Quinto White - Q Financial Home Loan Specialists

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Burleigh, QLD
Quinto White - Q Financial Home Loan Specialists

Specialising in lending for everyday heroes working in Health and Education.

Q Financial is a company designed to make finance easy, fun and rewarding for everyone. Specialising in home loans for First Home Buyers in QLD and NSW, Gen Y property investors and car loans, we know finance isn't everyone's 'cup of tea' we get it, that's why we've taken a different approach.

23/10/2026

Closing an unused credit card can do more for your borrowing power than you'd think.

21/10/2026

HECS is one of the most common worries we hear from first home buyers.

It doesn't stop you getting a loan. It does affect your borrowing power, because your compulsory repayments come out of your pay. Recent changes have made lenders more flexible, especially if you're close to paying it off.

Before you rush to clear it with your deposit savings, let's check whether that actually helps.

20/10/2026

Nobody loves paying lenders mortgage insurance. It can run into the tens of thousands on a small deposit.

Still, if paying it gets you into a home years sooner, it can be a trade-off worth making. And with the 5% Deposit Scheme or a family guarantee, you might not need to pay it at all.

19/10/2026

Buying an investment first and renting where you want to live can be a smart move for some people.

It can also mean missing out on first home buyer benefits, and the recent tax changes have made established investments harder to hold. Let's compare both paths with your actual numbers.

17/10/2026

A lot of first home buyers hold off because they can't afford the place they picture themselves in long term.

Your first home is a starting point. It builds equity, gets you into the market, and can become the stepping stone to your next move. The two-bedroom unit you buy now might be what gets you the family home in five years.

15/10/2026

Co-buying is getting more common, and it can work really well. These are the conversations to have first.

14/10/2026

Brokers are officially required to act in your best interests. To be fair, we’ve always done business this way: placing our client’s needs front and centre, and scouring the market for the most optimal deal - based on their unique situation.

And while there are plenty of good people in the banks, they're hamstrung with what they’re able to offer their customers. Instead of searching the entire market for a solution that meets their customer’s needs, they can only choose from a handful of products.

So, what are you waiting for? Get in touch to start the conversation.

12/10/2026

The best part of our job is letting people know their dream home is within reach.

Congratulations to everyone who’s made that next big step this month!

11/10/2026

Goal digger: someone who knows what they want and works hard to make it happen. Here's to smashing some big goals this month.

And if your goals are finance-related, reach out if you want a finance professional in your corner.

09/10/2026

Are you being penalised for your loyalty? It’s almost unbelievable that many lenders reserve their best deals for new customers - instead of rewarding those who stay with them through thick and thin.⠀
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If you're not 100% sure you're getting the most from your lender, then get in touch for a no-strings recommendation.

Sometimes it's a matter of having a frank, informed discussion with your current bank. Other times it might mean switching to another lender.

Address

3a 37 James Street
Burleigh, QLD
4221

Website

http://www.q-financial.com.au/

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