Crew Financial

03/09/2026

Buying a property is exciting - but finding the right one, knowing what it’s really worth and negotiating the right deal can be a lot to take on yourself.

That’s where a buyer’s advocate can make a difference.

At Crew, our property partners can help with:

🔎 Finding and shortlisting properties that match your brief
🏠 Attending inspections on your behalf
🤝 Negotiating at auction or privately
🔑 Accessing off-market opportunities that may never appear on the major portals

The goal isn’t just to help you buy a property. It’s to help you make a better-informed decision with an experienced team in your corner.

Thinking about buying? Let’s talk about what that could look like for you.

25/08/2026

✈️🚑 Your income isn’t complicated. Your lender’s assessment might be.

If you work in aviation, emergency services, Defence or another rostered role, your payslip probably includes more than a simple base salary.

You might have:

💰 Overtime
⏰ Penalty rates
📋 Shift allowances
✈️ Flying allowances
📈 Additional payments

The problem? Not every lender assesses these income types in the same way.

So you could have a strong, consistent income — but your borrowing capacity may come back lower simply because your income hasn’t been assessed properly.

And if you’ve been receiving the same allowance every fortnight for years, it shouldn’t automatically be treated like an occasional bonus.

The right lender can make a difference.

If you’re planning to buy, refinance or invest, don’t assume the first borrowing capacity figure you get is your limit.

👉 Send us a message with “CAPACITY” and we’ll help you understand what your income could qualify you for.

23/08/2026

The RBA has kept the cash rate at 4.35%, but for homeowners, borrowers and investors, “on hold” doesn’t necessarily mean things are getting easier.

After three rate rises this year, borrowing power has taken a hit, and higher rates continue to affect repayments and investment returns.

So instead of trying to predict the RBA’s next move, it’s worth asking:

🏠 What can I actually borrow today?
💰 What interest rate am I paying?
📊 Does my investment still make sense at current rates?

Your numbers matter more than the headlines.

Not sure how current rates affect your borrowing or investment plans? Let’s run the numbers.

21/08/2026

📉 The market is falling. If you’re buying, read that again.

Australian home values fell 0.7% nationally in July, the sharpest monthly decline since December 2022.

And there’s more happening beneath the headline:

🏠 Housing stock is around 8% higher than this time last year.
🤝 Vendor discounting has widened.
📍 The slowdown is spreading beyond Sydney and Melbourne into Brisbane and Adelaide.
💬 Buyers may have more room to negotiate.

If you own property, that headline might make you wince. We understand.

But if you’re planning to buy, these conditions could look very different.

✔More choice.
✔Less competition.
✔More time to think.
✔More opportunity to negotiate.

We’re not going to pretend anyone can predict the bottom of the market. Rates remain restrictive, and there’s still uncertainty around what the RBA does next.

But one thing is clear: when buyers have more choice, good negotiation can be worth real money.

Thinking about buying in the next 12 months? 🏡

Let’s talk strategy before you start inspecting.

15/07/2026

Your financial journey doesn't stop at the loan. Neither do we.

We just brought the entire Crew team together for our 2026 Strategy Day at the Queensland Cricketers' Club, overlooking the Gabba. One day, one goal: making sure every person on our team is focused on one thing.

Helping you get further, faster. 🛩️

Because here's the truth about most lending relationships: they end the moment your loan settles. You're left to figure out wealth building, property strategy and protection on your own, often juggling separate advisors who don't talk to each other.

We don't think that's good enough.

This year, we grew 65%, and now more clients are ready to trust us with more than just their mortgage. So we built the team to match:

✔️ Crew Wealth. Trusted Wealth Management and Financial Advisory partners, so your money keeps working long after settlement day.

✔️ Crew Property. Specialist Property Advocacy, Conveyancing, Insurance and Property Management partners, so every property decision is backed by the same strategic thinking as your finance.

The questions we asked ourselves all day weren't about us. They were about you! How do we make your experience simpler? How do we raise the standard you should come to expect? How do we become the one team you trust for every stage of your journey, from your first purchase to building and protecting what you've earned?

That's the plan. One Crew, guiding you through wealth, growth and protection, at every stage.

To our team, referral partners and clients who've trusted us to be that guide, we wholeheartedly thank you. 2027 is shaping up to be our biggest year yet!

Ready to see what a full Crew strategy looks like for you?

Let's talk 📲 https://vimeo.com/1209451144/688dbeb6f9?fl=pl&fe=sh

This is "Crew Strategy Day 2026" by Jeff Levingston on Vimeo, the home for high quality videos and the people who love them.

05/07/2026

I am so excited for this. I am proud to share that along with my friends at Crew Financial, I am sponsoring this event in October in Melbourne.

Shaka24 is a 12 or 24 hour run/walk to raise money and awareness of mental illness and su***de prevention put together by the amazing team at the shaka project.

Who is wants to join me?? If you would like to donate to this cause please use the below qr code.

I believe money and mental illness are very much interlinked. If your current financial situation is causing you any stress or worry, I may be able to help, please reach out if you want to have a chat.

30/03/2026

🏡 The top features home buyers are currently looking for 🏡⁣
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The top searches on realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣
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Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣
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That’s followed by a garage, and air con. 🚗⁣
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Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣
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And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣
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What’s on top of your property wish list? 📝⁣
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Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]

25/03/2026

📉 How to potentially wind back the February rate hike 📉⁣
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Don’t get mad, get even. 💪⁣
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The RBA’s 0.25% February cash rate hike could see home owners with a $600,000 variable rate mortgage pay an extra $90 in monthly repayments. ⁣
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But you don’t have to just cop the rate hike on the chin and not do anything about it. ⁣
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There’s still a considerable variation in home loan rates between lenders - so you could possibly give yourself a rate cut of your own. 📊⁣
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Switching to a lower rate home loan could potentially reverse the February rate hike for you.⁣
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If it's been a while since you paid attention to your home loan rate, now could be a good time for a home loan health check. 🩺⁣
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Call us to find out the rate you’re paying – and whether you could save on monthly interest by switching. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]

23/03/2026

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣
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Did you know home owners are spending $1 billion+ each month on renovations across the country? 😮⁣
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If home improvements are on your to-do list for 2026, home equity can be a valuable source of funds. ⁣
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One way to access home equity is by switching to a new home loan. ⁣
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Or for major renovations, a construction loan could potentially tick plenty of boxes. ✅⁣
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Funds are drip-fed as the project progresses. And you only pay interest on funds drawn down. 💳⁣
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The catch? ⚠️⁣
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Not every lender offers construction loans. ❌⁣
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Contact us to know the lenders that do - and discover finance options that may align with your needs. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]

18/03/2026

🏠 What’s the ideal home loan term length? 🏠⁣
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Well, just like songs and music, there's no one-size-fits-all answer - it's usually a case-by-case situation.⁣
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Let us explain. ⁣
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Not so long ago, 25 years was the typical home loan term. ⁣
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That’s steadily crept up to 30 years. 📈⁣
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And some lenders now even offer 40-year loans. 😮⁣
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So, what home loan term should you select? ⁣
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The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. ✅⁣
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That's because, chances are, the value of your home will rise over time. ⁣
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Meanwhile, inflation will hopefully eat away at the value of your debt. ⁣
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And as you build equity (and your life situation changes), it may be possible to refinance to a shorter term to save on interest over the long run. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]