Guard Insurance Brokers

Guard Insurance Brokers Specialists in business insurance advice. Our commitment to you is Outstanding Service and Outstanding Advice.

Insurance Brokers specialising in:

- Business Insurance
- Commercial Property Insurance
- Professional Indemnity
- Public Liability Insurance

Before you do - there are a few things worth checking first. 👀Growth is exciting. But expanding at the wrong time, or wi...
02/06/2026

Before you do - there are a few things worth checking first. 👀

Growth is exciting. But expanding at the wrong time, or without the right foundations in place, can stretch your resources thin and create risks you didn't see coming. 😬 And one thing most business owners don't think about until it's too late? How expansion changes your insurance needs. 🛡️

We've put together a practical guide covering the clearest signs your business is ready to grow, the warning signs that say not yet, and what you need to do to make sure your coverage keeps pace with your business. 💡

Read the full guide at the link!🔗 guardinsurance.com.au/how-to-know-when-its-time-to-expand-your-services/

🔧 One mistake on a customer's car can cost your business more than the job was ever worth - and if your policy has the w...
28/05/2026

🔧 One mistake on a customer's car can cost your business more than the job was ever worth - and if your policy has the wrong exclusions, that cost lands directly on you.

Here's what most mechanics and panel beaters don't realise until it's too late: standard liability policies exclude cover for rectification of faulty work. That means if an employee makes a mistake and the repair causes further damage, you could be paying for it out of pocket. Add in the complexity of customers' vehicles on your premises - being test driven, moved around the workshop, or sitting in your care overnight - and the gaps in a generic policy can be significant.

At Guard Insurance Brokers, motor trades is one of our specialities. We know exactly which policies include sub-limits for faulty workmanship, how customers' vehicle cover works across different sections of a policy, and where the dangerous gaps tend to hide. 🚗

👉 Don't wait for a claim to find out you're exposed. Check out https://guardinsurance.com.au/motor-trades-insurance/

Most small businesses know they should have a crisis management plan. Almost none have one that actually works when they...
26/05/2026

Most small businesses know they should have a crisis management plan. Almost none have one that actually works when they need it. 😬

Two-thirds of Australian SMEs have been hit by bushfires, floods or cyclones in the past five years. 🌊🔥 One in four have no disaster response plan at all. And when something goes wrong, the difference between a stressful-but-manageable situation and a drawn-out nightmare usually comes down to one thing - preparation. 📋

We've put together a practical guide to building a crisis management plan that your business can actually use - covering everything from identifying your critical functions, to communication, to making sure your insurance and your plan are working together. 💡

Read the full guide at the link below. 🔗 guardinsurance.com.au/how-to-create-a-crisis-management-plan-that-actually-works-for-your-small-business/

🚨 If you manufacture, import or sell products in Australia, there's a good chance you're sitting on a coverage gap that ...
22/05/2026

🚨 If you manufacture, import or sell products in Australia, there's a good chance you're sitting on a coverage gap that could wipe out everything you've built.

Most business owners assume their product liability insurance has them covered. It doesn't - not for the costs that hit hardest when something goes wrong. A recall alone can run into the millions, and standard policies typically won't cover a cent of it.

⚠️ One faulty product. One recall. Millions of dollars in costs your insurance won't cover.

Our latest blog will help you find out what you're actually covered for - and what you're not - before you need to find out the hard way.
https://guardinsurance.com.au/could-your-product-put-your-business-at-risk-the-coverage-gap-most-owners-dont-know-about/

Simple and stress-free - that's the goal. But what makes it genuinely worth it is what's underneath. 🙌 Business insuranc...
20/05/2026

Simple and stress-free - that's the goal. But what makes it genuinely worth it is what's underneath. 🙌 Business insurance isn't one-size-fits-all, and the wrong policy can cost you far more than the premium you saved. We take the time to understand your business properly, because getting the details right upfront is what protects you when it counts. ⚡

