Viewpoint Finance Group

Viewpoint Finance Group A Better View Of Your Financial Future

🏡 Thinking about investing in property?Property investment can offer a number of potential benefits, including:📈 Capital...
03/09/2026

🏡 Thinking about investing in property?

Property investment can offer a number of potential benefits, including:

📈 Capital growth — your property may increase in value over time
💰 Rental income — regular rent can help support your cash flow
🧾 Tax benefits — certain expenses may be deductible depending on your circumstances

But like any investment, property also comes with costs, risks and ongoing commitments, so the right finance structure matters.

At Viewpoint Finance Group, we can help you understand your borrowing capacity, compare investment loan options and structure finance around your longer-term goals.

📩 Considering your first—or next—investment property? Get in touch today and let’s explore your options.

🌐 www.viewpointfinancegroup.com.au

Tax outcomes vary. Speak with your accountant or tax adviser for advice specific to your circumstance

🏡 What is LVR — and why does it matter when applying for a home loan?Your Loan-to-Value Ratio (LVR) is the percentage of...
01/09/2026

🏡 What is LVR — and why does it matter when applying for a home loan?

Your Loan-to-Value Ratio (LVR) is the percentage of a property’s value that you’re borrowing.

For example, if a property is valued at $500,000 and you borrow $400,000, your LVR is 80%.

Why is LVR important?

📉 Interest rates — A lower LVR can sometimes give you access to more competitive lender pricing.
💰 Lenders Mortgage Insurance (LMI) — If your LVR is above 80%, LMI may apply depending on the lender and your circumstances. Remember, LMI protects the lender, not the borrower.
🏦 Lender policy — Your LVR can influence which lenders, products and borrowing options are available to you.
📊 Equity position — Understanding your LVR also helps show how much equity you have in your property.

At Viewpoint Finance Group, we can help calculate your LVR, explain what it means for your application and compare the options available across our lender panel.

📩 Buying, refinancing or wondering how much equity you have? Get in touch today and let’s work through the numbers together.

🌐 www.viewpointfinancegroup.com.au

Source: Money.com.au. Lending criteria, rates and LMI requirements vary between lenders.

🏦Bank or Broker — do you know the difference?A bank can only offer you its own products. A mortgage broker can compare o...
31/08/2026

🏦Bank or Broker — do you know the difference?

A bank can only offer you its own products. A mortgage broker can compare options across a panel of lenders, helping you understand which loans may better suit your circumstances and goals.

That can mean:
🔍 More choice across lenders and products
📊 A clearer comparison of rates, fees and features
🤝 Guidance through the application process
🧭 Help navigating lender policy and borrowing options

At Viewpoint Finance Group, we take the time to understand your position first—then help point you toward the finance solution that best fits your needs.

📩 Buying, refinancing or simply wondering whether your current loan is still competitive? Get in touch today and let’s explore your options.

🌐 www.viewpointfinancegroup.com.au



Your full financial needs and requirements must be assessed before any loan recommendation or application is made.

🏡 Thinking about helping a loved one buy their first home?Becoming a home loan guarantor can be a wonderful way to help ...
27/08/2026

🏡 Thinking about helping a loved one buy their first home?

Becoming a home loan guarantor can be a wonderful way to help a family member enter the property market sooner—with a smaller deposit and potentially without paying Lenders Mortgage Insurance (LMI). 💙

Before saying yes, it's important to understand what it could mean for you.

As a guarantor, you should consider:

🤝 Your responsibilities under the guarantee
📊 How it may affect your future borrowing capacity
🏠 The impact on your own financial goals and plans

Every family's circumstances are different, which is why it's important to receive the right advice before making a decision.

At Viewpoint Finance Group, we'll explain how guarantor loans work, discuss the risks and benefits, and help you understand the options available to everyone involved.

🌐 Visit www.viewpointfinancegroup.com.au to learn more.

📩 Considering becoming a guarantor or exploring your first home options? Get in touch today and let's map out the right strategy together.

25/08/2026

🌸 Spring is just one week away... Is your home loan pre-approval ready?

With one of the busiest property seasons almost here, now is the perfect time to get organised before the competition heats up.

