Visionary Finance Group

Visionary Finance Group We are a small, experienced team led by Rebecca Le Cornu, a Brisbane-based mortgage broker of more than 20 years. Contact us for your ✨visionary✨ experience!
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Whether you're a Brisbanite or not, our friendly, detailed, supportive ✨visionaries✨ can help. Visionary Finance Group is an Authorised Credit Representative of BLSSA Pty Ltd (Australian Credit Licence Number: 391237), Authorised Credit Representative Number: 557997.

💡 Repeat After Me: It’s NOT about the rate! 🏡💰Yes, we love a sharp rate! 📉 But here’s the thing: Getting a loan is about...
03/06/2026

💡 Repeat After Me: It’s NOT about the rate! 🏡💰

Yes, we love a sharp rate! 📉
But here’s the thing: Getting a loan is about finding the RIGHT match, like a perfect long-term relationship 💑, not just a one-night stand! 😄

Here’s what we really consider when helping you find the right loan:
✅ Your goals - are you planning renovations, debt consolidation, investment?
✅ Your life stage - growing family, career change, retirement?
✅ Your income type - PAYG, self-employed, contract?
✅ Your property plans - future upgrades or sales?
✅ Bank policy quirks - yes, they all have different “personalities” 😉

💬 In short: it’s matchmaking your financial needs with the right lender. A lower rate is great, but a mismatch could cause more stress long term.

If you'd like to chat about whether you're ready for a better match, let’s talk. Your dream lender might be out there! 💌

02/06/2026

Investors! Your borrowing power may have changed. 🏡📉

If you’re planning to buy an investment property, your maximum borrowing capacity may not be what it was a few weeks ago.

Some lenders are now changing how they treat negative gearing in their servicing calculations. 🏦

In plain English?

They may no longer give you the same benefit for investment property tax deductions when working out how much you can afford to borrow.

This could impact:

💰 How much you can borrow
🏦 Which lender is right for you
📄 Whether your existing pre-approval still works
⏰ How quickly you need to act before signing a contract

This doesn’t mean investors should panic. It does mean your strategy needs to be checked properly before you buy. 👀

📲 If you’re planning to purchase an investment property this year, let me guide you through the new lending landscape.

✨EOFY Tip: Instant Asset Write-Off for Small Business 💼Small business owners! This one is worth a quick EOFY check-in. 👀...
01/06/2026

✨EOFY Tip: Instant Asset Write-Off for Small Business 💼

Small business owners! This one is worth a quick EOFY check-in. 👀

For the 2025–26 financial year, eligible small businesses may still be able to access the $20,000 Instant Asset Write-Off.

In plain English? You may be able to immediately deduct the business-use portion of eligible assets, rather than depreciating them over time.

This could apply to things like:

🖥️ Computers, laptops and office equipment
📱 Phones and business tech
🖨️ Printers, scanners and equipment
🪑 Office furniture
🔧 Tools and equipment
🚗 Some business-use assets, depending on eligibility and cost

A few key things to know:
✅ Your business generally needs annual turnover under $10 million
✅ The asset must cost less than $20,000
✅ It must be first used or installed ready for use by 30 June 2026
✅ Only the business-use portion can usually be claimed
✅ Eligibility depends on your business structure, asset type and tax position

And the important bit...
Buying something just for a tax deduction is not always smart strategy. Tax savings are great, but … unnecessary spending is still unnecessary spending. 😅

Before you rush into an EOFY purchase, speak with your accountant and make sure it actually makes sense for your business.

📲 Need finance for equipment, business assets or cash flow before EOFY? Let’s chat and work through your options.

💛 Always working in your best interests 💛Working with clients over the years and growing alongside them is one of the mo...
29/05/2026

💛 Always working in your best interests 💛

Working with clients over the years and growing alongside them is one of the most rewarding parts of what we do. It’s never just about the loan. It’s about looking ahead, identifying risks, and making sure every decision supports your bigger picture.

Thank you for your continued trust, Chaniel. We’re so grateful to be in your corner 🏡✨

🎓 Got a HECS/HELP debt that’s holding back your borrowing power?Good news! Some lenders assess HELP debt differently, wh...
28/05/2026

🎓 Got a HECS/HELP debt that’s holding back your borrowing power?

