Strive Insurance Services

31/05/2026

Today is Reconciliation Day in Canberra - Ngunnawal and Ngambri country.

The Strive Office is closed for the public holiday and will re-open on Tuesday 9am.

25/04/2026

Thank you for bravery & your sacrifice.

Lest we forget 🥀

22/04/2026

Sole trader = no real need for insurances?
Unfortunately a more simple business structure does not eliminate the need to protect yourself against financial risk - in fact it's often more important as sole trader's personal financial security can be on the line as well as the business itself.

Insurances to consider:
✅ Public Liability: Really a must for any business, anywhere. If you don't think you need it, chat to a Broker about your business and they can provide you with more information that might help confirm or change your decision.

📝 Workers Compensation: Occasionally sole traders employ people. Even though you're not operating as a company, when you employ someone you still need to have Workers Comp for employees. This may also apply when you subcontract.

🚑 Personal Accident & Illness: If, like most of us, you depend on your income to get by in life, PA&I should be a high priority for consideration for sole traders. If you become sick or injured and can't work, these policies can provide cover for lost income as well as some medical costs. The policies can vary depending on the level of cover you would like, so definitely worth chatting to a Broker about your options.

Of course there are also various other types of insurances such as Motor Vehicle, General Property and Tools etc. depending on the type of business you're running.

If you'd like an obligation-free review of your business insurances, get in touch any time. It's worth the peace of mind to ensure you and your business have the cover you really need.
☎ 02 6193 9879
💻 [email protected]
📜 www.striveinsurance.com.au
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02/04/2026

Wishing everyone a safe and special Easter this weekend!

Just a reminder that the Strive Office will be closed for the public holidays on Friday 3/4 and Monday 6/4. We will re-open as usual on Tuesday 9am.

25/03/2026

If someone can foot the repairs bill when we've paid insurance premiums for years, why not? However, sometimes there's a difference between claimable repairs and maintenance or wear & tear.

A claim needs to be based on a specific, insurable event. This means:
✅ An incident needs to be a one-off event that has occurred on a specific date; and
✅ It needs to be covered in the insurance PDS and not specifically excluded. Examples of exclusions can include flood damage in some building policies, damage resulting from driving under the influence in motor vehicle policies or events of war in travel insurance policies.

It's also important to be aware of the fact that maintenance and general wear & tear issues are NOT claimable.

For example:
🏠 Water damage from a poorly maintained roof can result in a claim being declined;
🚘Claiming general wear & tear such as minor chips/scratches on your vehicle as some sort of 'crash' can be considered fraudulent. Not only can your claim be declined, but your policy can be cancelled due to the fraud, which also makes it difficult to obtain future policies.

If you're ever unsure, let your Broker know the exact details of what's happened and we'll help interpret the fine print for you!
☎ 02 6193 9879
💻 [email protected]
📜 www.striveinsurance.com.au
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19/03/2026

🏫 Is your strata property properly protected? 🏫

Whether it's an apartment, townhouse or commercial unit, having the right Strata Insurance in place isn't just smart, it's a legal requirement in most states and territories.

A Strata policy can cover:
✅ Common property and building: the structure, shared areas, lifts, pools, driveways etc.
✅ Public Liability: e.g. cover for medical and legal costs if someone is injured on common property
✅ Office bearers liability: covering strata committee members acting in good faith
✅ Machinery breakdown for shared equipment like lifts and pumps
And more...

It's also important for owners corporations to ensure the sum insured reflects current replacement/rebuild costs - not just the original purchase price.

If you would like to know more about Strata Insurance or an obligation free review of your current policy, reach out - we're happy to chat.
☎ 02 6193 9879
💻 [email protected]
📜 www.striveinsurance.com.au
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08/03/2026

Today is the Canberra Day Public holiday which means our office is closed and we're enjoying some family time!

We will re-open tomorrow (Tuesday) at 9am and look forward to helping you with your insurance needs then.

☎ 02 6193 9879
💻 [email protected]
📜 www.striveinsurance.com.au
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07/03/2026

A shout out to all the amazing women we know. To all these women contributing to our world through their families, careers, study or volunteering; all giving in so many different ways - you are amazing 🫶

And the most special shout out - to Deb's Mum Jenny. Thank you for your wisdom, compassion, generosity, forgiveness, strength and all-round wonderfulness. We are forever grateful for everything you've taught us, supported us in and done for us and our community 💕

03/03/2026

🤔 Why do Broker quotes take longer than online insurance quotes? 🤔

In a world where we've become used to instant, online activity, it can be easy to think a Broker's forgotten you when they haven't got back with a quick quote or policy change.

But...
🔎 A Broker will usually be getting multiple quotes to ensure you have the best price for the cover you need. That time it would take you to do an online quote with an insurer yourself? We're doing that many times over; and yes, we have to enter the information from scratch every time!

💻 Whilst some insurers have an easy to use system that can generate quick quotes, some systems are more complex or need referrals for an insurer to review the information and send us a manual quote.

📑 Once we receive quotes, we have to review them and policy documents to ensure information is correct. We need to be aware of any important limits, exclusions etc. so we can help you make an informed decision or that we're recommending the best product for your needs

👥 Every client is important to us, but unfortunately sometimes we do have competing priorities. These may be renewals that are due, urgent changes to existing policies, meetings booked, or even in all honesty the odd sick day or caring for our children. This is why we always encourage people to contact us ⏰ as early as possible ⏰ when there is an upcomig insurance need/change required. Not only does it ease your stress, but it allows us the time to do our jobs properly and look at all the options available to you, within an appropriate timeframe.

If something's on your insurance radar, please reach out and put it on ours so we can help you protect what's important to you.
☎ 02 6193 9879
💻 [email protected]
📜 www.striveinsurance.com.au
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25/02/2026