Hemmingway Financial

18/10/2026

There are many wonderful things that will never be done

16/10/2026

The three phases of retirement: Key decisions at every stage

Retirement starts long before your last day at work There are certain moments in life that reshape not just your finances, but the way you live. Starting a family, moving overseas for a job, changing careers – retirement belongs in that same category in terms of its significance. Traditionally, re...

15/10/2026

Use super for tax-effective wealth building

14/10/2026

How floating rate bonds can make your portfolio more resilient

Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds are far from niche. They play a starring role in Australia’s credit market as the favoured source of debt funding by the major banks. Floating rates are a familiar concept in o...

13/10/2026

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts and ongoing complexity around superannuation death benefits, now is a good time to review your arrangements. New rules announced in the 2026-27 Fed...

11/10/2026

The easiest way to manage your money

09/10/2026

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”. Bond yields have been rising around the world as investors reassess the outlook for inflation, economic growth and government borrowing. The moves have been significant enough...

08/10/2026

How home insurance cash settlements work

If your insurer offers a cash settlement instead of organising repairs, it’s important to understand what you’re agreeing to. What is a home insurance cash settlement? If you submit a claim on your home insurance, the insurer might offer to pay you an agreed amount (a cash settlement) instead of...

07/10/2026

When markets are turbulent

06/10/2026

Separation or divorce and your super

Separation or divorce can bring emotional and financial change. Super is often overlooked at this time, but it can be one of the most significant assets to understand when dividing property and planning for the future. Separation or divorce can turn your world upside down. There’s the emotional fa...