Crew Financial

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Crew Financial Crew Financial is an Award Winning Mortgage Broker. Providing quality advice to secure your future.

First home buyers are still active in parts of the market, even with the cash rate at 4.60%.In some cities prices have s...
16/10/2026

First home buyers are still active in parts of the market, even with the cash rate at 4.60%.
In some cities prices have softened, which can offset some of the rise in borrowing costs.
If you’re saving hard and want a realistic view of what you can borrow (especially with shift work or allowances), we can help you get clear pre-approval and a proper plan.
No pressure, just straight answers.

Your income doesn’t look like a standard payslip... and that’s okay.At Crew, we specialise in translating aviation caree...
14/10/2026

Your income doesn’t look like a standard payslip... and that’s okay.
At Crew, we specialise in translating aviation careers into language lenders understand and trust.
That’s why other pilots and cabin crew recommend us.
Whether you’re buying your first home, investing, or refinancing, we’re with you all the way up.

With the cash rate now at 4.60%, a lot of people are asking the same question:“Am I still on the best deal?”Even a small...
12/10/2026

With the cash rate now at 4.60%, a lot of people are asking the same question:
“Am I still on the best deal?”
Even a small improvement in rate or structure can make a real difference to monthly cash flow, particularly when your income varies with flying hours and allowances.
We look at:
• Current rate vs what’s available
• Better loan features
• Equity options if needed
Ready when you are.

RBA has lifted the cash rate to 4.60%, the highest level in 15 years.For many of us with variable income, allowances and...
10/10/2026

RBA has lifted the cash rate to 4.60%, the highest level in 15 years.
For many of us with variable income, allowances and roster changes, the key question is:

How does this affect my repayments and borrowing power?
We’re already helping clients review their position and explore better structures.
No jargon. No pressure. Just clear advice from people who understand aviation and shift-work income.
Source: RBA Monetary Policy Decision, 29 September 2026

Like many, my partner and I thought that owning our own home was a distant dream, always out of reach.A friend recommend...
09/10/2026

Like many, my partner and I thought that owning our own home was a distant dream, always out of reach.

A friend recommended we book a consult with Matt and the team and we're so glad we did!

Matt explained everything we needed to know about our situation and in a couple of short months, we just purchased our first home!

Big thank you to Ian too, who held our hand every step of the way and made it easy.

100% recommend you give Crew a call if you're looking to get into property.

We'll be calling them back in a few years when we're onto our next one.

Thanks Crew! :)

🏡 Another first-home journey made possible with the right guidance.

Thinking about getting into property? Crew Finance is here to help you understand your options.

Buying your first home comes with plenty of advice.But not everything you hear about home loans is true.Here are 5 commo...
08/10/2026

Buying your first home comes with plenty of advice.

But not everything you hear about home loans is true.

Here are 5 common myths worth clearing up:

1. “I need a 20% deposit.”
Not necessarily. Some eligible buyers may be able to purchase with a smaller deposit, depending on the loan and applicable government schemes.

2. “I’ll be rejected because of my credit score.”
A credit score is one factor lenders consider. Your income, debts, expenses and overall financial position can also affect a lender’s assessment.

3. “I should stick with my bank because it’s familiar.”
Your current bank isn't your only option. Different lenders have different rates, features and lending criteria, so comparing your options can be worthwhile.

4. “I can’t buy without help from my family.”
Not necessarily. Your options can depend on your deposit, income, borrowing capacity and eligibility for available schemes.

5. “All home loans are the same.”
They aren't. Loans can differ in rates, fees, features, repayment options and lending policies.

Your first home loan is a big decision. Understanding your options before you apply can help you make a more informed choice.

Thinking about buying your first home?
Talk to Crew Financial about your options.

🔗 https://crewfinancial.com.au/contact/

That house has the dream kitchen.The backyard is perfect.The location is exactly what you wanted.And you've already imag...
30/09/2026

That house has the dream kitchen.

The backyard is perfect.
The location is exactly what you wanted.
And you've already imagined where the couch is going.

Then you find out the repayments are going to stretch your budget.

This is why the numbers should come before the emotions.

Before making an offer, look beyond the property price and consider:

🏠 Your ongoing repayments
💰 Your upfront buying costs
📋 Your existing financial commitments
🚨 Your emergency buffer
📈 What happens if your expenses increase?

And remember: being able to borrow a certain amount doesn't necessarily mean you need to spend that much.

The right property isn't just one you love.

It's one that fits your financial situation too.

"Low-deposit borrowing has reached a new record in Australia.According to fresh APRA data, new owner-occupier loans writ...
28/09/2026

"Low-deposit borrowing has reached a new record in Australia.

According to fresh APRA data, new owner-occupier loans written with a deposit of 5% or less accounted for 4.31% of all new lending in the June quarter.

Since the Home Guarantee Scheme was uncapped in October 2025, $15.6 billion in low-deposit loans have been written.

But there is another side to the story.

Property values have fallen from their April peak:

📉 Sydney: 7.7%
📉 Melbourne: 6.9%

Cotality analysis also found that 1 in 2 homes purchased in Sydney and Melbourne over the past year would now sell for less than their purchase price.

A smaller deposit can help buyers enter the property market sooner, but it also leaves less equity to absorb a fall in property value.

If you're considering buying with a low deposit, make sure you understand the repayments, loan structure and risks before committing. Crew can help you with this part - just ask us!

Sources: APRA, Canstar & Cotality | September 2026

Just for reference, sharing the source link: https://www.brokernews.com.au/news/breaking-news/low-deposit-lending-hits-record-high-as-mortgage-arrears-climb-290000.aspx

Your first property doesn't need the perfect kitchen, huge backyard and dream location.For some buyers, the first step m...
25/09/2026

Your first property doesn't need the perfect kitchen, huge backyard and dream location.

For some buyers, the first step may simply be finding a property that fits their finances and longer-term plans.

Start with what makes sense for you - not just what looks perfect on Instagram.

✈️ Aviation is a big part of who we are - but it’s not all we do.While we have specialist experience helping pilots and ...
23/09/2026

✈️ Aviation is a big part of who we are - but it’s not all we do.

While we have specialist experience helping pilots and aviation professionals, our expertise extends across all industries and professions.

Whether you're a pilot, builder, teacher, business owner or anything in between, we can help you explore your options for:

• Home loans
• Refinancing
• Property finance

Because your profession may be different, but your need for an aligned finance solution isn't.

Whatever you do, we're here to help you find the finance for your circumstances.

🔗 https://crewfinancial.com.au/contact/

Address

Level 19, 10 Eagle Street
Brisbane, QLD
4000

Telephone

+611300350777

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