04/02/2026
RBA Rate Hike Update (03/02/2026)
The RBA has increased rates by 0.25%, meaning your home loan repayments will be going up soon.
Banks are expected to pass this on by mid–end of this month, so it’s important to check your lender app.
Why this is a good time to review your mortgage?
Rate hikes often highlight differences between lenders. Some borrowers may be:
• Paying a higher rate than necessary
• Missing out on discounted rates, features, or cash back offers.
• Unaware of how much the rate change affects their long-term interest costs
A mortgage health check helps you understand whether your current loan is still competitive and if refinancing could reduce your repayments or interest over time.
If you’d like to explore your options and understand how this rate change impacts your situation, feel free to get in touch.
Mounika Muppalla, 0415731413 or [email protected]
