Finance Industries Australia

16/06/2026

08/06/2026

Learn how home loan pre-approval works, why it matters, what documents you need, and how a mortgage broker can help you buy with confidence.

Thinking about buying a home? Getting home loan pre-approval before you start inspecting properties can make your journey much smoother.

Pre-approval gives you a clearer idea of your borrowing power, helping you focus on homes that genuinely fit your budget. It can also show agents and sellers that you are a prepared and serious buyer.

While pre-approval is not a final guarantee, it is a valuable first step. Lenders will still need to assess the property, your financial position, and any conditions before giving final approval.

A mortgage broker can help you understand your options, prepare your documents, compare lenders, and guide you through the process from start to finish.

Ready to take the next step toward your property goals? Speak with Finance Industries Australia today and start your pre-approval conversation with confidence.

28/05/2026

07/05/2026

05/05/2026

01/05/2026

Rents are rising faster than wages. That’s making the path to buying harder – but not impossible.

Rental affordability is now at its lowest level since at least 2008, according to realestate.com.au.

That’s putting pressure on renters trying to save.

Why it feels harder

Many people are juggling rising rents, higher living costs, elevated property prices and rising interest rates.

It’s a tough combination.

That’s why many buyers are adjusting their approach, rather than waiting for perfect conditions.

That could mean buying a more affordable property, looking at different locations, exploring strategies like rentvesting or using government support schemes where eligible.

The shift that changes timelines

The biggest shift is moving from ‘just waiting’ to understanding what’s possible now.

Even if you’re not ready yet, knowing your borrowing capacity and options can change your timeline.

Reach out if you’d like me to help you map out a realistic path based on your income, savings and goals.

29/04/2026

02/04/2026

For many Australians, downsizing is not just about finding a smaller home. It is about finding something easier to live in without feeling like they are giving something up. And for many downsizers, the answer is a single-level home.

That is why this segment of the market is getting so much attention right now. According to recent Ray White data, search enquiries for single-level homes are up 72%, with Baby Boomers driving much of that demand. However, agents are reporting a major shortage of suitable stock, especially renovated single-level homes.

That lack of supply is leaving some older Australians in larger homes for longer, while also limiting opportunities for other buyers looking to move up. The appeal of single-level homes is both practical and emotional – buyers are looking for homes that are easier to live in now and better suited to the years ahead.

But finding the right home is only part of the decision. Making the numbers work matters too. That means thinking through equity, timing and the right finance structure to support the move.



If a downsize, upgrade or next purchase is on the radar, we can help you work through the finance side before you make a move. Call us on 07 5657 3678 to talk it through.

31/03/2026

More SMSF investors are asking the same question: if rental conditions are still this tight, does property inside super deserve another look?

The latest PropTrack–Westpac Investor Report shows investor activity was very strong through 2025, with new investor lending rising by roughly two-thirds from its early 2023 low.

Rental conditions have been a major reason. Rents surged at double-digit rates across many parts of the country in 2022 and 2023, and while that pace has eased, rent growth in 2025 remained faster than inflation in many cities, and above the typical pace seen in the 2010s.

It is also still a competitive market for tenants. Homes are leasing in 20 days nationally, and as quickly as 18 days in Brisbane, Adelaide and Perth. Price growth has also been strong, with more than 93% of recent investor sales making a profit.

That mix of rental demand and capital growth is hard to ignore for SMSF investors, but the loan structure and fund strategy need to be right from the start.



If property inside super is on your radar, we can help you assess the lending side properly and work through whether the structure fits your broader strategy. Call us on 07 5657 3678 to talk it through.

29/03/2026

There is a point where you stop following the headlines and just notice that money does not stretch the way it used to.

You feel it in the weekly shop, at the bowser and in all the everyday costs that seem to leave less room than they once did.

The latest figures from the Australian Bureau of Statistics show inflation eased slightly to 3.7% in February, but underlying inflation is still sitting at 3.3%, above the Reserve Bank of Australia’s target.

So while the pace of price growth slowed a little, the pressure on household budgets has not disappeared. And this data does not yet reflect the recent lift in fuel and energy costs, which are likely to push inflation higher again.

That puts the Reserve Bank of Australia in a position where further rate increases are likely.
For homeowners, this is the moment to get ahead of it. A quick review of your loan and structure now can make managing higher repayments a lot easier if rates move again.



If you are starting to feel the pressure and want to get ahead of potential rate increases, it helps to understand exactly where you stand. We can review your loan, assess your repayments and make sure your structure can handle what comes next. Call us on 07 5657 3678 to talk it through.