InfoChoice.com.au

12/08/2025

***BREAKING - RBA cash rate down to 3.60%***

MORTGAGE WATCH:
Many analysts and pundits were left with egg on their faces after the RBA surprisingly left the cash rate on hold in July.

The message was clear: The RBA is waiting for more clear direction.

Well, now it's here; Q2 inflation numbers showed further moderation, and there's been a slight loosening in the labour market.

See what the likes of CommBank, Westpac, NAB, ANZ and others are doing in the wake of the third rate cut in 2025.

26/05/2025

Have you been dudded by your bank after the latest rate call? The most common delay for home loan rates going down is 10 days, but find out the worst offenders in this article 👇

Banks have wasted no time in dropping interest rates on savings accounts, but for those with a mortgage, relief has to wait a while.

23/05/2025

Most of the cuts to savings accounts in the wake of the RBA decision have been as-expected, if a little slower than usual.
However, one bank as of Friday has reduced rates by 30 basis points - MORE than the RBA cut. Find out which in this article.

In case you didn't receive email correspondence, here are the changes observed for prominent banks and savings accounts in the wake of the May 2025 decision.

22/05/2025

With rental prices soaring and vacancy rates hitting historic lows, Australians are finding innovative ways to put a roof over their heads. From living in caravans to pet sitting, renters are making significant lifestyle changes to afford housing.

After leaving a toxic relationship in 2024, Kara* was faced with a harsh reality: finding a stable home for her and her son and pet cat was next to impossible.

20/05/2025

The has cut the cash rate to 3.85%. See where this compares to the historical average.

The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.

02/04/2025

Tiimely Home, in the wake of the RBA cash rate hold yesterday, introduced a new home loan cashback offer up to $2k!
See the 10 other lenders with cashback offers in this article 👇
https://tinyurl.com/423j32c5

25/03/2025

"You can't get a mortgage without securing it against a house, so why can the government back spending against forecasts and unexpected windfalls it can't control?".

In what could very well be the final budget of this government - and certainly of the 47th Parliament - Treasurer Jim Chalmers saved his worst until last.

14/03/2025

There are now 10 lenders with cashback deals in the market 🫰 Police Bank is the newest entrant with up to $4k cashback on eligible refinances. Find out the other nine in this article 🧐👇

High interest rates put the kibosh on the litany of cashback offers out there, but there are still a number of lenders offering cashback offers to sign up or switch your home loan to them.

13/03/2025

Aussies currently hold more than $300 billion in their offset accounts, according to the latest data - a new record high. Do you have an offset account? 🤑

Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.

04/03/2025

🏡 Who had it hardest buying a home in Australia? 💰

Boomers say they battled 17% interest rates. Gen X had no government help. Millennials and Gen Z face sky-high prices and stagnant wages. So, who really had it the worst? 🤔

We break down the generational housing struggle in our latest article. Read now: https://www.infochoice.com.au/home-loans/which-generation-really-had-it-harder-when-buying-a-home

Drop your thoughts in the comments!

Older generations often allege Millennials' urge to spend their paycheque on smashed avos and lattes and Gen Z's refusal to make sacrifices are why they cannot afford a home.

26/02/2025

Harness the power of knowledge with our free property report. Find out accurate price data, sales history, comparable properties and other handy information, delivered straight to your inbox

https://www.infochoice.com.au/free-property-report

21/02/2025

RBA ALERT: Find out in 80 seconds the lenders passing on the rate cut, and what it means for your home loan.

February brought the first RBA cash rate cut in more than four years, down to 4.10%. Many lenders responded with haste, cutting home loan rates for variable ...