03/11/2026
Five rate rises in one year. The cash rate is now 4.85%. 📈
On Tuesday 3 November 2026, the RBA raised the cash rate by 0.25% to 4.85%, its highest level since 2008. This time the Board was split, with six members voting to raise and three voting to hold. Inflation is now expected to stay above 3% until late 2027, so if you’re on a variable rate, your repayments are likely to go up again.
You can’t control what the RBA does next, but you can control how your loan is set up:
✅ Know your rate, repayment and any fixed-rate expiry date
✅ Check if your rate is still competitive
✅ Use your offset account to cut the interest you pay
✅ Review your loan structure before the rise hits
At Loan Lounge can help you map out a strategy that fits your goals. DM us anytime or book your FREE CONSULTATION through this link: https://ap1.hubs.ly/H01vcgy0
📍 Sydney, NSW