Mane Financial

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Obert was heading into one of the biggest milestones of his life. Naveed made sure it felt that way.From the first step ...
01/06/2026

Obert was heading into one of the biggest milestones of his life. Naveed made sure it felt that way.

From the first step of the loan application to the last, Obert felt supported, confident, and never once overwhelmed. Every question answered, every detail handled, the whole process made manageable.

Buying a property can be a lot. With the right broker, it doesn't have to feel that way 🦁

Cast your mind back to COVID. The market was uncertain, the news was grim, and most people decided to wait and see. The ...
28/05/2026

Cast your mind back to COVID. The market was uncertain, the news was grim, and most people decided to wait and see. The ones who bought during that period? They watched their properties skyrocket in value not long after.

We're not saying the same thing will happen again. No one has a crystal ball. But the pattern is worth paying attention to - because uncertainty has always been part of property, and waiting for it to disappear means waiting forever.

There's also something worth remembering when the noise gets loud : you haven't lost money until you sell. Property values move in cycles - they go up, they ease, they go up again. That's not spin, that's just history.

The question isn't whether the timing is perfect. It never is. The question is whether you're in a position to act, and whether waiting is actually serving you 🦁

Most people don't realise that your personal borrowing limit and your SMSF borrowing capacity are two completely differe...
25/05/2026

Most people don't realise that your personal borrowing limit and your SMSF borrowing capacity are two completely different things.

If you've maxed out in your own name, an SMSF (Self Managed Super Fund) can be another vehicle to keep building your portfolio - whether that's residential or commercial property. The bank assesses it separately, so what you can or can't borrow personally doesn't come into play.

We're seeing more and more investors go down this path lately, and you can even set one up with someone else, so it doesn't have to be a solo move.

It's not the right fit for everyone, but if you're at that stage where you're wondering what's next, it might be worth a conversation sooner than you think.

Get in touch and we can look at whether it makes sense for you 🦁

If you've been trying to get into the property market but keep feeling like the goalposts are moving, you're not imagini...
21/05/2026

If you've been trying to get into the property market but keep feeling like the goalposts are moving, you're not imagining it. Saving a deposit while prices climb and cost of living does the same is genuinely hard, and a lot of people are stuck in a holding pattern wondering when the right time will be.

Rentvesting is one option that's worth understanding - because it flips the script a little.

It's when you buy an investment property first - while continuing to rent or live at home - rather than waiting until you can afford to buy somewhere you actually want to live.

The idea is straightforward: you get a foothold in the property market, your investment property generates rental income, and you keep the flexibility to live where suits you right now.

There are a few things worth understanding before you go down this path - like how lenders assess your borrowing capacity as a rentvestor, and what it means for things like the first home owner grant. But for a lot of people, it's a smarter first move than waiting on the sidelines for the "perfect" scenario.

If you've been wondering whether rentvesting could work for your situation, reach out and let's have a chat 🦁

Some decisions are just harder than others 🤪
18/05/2026

Some decisions are just harder than others 🤪

Fred didn't usually write reviews. But he did for Naveed.That says something.From the first conversation to settlement, ...
14/05/2026

Fred didn't usually write reviews. But he did for Naveed.

That says something.

From the first conversation to settlement, Fred knew exactly where he stood. No stress, no runaround. Just clear communication, a smooth process, and a loan structured to actually fit his situation.

That's the job done right 🦁

To every mum (and mother figure) navigating the chaos, the load, and the endless mental tabs left open - we see you. Wis...
09/05/2026

To every mum (and mother figure) navigating the chaos, the load, and the endless mental tabs left open - we see you. Wishing you a day that's exactly what you need, whether that's rest, family, or someone else making the coffee.

Happy Mother's Day from the team at Mane 💐🦁

Most people assume that buying an existing business means having the full amount ready to go. It doesn't.Business purcha...
07/05/2026

Most people assume that buying an existing business means having the full amount ready to go. It doesn't.

Business purchase finance is something we're doing more and more of at Mane, and it's an option a lot of people don't know exists. Whether you've found a business you want to acquire or you're actively looking, the right finance structure can make it happen without draining your own capital.

The lender looks at the business itself, its income, and the deal on the table.

If you've got your eye on something, or you're just starting to explore the idea, reach out. We can help you work out what's possible 🦁

The Mane Financial team is growing!We're excited to welcome Bryan Belgira to the team as our Settlement & Credit Support...
04/05/2026

The Mane Financial team is growing!

We're excited to welcome Bryan Belgira to the team as our Settlement & Credit Support Manager.

Bryan brings several years of experience supporting brokers with loan processing, credit work, and settlement coordination. He knows his way around a wide range of residential applications and understands what it takes to keep files moving smoothly from submission through to settlement.

Welcome aboard, Bryan. Glad to have you with us 🦁

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Brisbane, QLD
4000

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