What are the opening hours?

Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 9am - 2pm

Superannuation Advice Australia

Home
Australia
Broadbeach, QLD
Superannuation Advice Australia

Superannuation Advice Australia is now part of PictureWealth Advisory Pty Ltd. It’s what drives our passion and fuels our commitment.

Superannuation Advice Australia is now part of PictureWealth Advisory Pty Ltd (AFSL 530789). At PictureWealth, our mission is to make financial empowerment accessible to everyone. Wealth management is at our core, driving us to continuously innovate and simplify the process for you. We’re here to help you achieve your financial goals and find peace of mind. Our journey began with a simple idea: to

blend technology with human expertise to make financial advice more accessible. Since then, we’ve grown into a platform that empowers financial advisors to assist you in reaching your financial goals more effectively and efficiently. We’ve gone from helping local clients find financial health to empowering advisors nationally to provide clear, direct, and honest financial advice that respects and values every Australian’s unique needs and experiences. At PictureWealth, our commitment to innovation and progress is unwavering. Our journey of innovation is never finished, and we are always here to support you every step of your financial journey.

04/03/2025

We are excited to share that Superannuation Advice Australia is now part of PictureWealth Advisory Pty Ltd (AFSL 530789)! 🎉 This partnership strengthens our mission to leverage technology to simplify wealth management, bringing more advice to more Australians.

At PictureWealth, we are committed to providing clear, direct, and honest financial advice that respects and values your unique needs and experiences.
Our focus is on creating simple yet effective experiences that empower you to achieve your personal and financial wellness goals.

💡 What this means for you:

We’re making this transition seamless while continuing to deliver the high-quality service you deserve.

✅ No changes to your current financial structures or products.
✅ You’ll continue working with the same trusted advisers and team.
✅ Access to new technology to boost your financial knowledge and help you achieve your goals (coming soon).

If you have any questions, please reach out to us at [email protected]. Thank you for your continued support.

29/12/2024

Why Is the Superannuation Guarantee Increasing?

You may have heard that the superannuation guarantee is on its way up, set to reach 12% by 2025. But why the change? It all comes down to making sure retirees have enough to live on without leaning too heavily on the age pension.

For decades, low super balances have been a concern. Even back in 1995, economists flagged that the existing rates wouldn’t cut it for a comfortable retirement. Fast forward to today, and the Federal Government agrees: a 12% super guarantee is needed to meet the basic needs of Australian retirees.

This gradual increase—rising by 0.5% each year—helps spread out the impact, easing the burden on businesses and employers. And while there’s talk about what comes after 2025, industry experts like SuperRatings don’t anticipate any jumps beyond 12% in the near future.

Want to know how these changes might impact your retirement savings? We’re here to guide you through it.

26/12/2024

Understanding the Insurance Options in Your Super

Many super funds offer insurance options, including life insurance, Total and Permanent Disability (TPD) cover, and income protection. These policies might offer some peace of mind, but it’s important to dig into the details to make sure you’re not overpaying for coverage you might not need or doesn’t align with your stage of life.

Reviewing your insurance within super is one of the smarter moves you can make to be sure it suits your needs without unnecessary costs. At Picture Wealth, we’re here to help you assess your insurance options and make informed choices that support your future.

23/12/2024

At Picture Wealth, it's our goal to deliver a customer experience that not only meets but empowers our clients, even during life's unexpected twists. Thanks Lucinda; it's our pleasure to assist!

22/12/2024

Financial Literacy and Super: Why It Matters

Superannuation is a powerful tool for securing yourself a brighter financial future. Without a solid understanding of how it works, you might miss out on a number of valuable opportunities. From choosing an investment strategy to understanding contribution options, financial literacy empowers you to make the best decisions for your super.

Improving your knowledge around superannuation doesn’t have to be complex. We’re here to make it simple, accessible, and practical, helping you take charge of your financial wellbeing.

19/12/2024

How Downsizer Contributions Can Boost Your Super After 55

If you’re over 55 and selling your home, you could be eligible to make a downsizer contribution to top-up your superannuation. This special contribution allows you to add up to $300,000 (or $600,000 for couples) to your super, outside of your usual contribution caps.

Downsizer contributions offer a great way as you near retirement age to further boost your retirement savings, allowing you to solidify your financial security without the limitations of annual caps. Ready to see if this option fits into your retirement strategy? We can guide you through the eligibility and process.

18/12/2024

At Picture Wealth, we aim to provide a customer experience that satisfies and empowers. Thanks to Dinesh for this generous review - we're glad to help!

15/12/2024

Understanding the Role of Super in Estate Planning

Superannuation isn’t just about retirement; it’s also a key component of estate planning. Your super balance, along with any life insurance attached to it, could make up a substantial part of the legacy you leave behind. Because super doesn’t automatically go through your will, it’s essential to nominate beneficiaries who'll inherit your superannuation.

By planning ahead, you can make sure your super benefits are directed to the right people, reflecting your wishes. We’re here to guide you in making informed decisions for your estate planning.

a

12/12/2024

Choosing the Right Investment Mix for Your Age

As we age, our priorities and risk tolerance often shift—and so should our super investment strategy. Younger investors typically have the flexibility to adopt growth-oriented investment options, while those closer to retirement may prefer more conservative, stable choices to protect their accumulated wealth.

Choosing the right investment mix for your life stage is key to keeping your super aligned with your financial goals. Whether you’re building wealth or preserving it, adjusting your strategy to match your age can help keep you on track for a comfortable retirement.

Wondering if your super is in sync with your current stage of life? Let’s talk about finding the right balance for you.

11/12/2024

How Changing Jobs Affects Your Super

Switching jobs? One thing that often gets overlooked during career moves is superannuation. Unlike your employment details, your super doesn’t automatically follow you when you change jobs. This can lead to multiple accounts, each with its own set of fees, potentially eating away at your hard-earned retirement savings.

Consolidating your super into a single account can help you save on fees and make managing your super much simpler. Plus, it can give you a clearer view of your retirement progress. Not sure how to consolidate your accounts or choose the right fund to suit your new role?

Get in touch.

08/12/2024

The Tax Advantages of Superannuation

One of the great benefits of superannuation is its built-in tax efficiency. Contributions you make from your pre-tax income (known as concessional contributions) are taxed at a lower rate than your regular income. Plus, once you're retired, you may be able to collect your super as a tax-free income stream.

Using super as a tax-effective savings vehicle can significantly boost your retirement savings over time. From tax-free investment earnings to the favourable tax treatment of certain withdrawals, maximising the tax benefits of super is a smart way to set yourself up for retirement.

Want to explore ways to optimise your tax benefits? We’re here to guide you.

05/12/2024

Understanding Superannuation Co-Contributions from the Government

Did you know the government might even contribute to your superannuation? If you’re eligible and make a personal contribution, the government may match part of it through a co-contribution, depending on your income—a valuable opportunity to boost your retirement savings without any extra effort.

This co-contribution can make a real difference in growing your super balance, especially if you're on a lower income. Understanding the eligibility criteria and maximising this benefit could help you reach your retirement goals faster.

Not sure if you qualify? Let us help you navigate the requirements and take advantage of this benefit.

Address

Oasis Shopping Centre Suite 22, Level 2, 75 Surf Parade
Broadbeach, QLD
4218

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	9am - 2pm

Website

https://www.picturewealth.com/

Alerts

Be the first to know and let us send you an email when Superannuation Advice Australia posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Superannuation Advice Australia:

Shortcuts

Want your business to be the top-listed Finance Company in Broadbeach?