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The finance behind the freedom www.usulproperty.com

02/11/2026

Before the year gets too merry and bright, it could be worth checking whether your home loan still suits your needs.

Chat with an Aussie Broker to talk through your options.

02/11/2026

Tuesday Chatter - Finance & Insider Tips

An interesting trend has been happening behind the scenes.
While most people focus on interest rates, lenders have quietly been making changes to how they assess borrowers.

Some lenders are improving the way they treat rental income, refining servicing calculations and introducing policy changes that may help certain borrowers access more borrowing capacity than they could previously.

At the same time:
🏡 More properties are coming onto the market
📈 Buyers have greater choice
🤝 Negotiating power is shifting
💰 The RBA is meeting again this week

It's been a while since we've seen several of these factors lining up at the same time. What worked over the last few years may not be the best strategy moving forward.

For homeowners, it could be worth reviewing your current loan and making sure it's still competitive.

For investors, it may be worth revisiting your borrowing capacity and understanding what's possible today versus 12-24 months ago.

The people who tend to do well aren't always the ones who perfectly time the market. They're usually the ones who understand their options and are prepared when opportunities arise.

Reach out if you need to discuss your situation.

02/11/2026

02/11/2026

Movember
Move for mens mental health. Move is how we remember the 60 men lost to su***de globally, every hour. I'm taking part this month in the Movember - MOve for mental health and will be walking 60km.
If this is a cause you feel strongly about, you can donate via the link below or join and become a part of MOve Movember yourself.
https://movember.com/m/15559059?mc=1

01/11/2026

Lenders Mortgage Insurance - Is it right for you?

If property prices rise faster than your savings…
is waiting for a full 20% deposit actually costing you more than using LIM?

If this got you thinking, my blog dives deeper into how LMI can shift your buying timeline - https://usulproperty.com/lmi-insurance/

28/10/2026

Choosing the Right Investment Loan Matters More Than You Think

Most investors focus on finding the right property — but the loan structure behind it can make or break your long‑term strategy. From interest‑only options to strategic splits, the right lending setup can maximise cash flow, reduce risk, and open doors to future purchases.
If you’re planning to invest, understanding your loan options is just as important as choosing the property itself.
Read the full breakdown on my blog and learn how to structure your investment loan with confidence. https://usulproperty.com/best-property-investment-loans/

27/10/2026

First Home Buyer? Don’t Skip This Step...

Before you book an inspection or fall in love with a listing, make sure you’re clear on your property priorities.
This week's blog breaks down the essential first time home buyer steps — with a bonus checklist to help you decide what matters most.
It’s all about finding a home that works for you.
Click to read + download your free checklist.
https://usulproperty.com/first-time-home-buyer-checklist/

25/10/2026

Lenders Mortgage Insurance - Friend or Foe?

You don’t always need the full 20% deposit.
LIM can bridge the gap and get you into the market sooner — without waiting years to save the difference.

Want the full breakdown? I’ve unpacked LMI in a simple guide on my blog
https://usulproperty.com/lmi-insurance/

24/10/2026

Mortgage jargon isn’t your job.
Having someone in your corner who can decode it is.

Address

Buddina, QLD
4575

Website

https://usulproperty.com/

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