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Monday 9am - 4pm Tuesday 9am - 4pm Wednesday 9am - 4pm Thursday 9am - 4pm Friday 9am - 4pm

Cairns Bank

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Cairns, QLD
Cairns Bank

At Cairns Bank we’re local, helpful & 100% customer-owned. It’s the way banking should be. Cairns Bank has been the local bank of Cairns for over 124 years.

At Cairns Bank we can help you with home loans, personal loans, savings and transaction accounts and term deposits. We’re very proud of our long role in serving the people of Cairns and the surrounding region. We are local, helpful and 100% customer-owned. It's the way banking should be.

02/11/2026

Planned System Maintenance 🔧

We'll be carrying out planned system maintenance from 3pm Sunday 8 November to 6am Monday 9th November.

During this time, Internet Banking and Visa Card purchases will be unavailable. We recommend taking care of any internet banking payments or purchases you may need beforehand.

We apologise for any inconvenience and thank you for your patience and understanding.

02/11/2026

Always a pleasure connecting with local businesses and sharing a little more about Cairns Bank and what it means to bank local. Thanks for having us, BNI Everest

30/10/2026

Buying your first home means learning a lot, fast.

Deposit size, borrowing power, how approval works while you're out house hunting, these are the three we get asked most.

So here's what we tell people. Plainly, with no jargon.

Have a question of your own? We'd love to chat!
Pop in or set up an appointment time online today.
📍22/24 Grafton St, Cairns City

AFSL and Australian Credit Licence No 244324

27/10/2026

Eleven years is a long time to keep getting the details right, but that's exactly what Rachel's done for us since 2015!

A huge thank you for everything you bring to this team, we're very lucky to have had you, all this time 💚

22/10/2026

Every bank chooses who it puts first. Most choose their investors. We chose our customers back in 1899, and we’ve never seen a reason to change.

It shows up in small ways more than big statements, in decisions made locally, in profit that stays close to home instead of leaving Cairns altogether.

That's the real difference. Not size, not branding, just who a bank actually answers to.

20/10/2026

When you're customer-owned, there's no boardroom in another city deciding what's best for Cairns. There's just us, and you.

It's the way we've banked since 1899, when a few locals decided Cairns needed a bank of its own.

Today there are 48 customer-owned banks across Australia, and 5 million Australians who bank with one.

Good to know we're in good company 💚

18/10/2026

Happy birthday to our amazing Chelsea 🥂

If you've ever walked into Cairns Bank and been greeted with a smile, there's a good chance it was Chelsea.

We hope today's just as good to you, as you are to everyone around you 🥳

15/10/2026

Happy Work-iversary to Geoff! 🎉

Since 2023, Geoff's been the one keeping things running behind the scenes as our CIO.

Not every job gets seen by our customers, but every one of them relies on it.

Thanks for everything, Geoff!

13/10/2026

Reviews like this are a good reminder of why we bank the way we do ✨

When you're not chasing numbers for someone else, there's room to actually listen. Thank you to this member for trusting us with their loans, and for the honest words.

07/10/2026

One year ago, the wonderful Julie joined us as a Lending Consultant.

Since then, she's sat across the table with countless Cairns locals, helping them make sense of loans, deposits and everything in between.

Happy Work-iversary, Julie, here's to many more 🍾

Address

22/24 Grafton Street
Cairns, QLD
4870

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm

Website

http://www.cairnsbank.com.au/

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