📞 1300 167 143 guardinsurance.com.au

Your insurance might not cover what it costs to rebuild anymore. 🏢😬Australian construction costs have surged over 31% si...
18/05/2026

Your insurance might not cover what it costs to rebuild anymore. 🏢😬

Australian construction costs have surged over 31% since 2020. 📈 That means the cost to rebuild your premises is dramatically higher than it was just a few years ago - and if your sum insured hasn't kept pace, you could be sitting on a significant gap without even knowing it. 💸

We've broken down exactly what's driving the increases, how it affects different types of businesses, and five practical ways to manage your costs without sacrificing the cover you actually need. 💡
Read the full breakdown at the link below. 🔗 https://guardinsurance.com.au/how-rising-construction-costs-are-affecting-commercial-property-insurance-premiums/

🍽️ Running a café or restaurant is expensive enough without overpaying for insurance that doesn't fit your business.The ...
15/05/2026

🍽️ Running a café or restaurant is expensive enough without overpaying for insurance that doesn't fit your business.

The problem is, hospitality insurance isn't one-size-fits-all. Your premiums are affected by what's happening in your kitchen - deep frying, wok cooking, the state of your grease traps, your fire safety setup. Get that picture wrong and you're either paying too much, or you're underinsured when you need to claim. Neither is a good position to be in.

Guard Insurance Brokers specialise in getting that picture right. We scour the market, leverage our insurer relationships for competitive rates, and build coverage around how your business actually runs - property, equipment, public liability, business interruption, and everything in between. 💪
👉 https://guardinsurance.com.au/cafe-restaurant-insurance/

You've felt the fuel bills go up. 📦⛽You've dealt with the delayed orders.You've absorbed the higher freight costs.But he...
13/05/2026

You've felt the fuel bills go up. 📦⛽
You've dealt with the delayed orders.
You've absorbed the higher freight costs.

But here's what nobody's telling you right now -
The insurance policy sitting in your drawer was written for a world that no longer exists. Lower costs. Shorter lead times. Faster supply chains.

That world is gone. And if something goes wrong with your business tomorrow, your policy might not stretch as far as you think it will. 🚨

We've written the piece that breaks it all down - what's changed, where the gaps are, and what to check before a claim exposes them: https://guardinsurance.com.au/the-hormuz-crisis-is-hitting-australian-businesses-but-nobodys-talking-about-the-insurance-problem/

⚠️ Quick question - does your current insurance policy cover work above 10 metres? What happens if a subcontractor is in...
11/05/2026

⚠️ Quick question - does your current insurance policy cover work above 10 metres? What happens if a subcontractor is injured on your site and brings a claim against your liability insurance? Does your coverage reflect the actual mix of residential and commercial work you're doing?

Most plumbers never ask these questions. And most find out the answers at the worst possible time - when a claim is already on the table.

The plumbing insurance market has tightened significantly, and the policies being written today look very different to what they used to. Guard Insurance Brokers know where the gaps are, what the exclusions look like, and how to structure your coverage so nothing falls through. 🐆

👉 Stop guessing and start knowing. Talk to Guard today and get insurance built for how you actually work. https://guardinsurance.com.au/insurance-for-plumbers/

We've compiled 9 of the most common business insurance myths that are leaving Australian businesses exposed - is yours o...
07/05/2026

We've compiled 9 of the most common business insurance myths that are leaving Australian businesses exposed - is yours one of them? 😬
Most business owners assume they're covered. The reality is often very different, and the gaps only tend to show up when something actually goes wrong - which is exactly the wrong time to find out. 🚨
From the belief that one policy covers everything, to the idea that working from home means your home insurance has you sorted, to the assumption that cyber threats are someone else's problem 💻 - these are mistakes we see play out across businesses of all sizes.
Swipe through and see how many of these sound familiar 👉 The full breakdown is on our website 📌 https://guardinsurance.com.au/common-business-insurance-myths-debunked/

Address

15/110 Mary Street
Brisbane, QLD
4006

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+611300167143

Website

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