Good news! Some lenders assess HELP debt differently, which may improve your borrowing capacity. 💪🏡

This can be a game-changer for:
🏡 First home buyers
📈 Upsizers
🔁 Refinancers
🎓 Borrowers with student debt
💰 Clients trying to maximise borrowing power

HELP debt does not automatically stop you from getting a home loan, but the way a lender assesses it can make a big difference.

💬 Want to see how this could work for you?

DM me or get in touch. Let’s explore your options.

💔 Divorce is hard. Keeping your family home doesn’t have to be.Separation can be one of the most difficult times in your...
27/05/2026

💔 Divorce is hard. Keeping your family home doesn’t have to be.

Separation can be one of the most difficult times in your life... emotionally and financially, especially when children are involved.

For many families, staying in the home can make all the difference.
It creates stability, familiarity and comfort for the kids when everything else feels like it’s changing.

But trying to buy out your partner can feel overwhelming, especially when you’re unsure whether the numbers will stack up.

Here’s the good news:
✅ We work with lenders who understand separation and family law scenarios
✅ Some lenders may consider policy exceptions
✅ There may be options around refinance, cash out and property settlement
✅ We can help you understand your borrowing capacity and next steps

If staying in the family home is part of your plan, let’s explore your options.

We’ll guide you through it with care, clarity and confidentiality.

📞 Reach out for a private, no-pressure chat.
You don’t have to do this alone.

26/05/2026

🐶🐔 It always starts small…

One minute it’s “let’s get a puppy”
Next minute it’s “we probably need a fence… and maybe a coop… and actually while we’re at it…” 😅

Unexpected home upgrades have a funny way of sn*******ng. Whether it’s setting up the backyard for a new furry family member or building that chicken coop you swore would be simple, the costs can add up quickly.

The good news is there are ways to structure your finance so these little lifestyle upgrades don’t become big financial headaches.

Thinking about making some changes at home? Let’s chat and make sure your loan is working for you, not against you 🏡✨

🏡 Buying a property from family at a discounted price?That’s called a favourable purchase, and yes, it can be a legitima...
25/05/2026

🏡 Buying a property from family at a discounted price?

That’s called a favourable purchase, and yes, it can be a legitimate lending option. 👏

Different lenders have different policies, but here’s the exciting part:
💥 Some lenders may allow borrowing above the purchase price where the property is being purchased from a family member at a genuine discount.

This can be a great way to get into the market without needing a large cash deposit, especially if you’re purchasing from a parent or relative.

A favourable purchase may help with:
🏡 First home buying
👨‍👩‍👧 Family property transfers
💰 Reducing the cash deposit needed
🔑 Getting into the market sooner

📌 LVR restrictions apply. Lending terms and conditions apply. Legal and tax advice may also be required.

💬 Curious whether this could work for you? Reach out and let’s go through the details together.

🏡 Some things I can help you with...If you’re planning to buy, refinance, invest or just want to understand where you st...
21/05/2026

🏡 Some things I can help you with...

If you’re planning to buy, refinance, invest or just want to understand where you stand, here are some of the ways I can help:
🔢 Your maximum borrowing capacity
I’ll run your numbers and show you how much you may be able to borrow, including estimated repayments.
💰 Your maximum purchase price
I’ll deep dive into deposit requirements, government grants, stamp duty concessions and LMI waiver options so you know what you can realistically aim for.
🏦 The best lender to match your needs
It’s not just about the lowest rate, you can Google that. It’s about matching you with a lender that suits your income, goals, property type and overall strategy.
🧐 Home loan health check
I’ll review your current home loan to see whether your rate, structure and features are still working for you. A sanity check costs you nothing.
🏘️ Unlocking equity to build wealth
One of my favourite things is helping clients use equity in one property to buy another and build long-term wealth.

📞 Need some help?
Call me: 0401 864 387
📧 Email: [email protected]
📩 Or shoot me a message

💡 Quote of the day“Do not save what is left after spending, but spend what is left after saving.”— Warren BuffettA gentl...
20/05/2026

💡 Quote of the day

“Do not save what is left after spending, but spend what is left after saving.”
— Warren Buffett

A gentle reminder that wealth building starts with intention, not whatever happens to be left over.

💰 Prioritise saving
📊 Set the strategy
🏡 Spend with purpose
📈 Build the future you actually want

It’s not about restriction.
It’s about creating choices, confidence and a future you’re proud of.

Address

Brisbane, QLD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300780704

Website

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