Front Row Financial Management

19/10/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

16/10/2026

💳 How BNPL can impact your home loan application 💳

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. 👇

To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages.

14/10/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

12/10/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

09/10/2026

🌳 Looking for relaxed living and better affordability? 🌳

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.

And that's driving a trend towards regional living for more home buyers - either out bush or by the sea.

DM us to find out if a tree or sea change could help you buy sooner. 👇

To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

* Cotality research

08/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s

07/10/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

05/10/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]

02/10/2026

🏠 Could your home be negatively geared one day? 🏠

New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026.

So your home could be eligible for negative gearing in the future as an investment property.

Chat with your accountant or financial adviser first.

And then DM us to understand your finance options. 👇

To find out more, DM us or contact Front Row Financial on:

☎️ – (07) 3162 0046
💻 – [email protected]