Moana Barnes - Loan Market Fincode

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Moana Barnes - Loan Market Fincode

Moana Barnes is a Credit Representative Credit Representative Number 543526 of BLSSA PTY LTD Australian Credit License: 391237 ACN: 613 015 384

26/05/2025

Money Mondays 💸
Following the Reserve Bank of Australia’s decision to lower the cash rate to 3.85%, several major and smaller banks have reduced their home loan rates. The Big Four—Commonwealth Bank, Westpac, NAB, and ANZ—have all passed on the full 0.25% cut to their variable home loan customers. Additionally, lenders like Macquarie Bank, Suncorp, ING, AMP, and Athena Home Loans have also announced similar reductions.

This is great news for both current and prospective homeowners, as lower interest rates can lead to reduced monthly repayments and increased borrowing capacity.

📲 Considering refinancing or entering the property market? Let’s discuss how these changes could benefit you.

20/05/2025

💡 Tip Tuesday – Finance Nugget for Better Borrowing 💸

🚫 Avoid “Buy Now, Pay Later” traps!

If you’re looking to buy a home soon, using services like Afterpay, Zip Pay or Klarna might be hurting your chances – even if you always pay on time.

Lenders see Buy Now Pay Later as a form of debt, and it can reduce your borrowing power or raise questions about your spending habits.

✅ Tip: Before applying for a home loan, consider pausing or closing these accounts and avoid opening new ones. It’s a small change that can make a big difference in how lenders see you!

💬 Got questions? Let’s have an obligation-free chat about how you can tidy up your finances and boost your borrowing power. Reach out anytime!

07/05/2025

📢 What’s Up Wednesday

🏦 Anticipated RBA Rate Cut:
The Reserve Bank of Australia’s next meeting is scheduled for May 20, 2025. Economists widely expect a significant cash rate cut, potentially by 50 basis points, which could lower the official cash rate from 4.10% to 3.60%.

What this could mean for you?
• Lower repayments: If you’re on a variable rate, you could see your monthly mortgage repayments drop.
• Better borrowing conditions: Lower interest rates can increase your borrowing power.
• Refinancing opportunities: It might be a great time to reassess your current loan and see if you can get a better deal.

If you’re wondering how this could affect your current mortgage—or you’re looking to buy soon—let’s chat! 📞

10/04/2025

Why talk to a Mortgage Broker today?
🏡 Access to 60+ lenders
💰 Save time & money
📋 Personalised loan advice

Let’s find the right finance solution for you — get in touch today!

08/04/2025

Think using a Mortgage Broker costs more? Think again!
💰🏦

01/04/2025

🏡💰Let’s chat and see how close you really are to owning—your dream home might be closer than you think! Contact me today.

27/03/2025

Your dream home is closer than you think! ✨ Send me a message today and let’s get started on your home-buying journey!

24/03/2025

Another happy approval! 🚗✅ Recently funded this sleek new ride for a great couple. If you’re looking to finance your next vehicle, let’s chat!

Address

175 Bay Terrace, Wynnum
Brisbane, QLD
4178

Telephone

+61426204342

Website

http://www.financecode.com.au/

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