Check My Rate

Check My Rate Check My Rate is a full-service mortgage brokerage focused on empowering and educating Australians.

We offer home, car, business and commercial loans plus our famous rate check tool to help all Aussies see if their home loan is still competitive.

🏡 Brisbane’s Median House Price Hits $1,060,311 (Domain, June 2025) 📈Brissie buyers, the property market is showing no s...
24/09/2025

🏡 Brisbane’s Median House Price Hits $1,060,311 (Domain, June 2025) 📈

Brissie buyers, the property market is showing no signs of slowing. 💨 Whether you’re a first home buyer or upgrading, the question is:

👉 How much can you borrow?
👉 What’s the best rate available right now?

That’s where we come in. 💬
Check your rate in under 30 seconds ✅

😂 “Can I still buy a house with $50k?”🤖 ChatGPT: “Kmart sell tents for $50…”Sure, bots can be funny… but when it comes t...
23/09/2025

😂 “Can I still buy a house with $50k?”
🤖 ChatGPT: “Kmart sell tents for $50…”

Sure, bots can be funny… but when it comes to your home loan, you need real answers. 🏡✨

💬 Chat to a broker who knows, not a bot.

And yes — the answer is YES! ✅

🏡 NSW First Home Buyers✅ No stamp duty on homes up to $800k✅ Discounted duty between $800k–$1mℹ️ There are restrictions ...
17/09/2025

🏡 NSW First Home Buyers

✅ No stamp duty on homes up to $800k
✅ Discounted duty between $800k–$1m

ℹ️ There are restrictions on who qualifies—reach out to find out if you’re eligible.

📸 Buyer TipDon’t rely on memory alone — record what you spot at property inspections.Videos & photos can make decision-m...
16/09/2025

📸 Buyer Tip

Don’t rely on memory alone — record what you spot at property inspections.

Videos & photos can make decision-making easier and even give you leverage in negotiations. 💡

👉 Smart buyers document everything.

Melbourne median house price 👉 $1,063,719 😳💸Buying here takes strategy, smart finance & the right team behind you.👉 DM u...
16/09/2025

Melbourne median house price 👉 $1,063,719 😳💸

Buying here takes strategy, smart finance & the right team behind you.

👉 DM us to check your rate & borrowing power today.

💡 Refinance & SaveEven a small drop in your rate can mean BIG long-term savings 💰Many Aussies are shaving years (and tho...
16/09/2025

💡 Refinance & Save

Even a small drop in your rate can mean BIG long-term savings 💰

Many Aussies are shaving years (and thousands) off their loans by switching to a sharper deal.

👉 Want to see how much you could save? Let’s check your rate.

Thinking you need a 20% deposit to buy in Perth? Think again. 🙅‍♀️With the First Home Guarantee scheme, you could get in...
16/09/2025

Thinking you need a 20% deposit to buy in Perth? Think again. 🙅‍♀️

With the First Home Guarantee scheme, you could get into your first home with as little as 5% deposit and no LMI. 🙌

It’s all about getting you into the market sooner, without waiting years to save.

👉 DM us to see if you’re eligible.

Sydney median house prices 👉 $1,772,443 😳💸Buying here takes strategy, smart finance & the right team behind you.👉 DM us ...
15/09/2025

Sydney median house prices 👉 $1,772,443 😳💸

Buying here takes strategy, smart finance & the right team behind you.

👉 DM us to check your rate & borrowing power today.

Those late-night searches hit hard… but if you’re sick of renting, maybe it’s time to look at owning. 🏡✨Your repayments ...
15/09/2025

Those late-night searches hit hard… but if you’re sick of renting, maybe it’s time to look at owning. 🏡✨

Your repayments could be building your future, not your landlord’s.

👉 Let’s chat and see what’s possible.

📣 Attention First Home Buyers in Victoria! 🏡✨Did you know you could save thousands with stamp duty exemptions?✅ $0 stamp...
15/09/2025

📣 Attention First Home Buyers in Victoria! 🏡✨

Did you know you could save thousands with stamp duty exemptions?

✅ $0 stamp duty on homes up to $600k
✅ Big concessions for properties $600k–$750k
That’s extra money in your pocket for furnishing your new home (or a well-earned celebration 🥂).

👉 DM us to check if you qualify.

🚨FACTS!! 💳 Did you know lenders see your maximum credit card limit as debt - even if you owe nothing? That $10k limit = ...
15/09/2025

🚨FACTS!!

💳 Did you know lenders see your maximum credit card limit as debt - even if you owe nothing?

That $10k limit = $10k debt in the bank’s eyes. 👀

Thinking of buying or refinancing? Chat to the team, so things like this don’t cut your borrowing power.

"When should I refinance?" - It's one of the most common questions we get, so here are the top 6 reasons why you should ...
24/06/2025

"When should I refinance?" - It's one of the most common questions we get, so here are the top 6 reasons why you should consider it:

1. Your rate is too high!
→ Run a quick check through our online questionnaire to see how your loan stacks up. https://www.checkmyrate.au/questionnaire

2. Fixed rate is about to expire.

3. You want to access equity for renovations, an investment or future goals.

4. Your juggling credit card debt or other repayments.

5. Your circumstances have changed.

6. You haven't reviewed your loan in over 2 years.

Refinancing can be smart move but it's not always the right one. It's not just about chasing the lowest rate... structure, features and flexibility matter too!

Full article on our website:
https://www.checkmyrate.au/educate-item/refinance-smarter-how-to-know-when-its-worth-it

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+611300200088

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