Maree Yates - Mortgage Broker

04/04/2023

RBA decision to put cash rate on hold this month.

At its meeting today, the Board decided to leave the cash rate target unchanged at 3.60 per cent and the interest rate on Exchange Settlement balances unchanged at 3.50 per cent.

03/02/2023

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23/12/2022

I would like to wish you and your families a very Merry Christmas and a Happy and safe New Year.
I'm on holidays till Monday the 9/1/2023. I look forward to chatting to you all in 2023. 😊

04/10/2022

Latest RBA decision is a 25 basis points increase. If you would like to discuss your options, please don’t hesitate to call.

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 2.60 per cent.

05/07/2022

The GOOD NEWS for those that have property, is that in most cases property values have significantly increased over the past 2 + years. This means the equity you have in your property, which is the difference between what it’s CURRENTLY worth and what you owe, has also increased.
The equity you hold in your property is not only important when looking to sell, but can be vital when looking to negotiate a better deal on your mortgage.
In the current market, this offers a huge advantage. Now could be the time to make the most of the increase in equity and either negotiate or switch to a better deal.

If you would like my assistance, please call 0422 121 352

05/07/2022

RBA has raised the cash rate again this month by 50 basis points to 1.35%. Lenders can set rates independently of the RBA movements and their responses to this latest rate hike may vary and will become known, over the next few days and weeks.
While rates are increasing, it is still a competitive market and there may be an opportunity for you to obtain a better deal.

If you would like to discuss further, please call 0422 121 352

At its meeting, the Board decided to increase the cash rate target by 50 basis points to 1.35 per cent.

21/06/2022

Earlier today Governor Philip Lowe spoke about how monetary policy is responding to the higher inflation. Read the speech: https://bit.ly/3y8JLrU

16/06/2022

MUST READ: FIRST HOME BUYERS
First Home Guarantee is an Australian Government incentive to support eligible first home buyers, purchase their first home sooner.
Under the scheme first home buyers may qualify for a loan to buy an existing house or build a new home, with as little as a 5% deposit (lenders criteria apply’s and buying costs also required). AND under the scheme lenders mortgage insurance (LMI) can be avoided … potentially saving thousands of $$ being added to the home loan.
Eligibility criteria must be met and places in the scheme are limited each financial year. With new places becoming available 1/7/2022, now is the time to call 0422 121 352 to discuss if you would qualify.

16/06/2022

MUST READ: SINGLE PARENTS
Family Home Guarantee is an Australian Government incentive that aims to support eligible single parents with at least 1 dependent child, in purchasing a family home.
Under the scheme, single parents may qualify for a loan to buy an existing house or build a new home, with as little as a 2% deposit (lenders criteria apply’s and buying costs are also required). Under the scheme lenders mortgage insurance (LMI) can be avoided … potentially saving thousands of $$ being added to the home loan.
Applicants DO NOT need to be first home buyers to qualify, buy they must not currently own a home.
Eligibility criteria must be met and places in the scheme are limited each financial year. With new places becoming available 1/7/2022, now is the time to call 0422 121 352 to discuss if you would meet the eligibility criteria to qualify for a loan

16/06/2022

The Reserve Bank (RBA) has raised the cash rate over the past 2 months, with the majority of lenders so far passing on these increases in full, to mortgage holders.
It is also widely predicted there are further rate increases to come. However, lenders can set rates independently of the RBA movements and their responses to these future rate hikes may vary.
There is still plenty of competition in the market for your business. I deal with multiple lenders everyday, so I know just how flexible they can be to, keep or win your business.
If you would like a review of your home loan, please don’t hesitate to call 0422 121 352. My assistance comes with NO obligation and at No cost to you.

At its meeting today, the Board decided to increase the cash rate target by 50 basis points to 85 basis points.

16/06/2022

Earlier this week Governor Philip Lowe appeared for the first time in a nationally broadcast interview on the ABC 7.30 program. Watch the interview - https://ab.co/3tE17Kq

The interview took place in our head office and a range of topics were covered including the recent increases in interest rates, inflation and the economy.

24/12/2021

I would like to wish you and your families a very Merry Christmas and a Happy and safe New Year.
I'm now on holidays till Monday the 10/1/2022. I look forward to chatting to you all in 2022. Take care x