard at whatever you've been scrolling. If that turns out to be $150,000 above your actual borrowing power, every home you can genuinely afford now feels like a compromise. Some buyers stretch too far to close the gap. Others give up, convinced the market has priced them out, when really their expectations were set by the wrong listings.

The fix is boring and effective. Get your number first. Then look at homes in that range with fresh eyes. You'd be surprised how good "affordable" looks when it was never compared to "imaginary."

Get your number first. Browse second. Your future self will thank you.

www.deals4loans.com.au | 0412 491 044

Most people don't know what to ask a mortgage broker. That's fair enough, you've probably never used one before.Here's a...
27/08/2026

Most people don't know what to ask a mortgage broker. That's fair enough, you've probably never used one before.

Here's a good place to start. Ask how many lenders they work with. Then ask to see the ones they didn't recommend, and why.

A broker who's actually doing the work will happily walk you through it. This one suited you because of how they treat your income. This one didn't because of the fees. This one wouldn't have approved you at all.

If you only ever see one option, you're not really being given a choice.

Sometimes all it takes is one honest conversation to see what's actually possible.

📞 0412 491 044
🌐 www.deals4loans.com.au

Address

7 Desert Lane
Campbellfield, VIC
3061

Opening Hours

Monday 9am - 5:50pm
Tuesday 9am - 5:50pm
Wednesday 9am - 5:50pm
Thursday 9am - 5:50pm
Friday 9am - 5:50pm
Saturday 11am - 3pm
Sunday 11am - 3pm

Telephone

+61412491044

Website

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