A home loan pre-approval can help you:

✅ Understand your borrowing capacity
🏡 Shop with confidence
⚡ Move quickly when you find the right property
🤝 Strengthen your position when making an offer

Don't wait until your dream home hits the market to start the process.

At Viewpoint Finance Group, we'll guide you from pre-approval through to settlement, making the home buying journey as smooth as possible.

🌐 Visit www.viewpointfinancegroup.com.au to learn more about home loan pre-approvals.

📩 Thinking about buying this spring? Contact us today and let's get you ready to make your move.

20/08/2026

🏡 If you're an investor—or thinking about becoming one—it's important to understand how the Federal Budget's proposed property tax changes could affect your next move.

Here's a quick snapshot of what's changing:

🏠 Existing InvestorsIf you purchased your investment property before 12 May 2026, your current negative gearing arrangements remain, and the existing 50% Capital Gains Tax (CGT) discount applies to growth in value until 1 July 2027.

📅 Buying an Established PropertyYou may still secure the current 50% CGT discount on growth until 1 July 2027, while negative gearing for established properties is scheduled to cease from 30 June 2027.

🏗️ Buying a Brand-New PropertyNewly built homes are proposed to remain exempt from these changes, retaining ongoing access to current negative gearing and CGT concessions (subject to legislation).

💡 With the transition period now underway, having the right finance strategy is just as important as choosing the right property.

At Viewpoint Finance Group, we can help you understand your borrowing capacity, structure your investment finance and work alongside your accountant or financial adviser to support your long-term investment goals.

📩 Thinking about buying your next investment property? Let's discuss your finance options and help you make an informed decision.

🌐 www.viewpointfinancegroup.com.au

🥔 Today is National Potato Day! 🎉Whether you love them crispy 🍟, mashed 🧈, baked 🔥 or roasted 🌿, today is the perfect ex...
18/08/2026

🥔 Today is National Potato Day! 🎉

Whether you love them crispy 🍟, mashed 🧈, baked 🔥 or roasted 🌿, today is the perfect excuse to celebrate one of Australia's favourite comfort foods.

At Viewpoint Finance Group, we know everyone has their favourite... but we want to settle the debate!

👇 Tell us in the comments:

🥔 What's your go-to potato dish?
🍟 Hot chips?
🥔 Creamy mash?
🥔 Loaded baked potato?
🌿 Crispy roast potatoes?
🥔 Potato salad?

We'd love to hear your favourite! 😊

While you're enjoying your potato feast, remember we're here to help with all your finance needs—from home loans 🏡 and business finance 💼 to asset finance 🚗 and franchise lending 🚀.

📩 Thinking about your next financial move? Get in touch with Viewpoint Finance Group and let's find the right solution for you.

🌐 www.viewpointfinancegroup.com.au

17/08/2026

🎁 Father's Day is just around the corner... Why not think beyond the socks and jocks? 😉

If Dad has been dreaming about weekends on the water, hitting the open road or enjoying the ride, now could be the perfect time to make it happen.

🚤 A new boat🏍️ A motorbike🏕️ A caravan or camper trailer🚗 Even a new family vehicle

At Viewpoint Finance Group, we compare a wide range of finance options to help you secure a solution that suits your lifestyle, budget and long-term goals.

Life's best memories aren't always made at home—they're made on the road, on the water and with the people who matter most. 💙

📩 Thinking about financing your next adventure? Contact Viewpoint Finance Group today and let's help turn your Father's Day wish list into reality.

16/08/2026

🏡 Dreaming of renovating your home? Your equity could help make it happen.

Many Australian homeowners are surprised by how much equity they've built up over the years.

That equity may be able to help fund:

🍽️ A modern kitchen
🛁 A bathroom makeover
🏗️ A home extension
🌿 An outdoor entertaining area
💻 A new home office

In many cases, using your home's equity can be a more cost-effective option than taking out a separate personal loan.

The key is understanding how much equity you have, what you can comfortably borrow and which finance solution is right for your circumstances.

📩 Thinking about renovating? Get in touch with Viewpoint Finance Group today and let's explore how your home's equity could help bring your plans to life.

Address

Brisbane, QLD

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+61407193789

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