Paul Newell - Northwick Funding Solutions

24/11/2025

A top tip for picking the perfect place to buy is to imagine yourself already living there. Visit the area in both the day and the night. Explore its schools, public transport options, and restaurants. Plan your commute to work and see how long it takes. The more you get to know the area, the better chance you'll have of finding a place you'll love to live in.

Our next top tip? Once you've found your place, give Northwick Funding a call on 0421 323 708 and we'll help you buy it.

15/09/2025

When it comes to buying a house, choosing what loan to go with can be just as important as choosing the house itself. From big banks to specialist lenders, our network of over 40 lenders gives you the options you need to get the best deal for your circumstances.

Give us a call on 0421 323 708 and we'll find a loan that works for your needs.

12/08/2025

For the millions of Australians with a mortgage, today's announcement by the RBA to cut the cash rate by 25 basis points is a welcome relief. With a new cash rate of 3.6%, banks have already started to lower their interest rates by .25% with Commonwealth Bank and Westpac already announcing upcoming changes.

Want to find out what a .25% reduction might mean for your monthly repayments? Use our repayment calculator to see what you could save https://northwickfunding.com.au/calculators/loan-repayment-calculator/

08/07/2025

So you've found your borrowing capacity and are ready to start house hunting, but is
borrowing right up to your maximum capacity a good decision for you? What you can borrow doesn't necessarily equal what you should borrow.

Before you move forward there are three questions you should ask yourself:

1. Are you able to pay it back comfortably?
Before you start house hunting, use a budget planner to look at all your expenses for the last month. Now have a look at your monthly repayments at your maximum borrowing capacity. Is that number something you can confortably afford?

2. Would you be happy making any necessary sacrifices to make your repayments?
A lot of people look at what they can sacrifice when they budget. While that can be good, it's important to be realistic here. If you would have to cut a hobby that you love to afford your loan repayments, is that a decision you would be happy with long term?

3. Do you have any wiggle room in case your circumstances change?
If the RBA raised rates at the next meeting, or if you had a sudden, expensive vet bill to pay, would you still be able to pay your loan? Is there any room for contingency in your plan?

Give us a call today and we'll help talk you through the home buying process.

09/06/2025

“Paul went out of his way offer a level of service that I haven’t experienced from any other broker. Easily one of the best in Australia. Highly recommended.”

Looking for a mortgage broker you can trust? Put your trust in a broker with all five star reviews! We're incredibly proud to have helped so many homeowners buy their dream homes. Give us a call today and we can help you too.

19/05/2025

If you're waiting for tomorrow's RBA announcement to start your home buying journey, stop waiting and start preparing!

Rates are widely expected to fall in tomorrow's meeting, which also means we're likely to see a boost in home buyer demand. You can get a head start on securing your new property by finding out how much you can borrow with our borrowing power calculator.

Head to https://northwickfunding.com.au/calculators/ for our full suite of calculators.

28/04/2025

Looking for a mortgage broker? Watch out for these red flags: poor communication, lack of interest in your needs, lack of options or upfront fees.

Like any good broker, Northwick Funding puts your interests first. Call us today on 0421 323 708 and we'll help you get the right loan for you.

09/04/2025

Working with a mortgage broker saves you time and effort, so you can focus on choosing a home that works for you. Let us handle the paperwork, while you make sure your new home is a smart investment.

We've put together a few handy tips for making sure your new home is a safe, smart investment for your family.

24/03/2025

Looking to buy a property? Choose a broker with all 5-star reviews, like us! We're always thrilled when our clients take the time to tell us how happy they were with our service, like this review from Teresa.

14/03/2025

Starting from May 1st, Stamp Duty will be scrapped on brand new builds for first home buyers in Queensland. Read more about these changes and how much you could save at https://northwickfunding.com.au/queensland-stamp-duty-changes-for-new-builds/

04/03/2025

Here's a handy list from the Moreton Bay Council of what to have ready in your emergency kit if you're in the impact zone of Cyclone Alfred.

Just a reminder that as a Moreton Bay local, I may be slower to respond to calls or emails during the disaster depending on service interruptions. Stay safe everyone!

With Tropical Cyclone Alfred set to impact Queensland in the coming days, it's time to start preparing! 🌀

One of the best things you can do is pack an emergency kit.

This should include items to sustain you for 3 days such as:
✅ A stocked first aid kit with sufficient medications
✅ Non-perishable foods
✅ Bottled water
✅ Batteries and chargers
✅ Hand sanitiser
✅ Torches
✅ Pet supplies
✅ Important documents including medication scripts
✅ Toiletries including soap, toothbrush and toothpaste.

For more information on how to pack an emergency kit, head to 👉 www.getready.qld.gov.au/emergencykit.

And always remember to call Triple Zero (000) in an emergency.

18/02/2025

Today the RBA has moved to cut the cash rate for the first time since November 2020. With a drop from 4.35% to 4.10%, this move helps provide some much needed relief for mortgage holders.

Let's assume your mortgage is the same as the current average Australian mortgage at $642,121. At an interest rate of 6.25% on a 30 year loan, your repayments would be $3,954 per month. A 0.25% cut would take those monthly repayments down to $3,850.