Savings.com.au

29/05/2026

Critics say young Australians will also be hard hit by investor tax changes that shift investment goalposts.

Critics say young Australians will be hardest hit with tax changes that shift investment goalposts.

28/05/2026

PROPERTY REALITY CHECK

This week's Savings Tip Jar podcast featured a chat with REA Group Senior Economist Angus Moore who broke down the potential impacts of the federal budget on Australia's property market.

And in our Savings News Roundup, Dominic Beattie and Denise Raward discuss...
- headline inflation falling from 4.6% to 4.2%
- the surprise lift in the unemployment rate to 4.5%
- the attractive rates available on savings accounts and term deposits

Listen 🎧
Spotify: https://open.spotify.com/episode/7lF42Yykfuh4FEr0qxVeIn?si=VMfm1VY1Tp-r1ty76vV8hg
Apple: https://podcasts.apple.com/au/podcast/154-inflation-down-unemployment-up-and-sharp-savings-rates/id1644349451?i=1000769780739

The Savings Tip Jar · Episode

22/05/2026

As investors and markets grapple with investment tax changes, many of Australia's deposit product rates have risen comfortably above 5%.

As investors and markets grapple with investment tax changes, many of Australia's deposit product rates have risen comfortably above 5%.

21/05/2026

Investor activity in the housing market is expected to drop off under new federal government tax policies as demand slows across the board.

https://www.savings.com.au/news/investor-backoff-to-further-slow-housing-demand

21/05/2026

Housing fix or wealth killer? Nicolette Boele warns the government's CGT overhaul could hurt the same young Australians it claims to help.

A capital gains tax overhaul aimed at helping young Australians into housing is facing early questions about who it really helps.

21/05/2026

TAX GAME CHANGERS

This week's Savings Tip Jar podcast featured a chat with Federal Independent MP Nicolette Boele, who's concerned how the capital gains tax reforms will impact younger savers investing in shares, ETFs and startups. Nicolette also had a great savings tip to share around getting a better deal on your energy plan.

And in our Savings News Roundup, Dominic Beattie and Denise Raward discuss...

- the Opposition’s proposal to introduce tax bracket indexation (something that we’d actually directly asked Angus Taylor MP about on the pod back in episode 91!)

- more savings account rate changes in response to the RBA’s hike, and how (once again) big banks are failing to pass it on in full to all savings account customers.

- how the latest RBA minutes have reduced the odds of another RBA rate hike at next month’s meeting.

Listen 🎧
Spotify: https://open.spotify.com/episode/2XmBWxrBglb4f7yD7de7W5?si=NO1htKhKRfKkES_8HDMHeg
Apple: https://podcasts.apple.com/au/podcast/153-tax-bracket-indexation-how-the-federal-budget/id1644349451?i=1000768707857

The Savings Tip Jar · Episode

15/05/2026

"WORST BUDGET I'VE EVER SEEN"

In this week's Savings Tip Jar podcast, Dominic Beattie and Denise Raward were joined by Emeritus Professor of Finance at UNSW Business School Peter Swan, who did not hold back in his assessment of Treasurer Jim Chalmers' fifth federal budget, describing it as the worst one he's seen in his 50 years of experience. Professor Swan lays out some of the potential unintended consequences of the new tax changes and questions the supposed benefits to younger generations.

In our Savings News Roundup, Dom and Denise outline the key impacts of the budget for savers, examine how some savings account customers are missing out on the hashtag rate hike, and detail the sudden drop in home loan lending observed in the latest ABS data.

And of course, we share our savings tips, including using a financial planner and not letting social media influence your standards. 🪙🪙🫙

Listen 🎧
Spotify: https://open.spotify.com/episode/66p05qqgP70DRa1fUJJKVw?si=M56o8dN-QpKcNbEiUp39BA
Apple: https://podcasts.apple.com/au/podcast/152-federal-budget-breakdown-what-every-aussie-saver/id1644349451?i=1000767531467

15/05/2026

The federal Opposition has vowed to index Australia's income tax brackets to inflation - now that's a bold move.

The federal Opposition has vowed to index Australia's income tax brackets to inflation and reverse Labor's new property taxes.

08/05/2026

Westpac economists have tweaked their forecast of two more cash rate hikes in 2026, delaying their timing to August and September instead of June and August.

Westpac economists have tweaked their forecast of two more cash rate hikes in 2026, delaying their timing to August and September instead of June and August.

08/05/2026

RBA HIKE 3: THE DARK RATE RISES

This week's Savings Tip Jar podcast had a heavy focus on the latest RBA rate rise - the third of 2026, and perhaps not the last.

Joining Dominic Beattie and Denise Raward to provide some expert analysis was Dr Susan Stone, the Credit Union SA Chair of Economics at Adelaide University. Dr Stone expressed surprise at the RBA's "optimistic" expectations that inflation would peak in June.

Dom and Denise also talk through the property market slowdown in Sydney and Melbourne, and a potential new tax offset that’s rumoured to be in the federal budget.

And of course, we all share our savings tips - including a special points transfer offer from Velocity Frequent Flyer which Dom is particularly excited about.

Listen 🎧
Spotify: https://open.spotify.com/episode/7xECpKyGTdRBX05WmgeUE3?si=aLax_qOUQtuTKovaEwNY0g
Apple: https://podcasts.apple.com/au/podcast/151-rba-hike-3-the-dark-rate-rises/id1644349451?i=1000766563224

The Savings Tip Jar · Episode