Thomas Mortgage Brokers

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New Farm, QLD
Thomas Mortgage Brokers

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Lending, made simpler. Home loans, Refinancing & Investment Lending. Self-employed lending specialists. Brisbane-based, Australia-wide.

“Finding the correct loan that fits the clients everyday needs”

A lot of home loan owners, change their style to fit the bank. Home Loans should fit the client not the bank. Thomas Mortgage Brokers have over 10+ years in Home and Commercial Lending experiences. We can find the correct fit for your banking requirements

“Do not fit your loan to a bank, let TMB find the correct fit for you”.

06/10/2026

“How much can I borrow?” is usually one of the first questions we’re asked.

And the answer isn’t simply your salary × a magic number. Your income matters, of course, but so do your expenses, existing debts, credit limits, dependants and the lender’s own assessment criteria.

It also means your borrowing capacity can vary from lender to lender. And just as importantly: the maximum a lender may approve isn’t necessarily the amount you should spend.

If buying is on your radar, understanding your numbers early can make the property search a lot more straightforward.

Know your numbers before you start looking.

28/09/2026

You might know us for home loans, but we can help with the car in the driveway too.

Through TMB Financial Solutions, we can help with vehicle finance whether it’s for you personally or for your business.

Upgrading the family car? Buying something new? Or looking to finance a vehicle or asset for your business? We can help with both.

Same straightforward approach to finance, just beyond the home loan.

Looking for your next car or business asset? Head over to TMB Financial Solutions to find out more.

23/09/2026

Life doesn’t always fit neatly between 9 and 5- and we don’t expect your finance to either.

Buying a home, refinancing or making another big financial decision often comes with questions that don’t conveniently pop up during business hours.

That’s one of the things we love about being a local brokerage.

Need an early morning or after-hours call? We’ll do our best to make it work. Prefer to meet in person? Come to us, or where possible, we can come to you.

And beyond convenience, having a broker means having someone in your corner throughout the process- to answer the questions, work through the options and help keep things moving.

Because when you’re making one of life’s bigger financial decisions, getting the right support shouldn’t be the hard part.

TMB | Lending, made simpler.

14/09/2026

We love hearing from our clients. ★★★★★

“With Eric’s help we were able to complete the process of refinancing our loan seamlessly. He was able to assist us with completing the application forms, ensured we provided the correct documentation and acted as a wonderful conduit between the financial institution and ourselves. He also followed us up to make sure we had received our documentation and assisted us when we experienced technical difficulties printing our documents. He also arranged for a witness to attend our premises, at our convenience, to ensure that our legal documents were completed correctly in a timely fashion. He provided excellent service and was incredibly knowledgeable about a variety of products offered by financial institutions. Thanks to him we will now save thousands of dollars and pay off our mortgage much faster! I would not hesitate to recommend his professional services to others.” - Gemma

It was such a pleasure helping you refinance your home, Gemma! Even better knowing the new loan will save you thousands in interest and help you pay off your home sooner. Moments like this are exactly why we do what we do.

10/09/2026

One of the best times to speak to a broker? Before you’ve found the house.

A pre-approval can give you a clearer understanding of your borrowing position and the price range you may be able to consider.

But just as importantly, it gives us an opportunity to identify potential issues early — before you’ve fallen in love with a property and want to make an offer.

Maybe an existing debt is affecting your borrowing capacity. Maybe your income needs to be assessed differently. Or perhaps one lender simply suits your circumstances better than another.

Less guessing. Less scrambling. More confidence when the right property comes along.

Thinking about buying? You don’t need a property picked out to start the conversation.

↓ Book a chat with Eric via the link in our bio.

General information only. Pre-approval is conditional and isn’t a guarantee of final approval. Lending criteria and lender assessment apply.

08/09/2026

Right home. Wrong time. Or so they thought.

Our clients were renting when they found the one — a $960,000 home with the extra space their growing family needed.

They had worked hard to save $150,000, but believed they needed a 20% deposit to buy. Once they allowed around $35,000 for stamp duty and purchasing costs, they assumed they simply weren’t there yet.

But a 20% deposit isn’t always required.

After reviewing their position, we found a lending option that allowed them to purchase with their existing savings. LMI of approximately $18,892 applied and could be capitalised into the loan, subject to lender approval.

For them, it came down to a choice: keep saving and let the property go, or accept the cost of LMI and secure the home they loved now.

For this family, the choice was worth it.

Right home. Right now.

It’s a great reminder not to rule yourself out based on what you think you need. Sometimes you’re closer to buying than you realise.

Thinking about buying? Start with a conversation.

General information only. Figures relate to this client’s individual circumstances and have been rounded where applicable. Lending criteria, LMI eligibility and lender approval apply.

Address

Moray Street
New Farm, QLD
4005

Website

http://www.tmbrokers.com.au/

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